500 Blog Posts To Learn About Finance

cover
27 May 2026

Let's learn about Finance via these 500 free blog posts. They are ordered by HackerNoon reader engagement data. Visit the Learn Repo or LearnRepo.com to find the most read blog posts about any technology.

“Money is the most universal and most efficient system of mutual trust ever devised.” ― Yuval Noah Harari

1. A Quick Starter Guide to Leveraged Trading at BitMEX

<strong><em>NEWS 31 March 2019</em></strong>: <a href="http://antiliquidation.com" target="_blank"><strong>AntiLiquidation.com</strong></a><strong> <em>is a BitMEX Anti-Liquidation Tool & Position Calculator. This free tool will save you up to 70% of your capital by avoiding liquidation. It also enables up to 700</em>x<em> leverage via tight Stop placement. Use it to improve your PnL at BitMEX.</em></strong>

2. Behind the startup: ​Interview with Alexander Busarov on Fighting Counterfeiting in China

In this interview we speak with Alex Busarov the co-founder of Taelpay about Taelpay ecosystem a blockchain application developed by the team while operating in China. Tael consists of over 50,000 users in 500 cities, hundreds of products protected with NFC chips and blockchain, all in cooperation with a long list of participating companies like Rakuten, Nestlé, New Zealand Cherry Corp,and many more. The Tael ecosystem is anchored by the Tael token which acts as a reward, loyalty, and marketing incentive for participants in the ecosystem. Now lets delve straight into the interview!

3. Profiting in Times of Crises: The Silicon Valley Bank Story

Examining interest rates' evolution & their role in modern economies. Discussing COVID-19, Ukraine war & inflation's impact on SVB's collapse & stakeholders.

4. Financial Nihilism and Bitcoin Explained

Explore how financial nihilism and Bitcoin challenge traditional finance, offering bold alternatives. Will you reshape your financial future? Read more now 👀➡️

5. Decentralized Finance: Automation of Financial Markets

The expression decentralized finance - often abbreviated as DeFi - describes to an alternative financial infrastructure built on top of the Ethereum blockchain. DeFi uses smart contracts to create protocols that replicate existing financial services in a more open, interoperable, and transparent way. This article highlights opportunities and potential risks of the DeFi ecosystem. I propose a multi-layered framework to analyze the implicit architecture and the various DeFi building blocks, including token standards, decentralized exchanges, decentralized debt markets, blockchain derivatives, and on-chain asset management protocols. I conclude that DeFi still is a niche market with certain risks but that it also has interesting properties in terms of efficiency, transparency, accessibility, and composability. As such, DeFi may potentially contribute to a more robust and transparent financial infrastructure.

6. Oh Bitcoin is still a thing? Should I start mining then?

<em>In short… probably not.</em>

7. The Ultimate Guide To Successful Algorithmic Trading

Photo From UnSplash

8. Perch, a Mortgage Fintech, Raises $4M in Series A Funding

Perch, a Mortgage Fintech, Raises $4M in Series A Funding

9. Craig Wright is Satoshi Nakamoto

Explore the compelling case for Craig Wright as Bitcoin's Satoshi Nakamoto, analyzing his script expertise, digital cash experience, and trial victories.

10. Cryptocurrency Trading Bible Four: Secrets of the Bitmex Masters

“Do you Mex?”

11. Digital Transformation Success Stories in Mezzanine Lending

Characterized by its unique, tailor-made nature, mezzanine financing occupies a specific niche space within the financial landscape

12. The 3 Types of Cryptocurrency Traders that are Kicking Your Ass

Illustration by John Wu

13. DeFi's Collateralized Debt Protocols

14. How Does Cryptocurrency Affect the Global Financial System?

In 2023, the total market cap of all cryptoassets, including stablecoins and tokens, exceeds $1 trillion as reported by CoinMarketCap.

15. Colony Labs Launches Index Token Offering on Avalanche Ecosystem

Colony Avalanche Index (CAI) is the first index token that provides exposure to the AVAX ecosystem.

16. Minimize Your Life Expenses by Following These 5 Steps

Living in today’s world may force you to prepare more money. But don’t worry because we will show you how to minimize expenses in five simple ways!

17. How to Find Capital for Your Business

One of the primary keys in setting up a business is having capital. If you don't have one, you must be seeking business capital.

18. WTF is Ethereum?

<span>A</span><strong>lthough ‘Bitcoin’ and ‘Ethereum’ are terms</strong> that are often paired together, the reality is that they are vastly different. The only thing Ethereum shares with Bitcoin is that it’s a cryptoasset running on top of blockchain.

19. A Short Guide to DeFi and The Metaverse: What is it and Why Should You Care?

Decentralized finance and the metaverse are mainstream today. That is why these two topics attract people very much, they do not understand these trends. In 2022, investments in these areas will increase exponentially, even despite the bear market. In this article, let's take a look at what DeFi and Metaverse are, what their prospects are, and why you should pay maximum attention to these areas.

20. A Brief History of Jack Ma's Ant Financial - the $150B Unicorn

Image: crowdfundinsider.com

21. 5 Best Stock Market APIs in 2024: A Guide for Data Scientists & Algorithmic Traders

Best stock market data APIs for data scientists and algorithmic traders: Alpha Vantage, Barchart OnDemand, Tradier, Intrinio, and Xignite.

22. Is the Stock Market More Legitimate Than the Cryptocurrency Market?

He wished cryptocurrency had never been invented and crypto was for people who wanted to get rich quickly by doing very little for civilization.

23. How to Build Telegram Chats with a Crypto-trading Bot

Perhaps a sign of the times: my most active Telegram chat is with a crypto-trading bot that constantly listens for opportunities to trade on my behalf. I used an open-source library to develop some strategies and configure the bot to execute them using my Binance account. The bot communicates all of its trades through Telegram and can reply to my requests to take action or share live updates.

24. Top Resources for Learning About AI in Finance

Curated list of top resources to learn about AI in finance.

25. My Entire Financial System in One Diagram

<em>This post is part of a larger attempt to share my personal “systems” that help me organize my life. I’m no expert, but by sharing my system, I hope to get feedback and inspire others to share as well.</em>

26. Arbitrage as a Shortest-Path Problem

An explanation of arbitrage and a look at an efficient algorithm to find riskless instantaneous arbitrage opportunities across markets.

27. 10 Money Lessons I Wish I Knew When I Was 25

Andrew Lokenauth goes over money lessons that everyone in their 20s should know about.

28. What Is Looping in DeFi and How Does It Work

There is a method known as "looping" that allows investors to profit from borrowed funds.

29. Tether And The Great Crypto Ice Age

Stablecoins have become the most important source of short-term liquidity for central crypto exchanges. And among those Tether. What's the current scenario?

30. Calculate Required Rate of Return With the Fama-French Three-Factor Model

Investors are always evaluating the amount of risk they are willing to take for a certain expected return. Intuitively, the best investment maximizes the return

31. Three Industries Augmented Reality Could Disrupt in the Next Decade

AR has great potential in positively disrupting real sectors

32. Cake DeFi has Given Out $317 Million in Rewards as of Q1 2022

CakeDeFi has paid around $317 million in rewards to its customers as of the end of Q1 2022 to become one of the fastest growing DeFi platforms in Asia.

33. Why 2020's Alt Season Is Different from 2017

With Bitcoin's recent surge in price, some people in the cryptocurrency space began to wonder whether the short-lived Alt Season was coming to an end. After all, many of the astounding gains being made by alts coincided with Bitcoin's two-month uncharacteristic lack of volatility. It seemed that traders were looking elsewhere to make large profits.

34. How Airlines Generate Revenue [General Overview]

The Wright brothers flew the first plane in 1917. At the time, going on an airplane was not common. Being a passenger on a flight was expensive. The focus for airlines was luxury. As time has passed, their focus has shifted from luxury to revenue. With the shift, airlines have grown their revenue sources. Airlines not only make money from passengers. They work with businesses to generate revenue.

35. The 16 Highest-Paying Cities for Investment Bankers in the U.S

Investment bankers can earn some hefty pay, helping to make it one of the most popular careers on Wall Street. What do they get paid in U.S cities?

36. Patience is Beautiful

Why I believe the real bull market will begin in the third and fourth quarter of this year.

37. Aave Vs. Yearn Finance Vs. Curve Finance Vs. DeHive: What Makes These DeFi Protocols Tick?

The concept of yield farming comes from a meme, but today it describes the process of making profit through any form of interaction with DeFi protocols.

38. OpenBB Terminal 2.0 is More Than an Alternative for Bloomberg Terminal

OpenBB Terminal 2.0 is more than an application, it’s a platform.

39. A Hidden Crypto Goldmine: CoinList Token Sales

CoinList has an excellent lineup of token sales. They vet each project and provide a good opportunity for investors to get in early on exciting crypto startups.

40. Multichain Hack and Its Consequences

Details of Multichain hack and how it affected Fantom chain

41. How to Integrate KYC With Open Banking: a Comprehensive Guide for Finance Professionals

Streamline KYC with open banking to enhance compliance, reduce fraud, and simplify verification. A concise guide for finance professionals.

42. Group of Fools

Analyzing the dollar-yen exchange rate's significance, central bank strategies, and potential impacts on global forex markets.

43. 4 Ways Open Banking is Set to Democratize Retail Investing for Everyone

The widespread democratization of investment tools with open banking will fundamentally transform how the world saves its money.

44. Venezuela is Patient Zero Challenging The Western Financial System with Bitcoin

Venezuela can now interact with trading partners instantly and globally without touching US-controlled payment rails

45. Heatwave

How and why April will experience extreme weakness in risky asset markets.

46. Can Bitcoin Hit 1 Million Dollars?

We are quite a number of years away from million dollar Bitcoins. I predict Bitcoin will NEVER get to one million dollars due to historical precedents.

47. Best Stablecoins in 2021: Find Order in the Chaos

Cryptocurrencies are subjected to exchange rate fluctuations and variability. To set prices for them, stablecoins were created. What are the top stablecoins?

48. What Can be Tokenized? The Tokenization of Everything

It may be hard to believe, but soon you could earn a fraction of Christiano Ronaldo’s earnings. You could own a few square metres of an apartment in Hong Kong or perhaps a stake in a collectible Formula 1 race car. Thanks to tokenization, the world is becoming increasingly fractionalized everyday, providing us with the ability to shape our own financial destiny.

49. How Biometrics Reshape Payments Worldwide

The applications for biometric recognition are numerous, but in this article, I’ll specifically look into one—bio-acquiring, or biometrics-enabled payments.

50. Chief Story Officer

A view into the conceptual framework that guides Maelstrom.

51. Are Rising Interest Rates Going to Propel Neobanks?

For two years between 2020 and 2022, the US Federal Funds rate was 0.25%.

52. Central Banks Are Panic-Buying Gold. You Should Be Asking Why

In 2025, gold and Bitcoin rise as trust in global finance crumbles. Are they safe havens—or signals of a system in collapse?

53. Using Capital Asset Pricing Model (CAPM) versus Black Scholes Model to value Stocks [A How-To Guide]

Should we choose a model that gives a flawed but mostly usable coefficient, or should we choose a model that may give a very good or at times a very bad estimate depending on the nature of the data?

54. Andrew Carnegie’s Advice From Over 150 Years Ago Applies to Bitcoin More Than Ever

Put All Your Eggs in One Basket, and Then Watch That Basket Closely. Andrew Carnegie’s Advice From Over 150 Years Ago Applies More Than Ever to Bitcoin.

55. The Importance of Oracles in Decentralised Finance

Most of the common blockchain audience has by now heard of DeFi, and the implications it has to those who know how to utilise it - but one thing that hasn't been greatly explored is Price Oracles and their impact on these applications.

56. 4 Lessons From OnlyFans and its Founder, Tim Stokely

In contrast to other live platforms, OnlyFans saw adult performers as assets, so instead of prohibiting them, the company empowered them.

57. Bitcoin Sharpe Ratio: The Risk And Reward of Investing In Cryptocurrencies

Applying the financial meter stick for evaluating risk-adjusted returns of a (digital) asset, portfolio, or strategy.

58. Can This 24-Year-Old Tech Whiz Make Spending Tracking Go Viral With Oops? 

Developed by Gen Z for Gen Z, Oops Finance is led by Shaura, whose journey highlights the power of unexplored paths.

59. An Introduction to Decentralized Currencies

60. Points Guard

Why points as a way of engaging users is a natural progression that follows on from previous engagement and fundraising methods of the past.

61. What The F*CK Do You Mean Fundraising Consultants Can't Take a Percentage?

If you've ever thought about paying a percentage of the funds you raise when going out for equity funding, think again. Here's why!

62. How CMOs Win CFO Buy-In at Scale

How CMOs win CFO buy-in using incrementality, trust, AI, and capital allocation to drive margin expansion and revenue durability.

63. The Next Frontier of Passive investing

Direct Indexing is leading the way as a passive investing vehicle.

64. Kurtosis and Bitcoin: A Quantitative Analysis

Financial markets are chaotic. So chaotic, even, that many economists and investors believe market trends to be the product of ‘random walks’ and that prices cannot be predicted (see generally Malkiel). But randomness shouldn't be worrisome. In fact, random price movements can be good. Gaussian random walk, an assumption used by an options pricing model called Black-Scholes, treats intervals of an asset’s price over time as independent variables. By doing so, the changes in price over time, or the returns of an asset, are assumed to be normally distributed. Otherwise stated, “If transactions are fairly uniformly spread across time, and if the number of transactions per day, week, or month is very large, then the Central Limit Theorem leads us to expect that these price changes will have normal or Gaussian distributions” (Fama, 399). When an asset's returns are normally distributed, the probabilities of those returns are known. Knowing these probabilities can give investors a reliable framework accounting for the risk of holding said asset. When it comes to bitcoin, much has been said about how risky it is. The purpose of this article is to explore how to frame risk and to test how well traditional assumptions, implicit in derivatives pricing, apply to bitcoin.

65. Why Liquidity Bootstrap Pools are the Future of Fundraising

Crypto projects went through multiple cycles, seeking the right recipe to build finance operations. The most intuitive and immediate takeaway was that crypto was volatile and unpredictable, with wild price swings for new projects. There were multiple reasons for the price swings, ranging from outright scams to coordinated pumps.

66. What are NFTs? - Their Role in DeFi

By definition, a fungible asset is a type of asset that is interchangeable with other assets of the same type. Currency is a fungible asset. After borrowing a $100 bill, the borrower can return the amount either in a combination of bills of different denominations or in a different $100 bill. The value of the dollar $100 remains the same in both cases.

67. CBDC: Are We on the Brink of Financial Lockdown?

CBDCs could be the next big thing for governments and financial institutions.

68. Stop Thinking You’ll Get Rich With Bitcoin

A time to get rich with Bitcoin will come, but not today.

69. How Crypto Can Protect People from Currency Wars

When we think of war, we imagine soldiers, weapons, and physical destruction. But there's another type of war that affects millions of people worldwide...

70. How to Invest Your First $100 in Crypto and Make a Profit

Get in there and make the most of your $100.

71. The Crazy Rise of Crazy Eddie: How an Electronics Store in the 80s Tricked Investors

Eddie Antar is one of the most remarkable people who has fooled investors. With his "Crazy Eddie" stores, he has earned more than $60 million. But got in prison

72. How to Protect Yourself From Sim Swap Attacks

If they can get Jack Dorsey they can get you… learn the simple ways to protect yourself against Sim Swapping Attacks.

73. The Financial System Laid Bare [My Two Cents]

A Pocket Economics Guide To Where Money Comes From

74. Compound: The Money Market on Ethereum

On June 26, 2020, the value locked into the Compound protocol reached a staggering $1 billion, making it the "most valuable" decentralized finance protocol. In the past year, DeFi became the hottest topic in the crypto. Let's take a close look at one of its most popular projects.

75. When Supply Is Just Code: Why Traditional Supply & Demand Shouldn't Apply to Digital Money

Explore why supply and demand break down for digital money, where value is driven by trust, policy, and design, not physical scarcity.

76. Nakamoto Terminal CBDC Factbook: Insights on International Efforts to create CBDCs

The Nakamoto Terminal CBDC Factbook is a compilation of intelligence insights on international efforts to create Central Bank Digital Currencies.

77. Thinking of Pursuing Trading Full Time? Then You NEED to Know What Market Microstructures Are

By understanding market microstructure, you might be able to add more precision into your trading.

78. How To Use the Exit Waterfall Tool in the Cap Table

In this article, we will learn about the exit waterfall tool in the cap table.

79. How to Move Large Funds in Crypto Without Losing any Cash Value

Transaction strategies to move large funds in crypto without losing value

80. Understanding C++20 <chrono> in the Context of Quantitative Finance

Modern C++20 chrono library usage in quantitative finance for fixed income securities pricing

81. The Dark Web and Banking: What Financial Institutions Need to Know

Explore the dark web's risks to banking and how financial institutions can bolster defenses to protect their data and customers.

82. How to Make Money in a Falling Market

The best way not to lose but also to make money in a falling market is to hedge your purchases with short positions on a margin platform.

83. Traditional Welfare vs Universal Basic Income

Self-financed UBI is not science fiction; blockchain-based currencies like O Coin are designed to provide cost-free, universal UBI with no taxation required.

84. “Autonomous-Finance” offers a Re-Imagined Idea of Banking.

10:12 A.M. 11OCT 2022 <system voice notification> “Hi Marc, I’m transferring $15K of your free-cash to investment-account and buying Amazon (AMZN) at $1621. Also, the home-insurance was renewed for 24 months. You saved $2400 in premium paid.”

85. The Impact of Mobile Payments on Spending Behaviors

Explore how mobile payments are changing spending behaviors with insights into convenience, impulse buying, and financial management.

86. List of Awesome Decentralized Finance (DeFi) Projects

I probably don’t need to introduce you to Decentralized Finance (DeFi) or Open Finance. DeFi is here to change traditional finance, creating an open ecosystem of financial products. It’s here to stay.

87. My Thoughts on Stocktwits, Censorship, and Online Harassment

Stocktwits as a tool really excited me in the beginning, but I was awakened to a reality of things that are quite toxic. What inspired me, is that you seem to have had founders with an innovative vision in terms of creating a community for stocks and stock tickers. However, this community may have become a safe haven for trolling, internet harassment, defamation, stock dumping, privacy concerns, and much more. This isn't to personally come after the founders or anything like this, as I warrant a healthy discussion on how to improve big tech. We do need to look at the problems though.

88. Top 9 Business Valuation Calculators You Can Try in 2021

Here are the top 9 business valuation calculators you can try for your business in 2021.

89. Relationship of Gross Margin and Depreciation

If you have stepped into the arena of business and established your company, it is adamant that you must be encountering Gross Margin and Depreciation very soon. Every company owner wants to estimate the cost of business operations and the revenue generated from it. This is the reason which makes gross margin and depreciation an essential part of business concerns. Let’s narrow down both terms one after another and the relationship among them.

90. Why RWAs (Real World Assets) will onboard the next $1 Trillion into crypto

91. PONZI-FI: Why Passive Income in Crypto is a SCAM

Investing in cryptocurrency and blockchain can be risky. Anyone looking for passive income in any crypto project must be aware of where the money is coming from

92. Lets Graph Simple Moving Averages Using Rust

Simple Moving Averages are calculated by getting the mean closing price over a period of time. Lets see on how we can program that idea into Rust.

93. APY.Finance: What's Under The Hood?

Technological developments and their rapid adoption make this the right time for a new decentralized financial system to emerge. So far, the products with more traction have been protocols offering lending/borrowing of crypto assets.

94. How to Research New Crypto Projects

How to Research New Crypto Projects using Selection Framework. Supply & Demand | Valuation, Financial & Real Utility | Resources, Problem & Solution

95. 10 Bold Ideas I Learned from Interviewing 20+ Traders

Trading is an adventure that has a different meaning for every individual. It affects careers, businesses, and entire industries. Traders are the individuals that embark upon this path, and succeed. They use a wide range of tools and strategies, and have their own specific principles that guide their efforts. There are differences and similarities between the routines and approaches of successful traders. Below are the main pieces of advice shared by 20 traders.

96. What is Modern Monetary Theory (MMT)?

A Pocket Guide To Modern Monetary Theory and Why It Matters

97. The Ultimate Guide to Best News APIs

The ultimate guide to the best news APIs, written by a professional data wrangler and ML practitioner.

98. The Intersection of AI and Finance Will Create New Careers

Explore the world of AI finance careers and discover how AI is transforming the financial industry, from fraud detection to personalized customer experience.

99. What are Cryptocurrency Faucets?

A simple narrative that highlights cryptocurrency faucets and how you should perceive them, Are crypto faucets great or a waste of time? Read more to find out

100. Could The Ethereum 2.0 Upgrade Lead To The Flippening?

The second-largest cryptocurrency in the world is implementing a network upgrade, which completely changes its value proposition as a financial asset.

101. 9 Startup Metrics For Tech Founders To Track

In this post, you will find nine essential metrics that you should know about and measure. Your KPIs can change as your startup grows.

102. From One-Off Transactions to Intelligent Payments: The Evolution of Open Banking with VRP

Discover how Open Banking is evolving from Pay-by-Bank to intelligent, automated payments with VRP.

103. 3 Types of Good Debt & How You Can Make Them Work for You

Debt is a word that is usually associated with negative connotations, this is usually due to the abuse of personal debt by some people for unnecessary purchases

104. Maduro's Venezuela Starting the CBDC Race On The Back Of Oil-Backed Petro

Venezuela’s Petro, also known as Petromoneda, is an allegedly oil-backed CBDC introduced in 2018.

105. Announcement: The KickEX exchange will buy back KickTokens at a price of $0.00015 per token

On September 1, 2020 at 12:00 UTC, the KickEX cryptocurrency exchange will buyback KICK tokens (KickToken) worth a total of $100,000 at a price of $0.00015 per token. The buyback will be carried out only on the KickEX exchange and according to specific conditions.

106. Reflecting on the Pros and Cons of AI in Trading: From Ethics to Cybersecurity Issues

Explore AI's transformative impact in finance—trading strategies, cybersecurity risks, and the evolving job landscape in a dynamic market.

Top DeFi Trends - The rise in demand is so much that the global Decentralized Finance (DeFi) market is expected to reach $231.19 billion by 2030.

108. Financial Freedom Is an Illusion

Financial freedom is just an illusion, and is just a result of some financial bloggers trying to get attention.

109. How To Make Extra Money In 2021 Using These Awesome Investment Ideas

From cryptocurrency to domain name squatting, there are many different investment ideas you likely haven’t explored. The investment paths you could potentially go down may seem overwhelming. However, knowing what options are available is the first step toward discovering what’s right for you.

110. How To Retrieve Company Data With Python and yfinance

Use Python for Finance to do financial analysis, such as retrieve historical prices, calculate moving average and plot daily returns.

111. Converting Python Notebook Into an Interactive Web Application: Tools, Tips and Tricks

This story is shown how to make a web service using python and jupyter notebook using with MLjar mercury framework.

112. Promoting Reliable Decentralized Finance: An Interview with 2 Experts

Ever since Bitcoin first came into play in 2008, the cryptocurrency space has never been deprived of concerns.

113. The 7 Craziest Financial Stories of 2021: Investing in Nothing

The financial market has greatly surprised millions of people in 2021 with nonsense investment stories. This article discusses the 7 craziest financial stories.

The cryptocurrency space has grown in leaps and bounds since the introduction of bitcoin in 2009. The year 2021, apart from being the beginning of a new decade,

115. Applying Statistical Analysis to Intraday Forex Trading Using SQL

Statistical Analysis, Intraday Forex Trading, Using SQL

116. Trading With Moving Averages -  SMA’s & EMA’s

Entering the realm of technical indicators, it’s easy to get lost in the jargon and the countless techniques available. As an introduction, we’re starting with the oldest and most widely used technical indicator. It also just happens to be the simplest - the moving average.

117. The Importance for Cyber Security in Investment Banking Industry

Today, finding the best investments takes more than looking for market leaders. The investors today look for companies that has secure systems apart from profit generation, huge market share, strong growth potential, or a reasonable valuation. cybersecurity is a crucial growth-oriented strategy for their portfolio.

118. RuPay: The Indian Card Payment Alternative Rivals Visa and Mastercard

Story of how RuPay, an Indian alternative for Visa and MasterCard became a giant in the plastic card industry within a span of a decade.

119. Blockchain in Fintech: A Catalyst for Disruption in Finance World

Since the launch of Bitcoin a decade ago, the blockchain has continued to grow in popularity. It has found use cases outside of cryptocurrency. In the fintech industry, technology is making a huge impact. As a result, startups and mainstream companies in the finance world are showing a lot of interest in this technology.

120. Why Is Bitcoin the Best Secret Society Ever? The Rise of Illuminati 2.0

Why is Bitcoin the best Secret Society ever? The rise of Illuminati 2.0 and a Greater Idea behind it.

121. Everything You Need to Know About PSD2 and Open Banking

The financial industry has grown incredibly large over the past several decades. From conventional bank wire and cash payments, our financial systems have quickly evolved into online-driven, e-wallet-type platforms where almost every major or minor transaction is just several clicks away.

122. Informative Blogs to Follow in 2022

In this slogging thread, our community shares their best suggestions on tech, financial, work, travel, gaming, and pop-culture-themed blogs to follow.

123. A Crypto Gospel: Supercycle Theory

The investment thesis for crypto and bitcoin amidst inflation, economic growth, and U.S. policy initiatives.

124. How To Analyze Cryptocurrency Cash Flow?

Cryptocurrency Evaluation using Demand & Supply forces | Real Utility (value provided via token like cash flow), Financial Utility and Valuation (Speculation) |

125. 5 Ways Technology is Helping Improve Financial Literacy

With an ever more worrying cost-of-living crisis, here are 5 ways technology is helping improve financial literacy.

126. An Intro to Shitcoins for Beginner Crypto Traders

Shitcoins are the subject of most crypto discussions and for a good reason. Find out more about them in this introductory article.

127. Introductory Guide to Unit Economics and Financial Modeling for Early-Stage Tech Startups

Introductory guide to the unit economy for aspiring tech startups founders.

128. Jumper Exchange Announces Cross-Rollup Routing Update and Releases “2025 Layer-2 Outlook”

The release tightens liquidity sourcing and route selection across Arbitrum, OP Mainnet, Base, Starknet, zkSync Era, Linea, and additional networks.

129. Understanding The Options Greeks - Delta, Gamma, Theta, Vega, and IV.

130. How Buy Now, Pay Later Can Help You Hack Your Budget

For most people, the budget offered by BNPL is easy to stick to and offers a less stressful way to give their furry friends the treatment they deserve.

131. Is Amazon’s Stock Ready for a Holiday Season Rally?

As Amazon reaches growth of around 80% for the 2023 calendar year, it’s certainly a welcome sight to see an upturn in fortunes for the retailer.

2023 was a significant year for open banking. The first draft of the new PSD3 was revealed, giving a glimpse into the future regulation.

133. I Took a COBOL Course and It Wasn't The Worst

COBOL is in the news again. Millions of people are filing unemployment claims nearly all at once, and the systems to process them are failing. Why? They need to scale to unprecedented levels, they’re written in COBOL, and… we don’t have enough COBOL programmers.

134. Crypto-Cards 2021: Bitpay Vs. Wirex Vs. CryptoPay Vs. TTM Bank

Why can 2021 redefine how we use crypto cards?

135. A Look at Ecozones & Their Potential Economic Benefits

An ecozone is also known as a special economic zone (SEZ) and these are geographic regions in a country that has more attractive economic policies for entities

136. Can DeFi Alter The World’s Wealth Distribution?

What do Finance guys do? They do nothing.

137. Balancing Risk and Opportunity: Institutions Can’t Afford to Ignore Crypto Any Longer

Can the ever-evolving world of crypto remain outside of mainstream adoption for much longer?

138. Tether, Off-Chain Stablecoins, And Synthetic Crypto Bubbles

How are off-chain stablecoins influencing the crypto market? In this article, you'll have an overview of the top three stablecoins.

139. Ichimoku Cloud Explained

Ichimoku Cloud is a versatile technical analysis indicator rapidly rising in popularity among traders. Also known as Ichimoku Kinko Hyo which translates to ‘one look equilibrium chart’ - this is exactly what Ichimoku strives to be. An ‘all-in-one’ style indicator that incorporates multiple elements from different technical analysis tools. At just a glance traders are able to ascertain future support and resistance, momentum and trend direction.

140. Data Science in Finance: 5 Ways It Changed the Industry

What’s the Role of Data Science in Finance?

141. These 3 Fintech Stocks Are Set to Take Wall Street by Storm in 2025

Let’s take a look at three high-potential fintech stocks for investors to pick up in 2025.

Robinhood launched over seven years ago as a stock prediction app, before it became the brokerage we have today.

143. Cost Is Now a Reliability Problem

Treating cost as part of reliability engineering is not optional — it’s essential for building systems that are technically robust and financially stable.

144. How to Win at the Crypto Investment Game

Buying cryptocurrencies is a game. The main rule is to strike a balance between opportunism (gains) and losing money. Here is a guide on how to do this.

145. How to Cut Payment Fees in Half When Selling Digital Goods Online

Cut payment fees and boost conversions when selling digital goods online — with Noda’s Pay-by-Bank solution built for fast, low-cost, global checkouts.

146. Should You Buy Bitcoin? Understanding the Ups and Downs

Lessons in cryptocurrencies from the past and a look towards the future

147. I Built a Free Bloomberg Alternative and Made It Open Source Because $24K/yr Is Insane

Bloomberg does all of this. But not for $2,000 a month. One developer built the 25-section stock report he actually wanted and open-sourced it.

148. Unizen Secures Funding from Jun Capital to Launch CeDeFi Alliance to Promote Web 3 Ecosystem

Unizen and Jun Capital's CeDeFi Alliance organization will provide a venue for centralized and decentralized teams to discuss Web3 and blockchain advancement.

149. 14% of Americans Own Crypto. Only 12% Own Gold.

Gold bugs have long touted gold as the best long-term investment and hedge against market volatility. Naturally, when Bitcoin emerged during the fallout of the 2008 financial crisis, it threatened gold's seat of power as an alternative investment for those concerned about the instabilities of fiat.

150. How Do Classical Economic Theories Value Bitcoin?

About 700 years before Sweden issued the first European banknotes in 1661, China cracked their head on how they could lighten the load of the people carrying copper coins everywhere they go.

151. B1 and Chintai are Mainstreaming Blockchain in Traditional Finance

Block.one (now rebranded as B1) is making big moves in the crypto space with an upcoming IPO and newly announced exchange, Bullish.

152. What Is Impermanent Loss?

Why decentralised exchanges and the way that automated market makers work mean that losses made while investing may not be as permanent as they initially seem.

153. How Technology Is Making Pensions More Attractive

Here is how technology is making pensions more attractive to younger generations.

154. No. Crypto-Mining and NFTs are NOT Killing Our Planet: An Analysis

Are NFTs really harmful to the ecosystem? Read on to know more about the this statement, which is dismissed by facts, stats, and numbers.

155. Meet TakeProfit: The Ultimate Platform for Self-Directed Investors

TakeProfit.com: The Ultimate Game-Changer in the Trading Research

156. NFT Taxes for Dummies: Everything You Need to Know to Get Started

This is the year of NFTs... and next year will be the year of paying taxes on NFTs! Let's deep dive on how to calculate our capital gain from trading NFTs.

157. Central Banks To Start Holding Crypto on Their Balance Sheets

The Bank of International Settlements, BIS, recently released a report titled “ Prudential Treatment of Crypto Asset Exposure.”

158. On Nigeria's Failing CBDC and Its Hard Lesson

Nigeria’s CBDC, the e-Naira, whose launch gulped millions of Naira from the nation’s coffer is in a free fall two years after it made history.

159. How To Identify A Good ETF

The decision process you should learn when it is time for you to start selecting ETFs to build a strong financial portfolio that reaches your objectives.

160. Regulations are Coming to DeFi Whether We Like It or Not

KOLnet is an innovative, transparent and fair launchpad that allows early-stage projects to optimise their marketing strategy through the innovation of Web3.

161. FBS Analysts Predict Bitcoin Downturn Amidst Anticipation Of 2024 Federal Reserve Rate Cut

This tendency signals the rising probability of the BTCUSD’s closing bullish trend, as rate hikes frequently influence risk assets such as Bitcoin.

162. Why Traditional Investment Bankers Don't Work Well with Startups

by Harry Friedberg, partner, BX3 Capital

163. A Tract on Monetary Reform: Chapter I - No. 3 The Earner

It has been a commonplace of economic text-books that wages tend to lag behind prices, with the result that the real earnings of the wage-earner are diminished

164. Maria Carola, CEO of StealthEX: “We Gotta Make Sure the Core Values Stay Strong As We Build Bridges”

Dive into Maria Carola's profound insights on crypto ETFs, AI's impact, and the essence of decentralization in the evolving crypto landscape.

165. 2 Lessons From The Early Years Of Impact DAOs

Impact DAOs are a new paradigm, which is not immune to mistakes. We look into the mistakes of 2 early impact DAOs to learn.

166. The Top DeFi Lending Protocols for Real World Assets

I explain DeFi lending protocols for real world assets and list top projects

167. Google Pay’s 2020 Diwali Campaign Is The Marketing Campaign You Need To Learn From

2

168. Martin Fiedler: I Never Understood the hype about Warren Buffett

Interview with Martin Fiedler about his projects, crypto and investing.

169. 418 Stories To Learn About Fintech

Learn everything you need to know about Fintech via these 418 free HackerNoon stories.

170. The 3 Cs + 3 Ps + SA Formula For Trading and Investing in The Stock Market

The Recipe You Need to be Successful in the Stock Market

171. Can Facebook's Libra 2.0 Live Up To Its Promise?

When Facebook first introduced the concept of Libra, their first digital currency, it looked promising. They designed the currency to become global and utilized a digital ledger, or blockchain technology,  just like any other cryptocurrency. Interestingly, unlike other cryptocurrencies, Libra would be backed by a ‘basket of currencies’, which would protect it from volatilities; the usual fluctuations that we see in a typical cryptocurrency, like Bitcoin.

172. What Is a (Crypto)Coin Burn?

Bitcoin is the main cryptocurrency many people know, understand, and are familiar with. It is also one of the few digital currencies that has no individual or group that is in charge of the blockchain project. What has come about since Bitcoin was created is a cryptocurrency ecosystem where there are a number of companies in charge of blockchain token projects.

173. Ripples of 2023: FBS's Insight On The 2024 Global Financial Outlook

FBS financial market analysts point out that next year, financial markets will stand at the cusp of transformation under the influence of the US economy, global

174. The Liquidity Crisis is Over. A Solvency Crisis is Why You Need to Invest in Gold.

Investors and analysts from Forbes to Nasdaq to MarketWatch have noted the insane market volatility lately, chalking it up to “irrationality.”

175. What'll Happen to Crypto After Black Monday 2020?

Bitcoin was explicitly called “digital gold” back in 2011, and a 2010 InfoWorld article says:

176. How Irrational Exuberance aligned Dot-Com and Crypto bubbles.

Intro

177. The Ethical Implications with Algorithmic Trading

Between the 2000 dot.com boom and bust and the "Big Short" of the 2008 credit crunch, we heeded the wisdom of the legendary traders of the 20th century - guys like Jesse Livermore (1920s) and Paul Tudor Jones (1970s). The wisdom was to be dispassionate (no emotion) and trade methodically (like a robot) - executing trades mechanistically every time.

Of course, for the previous generation of traders, the rise of the PC and internet and exchange APIs meant that much of this "mechanistic" work could be automated. Most of the technical and methodical signals can be algorithmically determined and acted upon. The trader is merely the strategist and commander who decides when which algorithm (trading method) should be applied.

178. Bitcoin's New Frontier - ORDI

Discover ORDI, the digital asset on Bitcoin's network, amidst debates on its impact and future in the evolving crypto landscape.

179. What Stocks Do You Currently Hold? [Investor Interview Template]

What Stocks have you most recently purchased? And why? Pro Tip: You can add this stocks as a disclosure on your HackerNoon about page.

180. The Emerging Techs That Will Drive the Fourth Industrial Revolution

From bespoke conveyor systems that enabled Henry Ford to build the first automobiles to the steam power that powered trains for trade, the first two industrial revolutions sparked a new era of prosperity and economic progress for humankind. More recently, the third revolution ushered in a new era of globalization with instantaneous communication, trade, and commerce over the Internet.

181. Using Machine Learning to Recommend Investments in P2P Lending

Introducing PeerVest: A free ML app to help you pick the best loan pool on a risk-reward basis

182. 225 Stories To Learn About Money

Learn everything you need to know about Money via these 225 free HackerNoon stories.

183. How Does One Audit DeFi Platforms?

The safety of users' funds in DeFi isn't guaranteed by monetary authorities.

184. The Lay of the Cryptoland - Part I: Coins, Wallets, and Exchanges

A beginner's guide to the crypto ecosystem

185. 4 DeFi Protocols that Will Build the Future of Finance

There is a protocol arms race in DeFi right now. Yet due to DeFi’s composability, an advance boosts the whole ecosystem, not just one protocol.

186. Your House on the Blockchain?

Real estate will be the first real-world asset on blockchain, so here is the 4-step guide to tokenizing real estate on the blockchain:

187. Ant Financial: Controversies around the Biggest IPO in History

At a share price of 68.8 Chinese yuan, the Ant Financial IPO was expected to raise $34 billion in its public offering at the Shanghai and Hong Kong exchanges -- which would value it at over $300 billion.

188. Tokenization: the Next Logical Step in Bankruptcy Claims Trading

Transforming real-world assets into digital tokens on blockchains opens new possibilities, especially in the bankruptcy claims market.

189. KYC Does Not Harm the Crypto Industry — It Actually Does the Complete Opposite

KYC (know your customer) is by no means an enemy of the crypto space. In fact, it is much needed if the goal is for cryptocurrency to be taken seriously on the world stage.

190. The Ascent of FinTech

Society has always been hostile towards financiers. There has always been tension between the have-nots and have-yachts. For millennia people have sneered at ‘parasitic’ money lenders, while admiring more ‘honourable’ professions from farming to art.

191. Bitcoin Exceeds $40,000 For The First Time Ever: Value Doubles in Less Than a Month

The value of Bitcoin is worth more than $740 billion just behind Tesla at $758.26 billion, and digital cryptocurrency markets are worth more than $1 trillion,

192. Does Bitcoin Actually Solve a Problem?

Before we can evaluate if and how Bitcoin is worth any value, we must first acknowledge and agree that there are problems worth solving.

193. How to Manage your Cryptocurrency Portfolio

How To Manage Your Cryptocurrency Portfolio in Five Steps? Vision | Portfolio Assessment | Measurable Targets | Strategy Creation, Implementation and Evaluation

194. How to Make Money with Crypto in 2023: Think Bigger

You didn’t have to be an expert to earn on crypto back in 2021. Most of the coins were surging by 10X, 50X, and even more. The total crypto market cap grew by 300%: even if you’d blindly invest in a few coins, you’d most likely get a good profit.

Traditionally, the Financial Services industry has been a ‘stale’ and carefully regulated space.

196. WTF is Decentralized Finance or DeFi?

  1. Well kept billion dollar secret at your fingertips

197. Exponential.fi: Revolutionizing DeFi Accessibility for Crypto Investors

Mehdi Lebbar, founder of Exponential.fi, discusses the platform’s creation inspired by the complexities and lack of transparency in earning yield on crypto.

Xsolla announces the inaugural edition of "The Xsolla Report: The State of Play."

199. Protect Your Wealth: 10 Financial Predictions for 2022

Almost every government on Earth has started developing its own digital currency.

200. The US Dollar has Failed as a Reserve Currency

Where to from here?

201. Integrate Apache Doris Into Your Data Architecture: Real-time Data Warehousing

A whole-journey guide for financial users looking for fast data processing performance, data security, and high service availability with Apache Doris.

202. Open Banking for Startups: From Choosing a Provider to Seamless Integration

Here, we discuss practical tips for open banking integration, choosing an appropriate provider, and navigating the world of open banking as a startup company.

203. This Open-source Tool Lets You Build Your Own Financial Manager Using AI

How to build an AI-powered open-source Financial manager that helps you plan your savings and investments.

204. On Building the Upstart DeFi Aggregator iearn.finance with Andre Cronje [Interview]

Disclaimer: This article does not offer financial advice, do your own research when using one of the presented products. Use these projects and services at your own risk.

205. The Easy Button

Explore global economic power plays, where policymakers favor the "easy button" while navigating the dollar-yen exchange rate and crypto's rise.

206. How Blockchain Could Automate Low-Level Accounting Jobs

The deployment of robotic process automation (RPA) is starting to threaten clerical and back-office jobs as well.

207. How BitMEX Wallets Impact the Price of Bitcoin

Part of building a profitable trading strategy is quickly testing novel ideas. These tend to be the money makers in the rare case that they prove useful once you can integrate them into your strategy.

208. How to Get Started in Cryptocurrency Investment with this 5-Point Framework

End-to-End Evidence-Based Cryptocurrency Investment Framework. Portofolio Management | Investment Strategy | Investment Process | Investment Review | Skills

209. How I Built a Simple Forex App with Telegram Bots and AWS Lambda

As a freelancer working for different countries, I needed to optimize my currency exchange. So, I built a simple forex app with AWS Lamda and Telegram bots.

210. The Paradox of Stablecoins: The Savior or Achilles’ Heel of Crypto?

Stablecoins can influence the security and decentralization of blockchain networks.

211. The Age Of “Whatever It Takes” Economic Policies

And what it means for all of us

212. The Bitcoin Mempool: Where Transactions Take Flight

One of Bitcoin’s strengths and the thing that makes it unique in the finance world is its radical transparency. Blockchain data is like a window, you can see right through it.

213. How To Safely Invest In Binary Options And Avoid The Scam

Here are the three red flags of a binary options scam, a hugely risky bet on the stock market that may promise high returns with a high risk of fraud.

214. DApps 101: Decoding Legality, Privacy, and Token Security

Over the past few years, the overwhelming popularity of blockchain platforms such as Ethereum and EOS have introduced the world to a new computing paradigm: decentralized applications.

215. How To Explain Bitcoin To People Without Boring Them To Death

Bitcoin confuses a lot of people because they get lost in the jargon (decentralized, validator, etc.).

216. Why NickAI's Agentic Trading OS Could Make Human Traders Obsolete Before 2027

NickAI launches an agentic trading OS backed by Galaxy Digital, letting anyone build AI agents that trade crypto, equities, and prediction markets.

217. How to Choose a Blockchain Accounting Solution

To thrive in a volatile economic environment, blockchain accounting tools are needed that boost efficiencies and cut costs. Here's how to find the right one.

218. How to Earn Profit on Crowd-sourced Automated Trading Communities

219. 5 Business Growth Hacking Tips to Adopt in 2023

5 Business Growth Hacking Tips to Adopt in 2023

220. Frax Finance's New Layer 2: Everything You Need to Know About Fraxtal

Frax is finally launching Fraxtal, their own chain. A deep dive.

221. 3D Secure v.2 Business Safety Protocol

3D Secure 2.X guarantees a security for online businesses and consumers paired with a seamless transaction experience and high conversion rate on payments.

222. 5 Strategic Solutions to Optimize Your IT Budget

Explore 5 effective strategies to optimize IT costs in the face of economic uncertainties from real examples and experiences with top-performing companies.

223. Open Interest, Volume, and Their Differences Explained

What is Volume? What is Open Interest? And what do they tell us about the market?

224. Inside the Web Infrastructure of Dynamic Pricing

New York now requires apps to tell you when algorithms set your price. But the label is the least interesting part. Here's what the pricing engine actually does

225. What is So Good About the Ownership Economy?

The ownership economy offers a powerful new tool for builders to leverage market incentives to jumpstart new networks.

227. Klever Releases Blockchain Mainnet to Support Building Scalable Web3 Applications

KleverChain is secured through the Proof-of-Stake consensus mechanism composed of 21 validators that work on a randomised selection of master nodes dynamically.

228. How to Effectively Plan a Startup Equity Distribution?

Learn how to plan your early-stage startup's startup equity distribution effectively.

229. What Bitcoin ETFs Are

Why a Bitcoin ETF would be an important stepping stone into getting the cryptocurrency more legitimacy in the financial world and how it would work in practice.

230. Old And New Strategies That Help Movie Theaters' Owners Make Money

Movie theaters have five methods of making money. The theater's income sources are preview ads, concessions, ticket sales, memberships, and more.

231. Understanding Stock As a Component of Total Compensation

Stock options. Many employees of startups and corporations get to hear this term when their compensation is being discussed.

232. Using Python For Finance: How To Analyze Profitability Margin

Learn how to perform a profitability analysis by peer companies using Python

233. 7 Platforms for Investing in Tokenized Real Estate

Tokenization makes it possible for you to invest in properties across the globe and make profits, while owning a fraction of real estate in the form of tokens.

234. Cryptocurrencies and Loki's Part in the Current Global Financial System

It has been God backing the global financial system, if US Dollars can be trusted. The medieval sentiment ‘In God We Trust’ snuck into the original 1776 design of the Great Seal of the United States and was raised to adorn the currency during the height of the United States economic power in 1956.

235. Expression

As we close out the year, I want to cover some crypto value traps that are being peddled by well-meaning people and plain old fools.

236. Ondo Launches Native Access to Tokenized Real-World Assets on Sui

Ondo’s US treasury-backed and interest-bearing token, USDY, is the Sui Network’s first native dollar-denominated token.

237. The Future of Personal Finance

In the future, personal finance management will combine DeFi and CeFi to give users more control and power over their financial assets.

238. Is It A Good Time To Buy Small-Cap Stocks?

Small-cap stocks refer to stocks that have a small market capitalization and generally hover between US$300 million and US$2 billion.

239. Fraud Detection to Robo Investing: AI in Finance is Rising

Artificial intelligence (AI) is transforming the world of finance by allowing financial institutions to make more accurate and data-driven decisions.

240. Make Data-Driven Decisions With Power BI Consulting & Implementation

Power BI offers a solution for businesses that need to manage large volumes of data. It's designed to help with even the heaviest data flows business have.

241. Beginner's Guide to Listing Your Crypto Token on an Exchange

In this article, we will look at all the necessary steps for listing your cryptocurrency.

242. Modern Investing for Dummies

Never invested before and feel overwhelmed by the information available? I'm bringing a little aid for you in these times of information overload: Investing 101

243. DeFi Adoption: How Far Are We from It and What Problems Need Solving?

DeFi is an alternative to the traditional financial system, since it offers many benefits and improvements but to become adopted, it must solve many challenges

244. A Fistful of Coins - Market Making Fundamentals And How We Make It Fair And Square

On August 5th, 2018, Evgeny Gaevoy published an article, titled: The Good, the Bad and the Ugly of crypto market making. It was a particularly viral article from perhaps the least transparent sector of the crypto-currency ecosystem.

245. How to Profit Off of Liquidity Mining Using Obyte

Users can periodically receive monetary rewards by providing liquidity (crypto funds) to a DeFi market. Obyte has several options for this.

246. Brick-And-Mortar Banks are Losing the Battle to their Digital Counterparts

Financial technologies are rapidly transforming from futuristic imaginings into an inextricable component of everyday life. Back in 2016, such services as Apple Pay and Samsung Pay were just entering the global market as newfangled inventions, while today, they are used to processing three times more transactions than those made using conventional plastic bank cards. Mobile apps have since largely replaced bank office branches, and the coronavirus pandemic has only accelerated the trend. Taking into account the rapid pace of development of the fintech sector and speed at which modern users adapt to innovations, our experience of interacting with financial institutions is likely to undergo radical changes over the next few years.

247. Upland and EOS Network Foundation Unite for Groundbreaking Metaverse Hackathon

The 2023 Upland Hackathon aims to unite web2 and web3 developers in a quest to create inventive gaming experiences.

248. Don't Forget The Pattern Day Trader (PDT) Rule

A common source of frustration for beginner and more experienced traders alike, is the Pattern Day Trader (PDT) Rule. ‘Pattern Day Trader’ is a regulatory designation from the Securities and Exchange Commission (SEC), to discourage retail traders from excessive trading. The PDT Rule places a minimum equity requirement on margin accounts where the stock market trader executes four or more day trades within five business days.

249. Digital Wallets On Track to Become Fastest-growing Fintech Innovation

Digital wallets appear set to cement their position as the decade’s fastest-growing fintech innovation by becoming the world’s favorite payment option.

250. 3 Key Macro Factors Shaping Financial Markets in Q4: FBS Reveals

FBSpresents an overview of the most significant macroeconomic trends traders should consider in the fourth quarter of 2023.

251. Prospects of European Economy: Defaults, Bankruptcies, and Debt Crisis

Don't let the market fool you, “headwinds” will only get stronger.

252. You Should Stop Wiring Money via Banks and Other Intermediaries, Today

When we transferred money overseas, we had to top up extra cash. Exorbitant remittance fees, foreign exchange rates, and commissions all meant that we had to transfer more than what our recipient needed, just so we could ensure that the recipient actually received the full amount.

253. Investors are Funding the Future but Stuck in the Past

In the ever-evolving world of investments, where innovation is paramount, investors are paradoxically lagging in technology to manage their assets.

254. How Buffett Is Hedging Against The Endless Pandemic

Where would you invest in an endless world of the pandemic?

255. 71 Stories To Learn About Personal Finance

Learn everything you need to know about Personal Finance via these 71 free HackerNoon stories.

256. DeFi: The Future Of Real Estate Financing

Ever thought about the impact of DeFi and Web3 on real estate and how it's funded? Let's explore together the nuances of the viable alternative to TradFi.

257. What is DeFi and Why it is so Important?

DeFi is an acronym for decentralized financial applications, meaning all those banking services without someone in the middle.

258. Institutional Investors and the Decentralized Finance Sector

The decentralized finance industry has experienced impressive growth this year. The capitalization of the DeFi sector has grown 20 times: from $646 million to $14 billion. And the longer decentralized finance evolves, the more attention gets from institutional investors.

259. Growing a Fintech Unicorn: Alex Tonelli's Anthology of Lessons Learned

Whether you’re thinking of launching a startup or in the trenches of your first entrepreneurial venture, any morsel of advice from someone who’s been in your shoes can be like gold.

260. Crypto Will Never Replace a Major Currency (and It Doesn’t Need To)

Crypto will never replace a major currency (and it doesn't need to in order to be successful)

261. Russia Pursues Technological Autonomy in the Shadow of Crippling Sanctions

Since the invasion of Ukraine on February 2022, Russia has faced an array of sanctions from the international community.

262. The Various Cryptocurrencies — A Framework to Understanding Crypto-assets

On coinmarketcap alone, there are 2,347 unique cryptocurrencies listed as of September 3, 2019.

263. Are Crypto Savings Accounts Safe to Use?

Opening yourself up to the cryptocurrency market, a crypto savings account also allows for the benefits of a standard bank account. Learn the benefits of this.

264. Switch to Platforms that Offer Seamless Payments, Advanced Security, and Much More!

Significant loopholes lead to millions of dollars in losses for businesses and affect their ability to sustain in an increasingly competitive market.

265. CSS Recreation: The Frosted Glass Credit Card Design

Today I wanted to try and recreate a super cool dribbble shot from Dede Dwiyansyah I came across.

266. Top Benefits of Crypto to Fintechs in 2022

The crypto revolution has helped out fintech startups in ways other than one. Here are some of the top benefits of crypto to fintech companies in 2022.

267. Financial Damage Caused by Software Bugs

The damage caused by software bugs is undermined. Here's a look at the issue of technical debt caused by bugs, with example cases.

268. Ponzi Scheme Victims Beware: There Is No Such Thing As Easy Money

A Ponzi scheme is an investment fraud where a fraudster collects money from people with a promise of higher than the usual market rate returns.

269. Why Was This Banking App Closing People's Accounts?

New Jersey man's account was closed suddenly after he paid for lunch at Applebee’s.

270. Make it Easy on Me: How to Easily Invest in Crypto Even if You Have No Time

Bogle believed that “investing is for everyone.”

271. Yellen or Talkin'?

272. Looking Into the Impact of AR and VR in the Finance Industry

Learn all about the most recent advances in the usage of augmented reality and virtual reality in the finance sphere with this comprehensive overview.

273. Time Value of Money: A Financial Management System for Developers

If money has time value, does time have monetary value?

274. Twitter Takes a Loan at ≈ $8B Valuation, Reports The Cynic Formerly Known as MilwaukeeBonds

Twitter senior secured bank loans- the top of the capital stack- at $0.60 implies that Twitter- for which @elonmusk paid $44 billion- is now worth less than $8B

275. Tokenized Stocks: Coming To An Exchange Near You

A long, long time ago (depending on your historical outlook), in a stock market far, far away (depending on where you're currently reading this), risk-seeking Dutchmen congregated in coffee shops (something like that) to trade little pieces of paper, which, in theory, allowed them to reap the profits of voyages to unknown lands where new commodities would be discovered (like sugar and stuff like that). These little pieces of paper would come to be known as stocks (aka stonks).

276. Making Sense of Bitcoin's Volatility Clustering and How To Take Advantage of it

In 2019, Bitcoin's (BTC) volatility was erratic. On one day alone, the price of bitcoin changed by over 40%. However, for most days, the change in price hovers around 1%-2%. The purpose of this article is to investigate the nature of BTC's volatility and see what kind of strategies are suited best to take advantage of it.

277. Understanding Term Sheets -  Part 1: Liquidation Preferences

Liquidation preferences determine how the proceeds are shared in a liquidity event such as the sale of the company or its assets.

278. From Stablecoin Surge to Dollar Domination

In-depth explanation of stablecoin issuance and the regulatory landscape, and making a case for issuers to be domiciled and regulated in the US

279. Stochastic Assets - The Next Evolution Of Crypto Infrastructure

280. Did Martin Shkreli Topple FTX's House of Cards?

A source on Twitter has released unconfirmed audio of (allegedly) Martin Shkreli making unverified claims that he was behind FTX's and SBF's stunning downfall.

281. 7 Signs the Bitcoin Bull Phase is Back

There are 4 phases of the crypto cycle. We have just entered the bitcoin bullish phase again. Here are 7 signs that confirms this...

282. How Unsecured Business Loans are Bridging the Gaps Between Innovation and SMEs

Although with an innovative idea and a feasible revenue plan you can pitch your startup to investors, but getting unsecured loans is way more easier to fund you

283. Meet Daulat: A Digital Wealth Management Platform Tailored for India

Daulat is a tech-enabled, wealth-management platform helping Indians invest better. Our expert investment portfolios help people reach their financial goals.

284. Analyzing The Commitment of Traders [COT] Report

The Commitment of Traders Report is one of the prime sources of data for many futures and forex traders. You may have even seen the graphs referenced in our Weekly Reports. But what exactly does COT data tell you and how can you use it to improve your trading? We tackle these questions in our latest blog below.

285. Can CeDeFi Offer the Best of Both Worlds?

By now, if you haven't heard about DeFi (decentralized finance), it might be that you've been living under a rock of some kind.

286. The DeFi Boom And Its Impact On The Privacy of Crypto-Transactions

Privacy in DeFi protocols that run mostly on the Ethereum Blockchain are an issue. Findora, Secret and Incognito try to solve this issue

287. Fiat-Pegged Stablecoins as a Stepping Stone to the Next-Generation Global Currency

There is no question that stablecoins are making waves in the sea of cryptocurrencies. Binance research backs up this general sentiment, showing a rise in stablecoin popularity and trading pair usage in 2019. At the moment, fiat-backed stablecoins are flooding the market as a natural transition from our global fiat-driven economy; however, it’s only a matter of time before fiat-backed stablecoins are replaced with algorithmic coins that are better able to retain purchasing power over time.

288. The WeWork Crisis: How Blockchain Could Help The Company Regain its Former Glory Days

“The only constants in life are death and taxes,” is a phrase most of us have heard. The WeWork IPO constant is “debt and obligations.”

289. Xsolla Announces New Leadership For Strategic Growth And Innovation

He recently became an author and announced the release of his book Once Upon Tomorrow, providing his visionary view of the metaverse and content creation.

290. I Left Banking For Tech And It Was The Best Career Decision I've Ever Made

I quit my Hong Kong finance job and changed the course of my life through technology. Two years after making the switch into tech and I still love the industry.

291. SocialFi Re-democratizing Web3 with Social First, Finance Second

The world we live in has been extremely adaptive to the twists and turns coming its way – whether they be in fashion, business, economy, or the way we interact with one another. Social media, noticeably, has evolved over the last 30 years since the emergence of the internet, completely revolutionizing and defining social interactions; from Myspace, Meta’s Facebook, Instagram to now SocialFi projects like Ultra (UOS), Gritti, and Coinverse, where users are empowered with decentralized finance (DeFi) principles and unlimited opportunities.

292. "Web3 will revolutionize how the world interacts with the Internet of Value"

We believe that regulating the blockchain space is the only way to push these ideas into the mainstream, but we also understand that it’s not that simple.

293. A Tract on Monetary Reform: Chapter I - I. Changes in the Value of Money, as affecting Distribution

For the purpose of this inquiry a triple classification of Society is convenient—into the Investing Class, the Business Class, and the Earning Class.

294. How To Secure Your Bank Account from Hackers

In this article, we shall take a closer look at how one can secure his or her bank account and other related ideas.

295. 10 Cognitive Biases in Crypto Investing — Cause, Impact and Mitigation

Most investors make the same mistakes that can be prevented. 10 Common cognitive biases, their causes, and their potential impact on cryptocurrency investors.

296. How Chintai is Making the Trading Life Cycle More Efficient

The HackerNoon community talked to Ryan Bethem from Chintai about Chintai's position in the market and what sets them apart from their competitors.

297. Stop Listening to Interest-as-Income Advice by Crypto 'Experts'

Crypto experts might mean well when dispensing financial advice. But using interest earned from your crypto assets is going to cost you in taxes.

298. 2020 is The Year Wall Street Could Take Over Cryptocurrency

Fresh off the German government’s decision to let banks store and sell cryptocurrency, Deutsche Bank predicted cryptocurrency will go mainstream by 2022 and eventually replace cash.

299. How to efficiently save money as a Digital Nomad

Please feel free to add comments to this doc and add your investment theories and options for nomads. Photo by Pawel Janiak (Unsplash)

300. Bridge Pay — A Non-Custodial Multichain Debit Card for Everyone!

Join the waiting list today!

301. Rise of Open Banking & Real-Time Payments: Reimagining Finance

India's Unified Payments Interface (UPI) is a global case study to learn about the massive benefits that Open Banking can bring to the world through convenience

302. 200+ Essential Crypto & DEFI Tools for 2023

Over 250 of the most useful tools to navigate the wild world of cryptocurrency successfully!

303. 8 Unknown Facts About Bitcoin

Thought you knew everything about Bitcoin? This article will introduce you to 8 totally unknown facts about the king of digital currency.

304. Central Bank Digital Currencies and A Bretton Woods Moment

On October 15, Kristalina Georgieva, Managing Director of the IMF, came with an announcement talking about A New Bretton Woods Moment.

305. Pheu Thai Party: 6-Month Digital Currency Handouts

The proposed ~$280 handout has all the hallmarks of a programmable CBDC, including expiry dates & geolocation-based restrictions: perspective

306. Money: A Basketcase [A Deep Dive]

The failures of the USD as a global reserve currency mean that we must reimagine money.

307. What to do With All This Change? [Writing Prompt]

Interested in writing about new and emerging technology? Use this writing prompt to get some inspiration and pointers.

308. Uncovering the Dark Truth Behind De Hek and Kassam - Liars Targeting Apollo Fintech

So far, the cryptocurrency industry has grown to be one of the most lucrative in the world. After a decade of existence, Bitcoin has so far become the best performing asset – period. Statistics from last year show that Bitcoin was the best –performing investment class of the year, as well as the past decade.

309. Multichain Hack Part II: New Facts

Update about the Multichain hack with some new facts such as the arrest of Multichain CEO, updates from Fantom foundation, and how chain and investors react.

310. Does a Shadow Credit Score Decide Whether You Get an Apartment?

The vast tenant screening industry is subject to less regulation than credit scoring agencies, even though experts warn that algorithms introduce bias.

311. From CEX to DEX: The Shifting Landscape of Crypto Exchanges

Does the rise of decentralized exchanges denote the fall of centralized exchanges? Let us find out.

312. Is Investing In Cryptocurrency A Smart Move for Retirement?

The rise of cryptocurrency can be the next big thing to invest in, which is why it is a good idea to know what it is and what makes it so great.

313. The Crypto Update for Jan 2024: The Year of the Dragon with Bitcoin on Wall Street

DeFi news, some altcoins in our portfolio rise up to 1000%, Bitcoin hits Wall Street and beware of the institutions.

314. How and Why Mango Markets Was Able to Be Exploited by Attackers

How Mango Markets were manipulated by attackers to drain the platform of over a $110 million without needing any advanced hacks or other complex breaches.

315. Airtm To Launch A New ‘Enterprise Platform’

Airtm, the world's most connected digital dollar account, is announcing the launch of its new self-service Enterprise Platform.

316. Lucia Protocol Introduces a Visionary Undercollateralized Lending Protocol

Lucia is allowing users to have access to credit. It offers DeFi to the mainstream.

317. How Technology and Finance are Changing in Today’s World?

Technology and finance provide news, analysis, and insights on various business-related topics, including finance, upcoming global situations, and scopes.

318. FinTech Cybersecurity: How 'Capital One' Could Have Avoided a Data Breach

Even after investing heavily in securing IT infrastructure and developing security tools with AWS, Capital One failed to avoid data breaches. Here's why.

319. As Stablecoins Rise in Popularity, How Can It Benefit Traditional Payments?

The rising popularity of stablecoins has often been highlighted as an indication of the growing adoption of blockchain technology. With projects such as Facebook’s Project Libra and JPMorgan’s JPMCoin, it is clear that even large corporations from beyond the blockchain space are seeking to partake in this growing trend.

320. Ethereum Is Making Itself Future Proof: What to Expect From the Ethereum Roadmap in 2024

This story highlight the key development of the Ethereum roadmap for 2024.

321. Who Really Owns Web3

The new buzzword “Web3” has recently jumped into the public’s mind.

322. The Future of Banking Will Only Be Bitcoin: Here's Why

Bankers often tell you about the future of banking, but none of them will have made you think about the fact that the future of banking has just no banks.

323. Startups: Why You Shouldn't Be Afraid to Launch a Project in a Bear Market

Despite the bear market startups should not turn off their projects in the crypto industry and Web 3.0. A few tips for projects on how to start in a bear market

324. CryptoHayes Has It Right and Wrong

Most Americans have serious shortcomings when it comes tocritiquing or, worse, understanding their country. Mr. Hayes provides classic examples of all of these.

325. Bitcoin is a Force Only for Good, Like Superman

Bitcoin is like Superman. It only wants to save people, not rule the world.

326. How Blockchain Relates to the Byzantine Generals Problem [One Minute Explanation]

Before we can understand how the Blockchain works, we need to understand the problem it is trying to solve.

327. Can AI Revolutionize the Efficiency of Algo Execution in Institutional Trading?

The AI revolution in FX appears to be focused on portfolio optimization through algorithmic trading and execution.

328. Economic Turmoil Couldn't Stop 8fig From Raising $140M to Propel Ecommerce SMBs

8fig, the continuous funding and management platform for ecommerce businesses, announced the closing of a $140 million Series B funding round.

329. Journey to the Future of Finance

What will the finance world look like in a couple of decades?

330. From Inside a Hedge Fund: Revelations From Insiders

Here we have collected some interesting facts about what is happening in hedge funds based on open sources.

331. Fintechs and the Stock-Based Loan Market

Today, companies that use stock-based lending to finance their businesses generally borrow at higher costs than if they used traditional debt financing.

332. What Makes a Smart Contract Platform “The Best”?

The question of “what makes the best smart contract platform” really depends on who’s asking it as there are many variables which will taken into account or not depending on who is asking the question. An investor will usually only consider the value of the underlying token, which isn’t necessarily an indicator of “the best.” As we know by now, token prices can rise and fall in minutes off the back of rumors and speculation. Just look at the value of Tron each time Justin Sun ends up in the press.

333. Greed To Green: Inside The New Trend Of Regenerative Finance

How can we go from an extractive to a regenerative economic system? ReFi is the web3 answer, using crypto and blockchain to tackle climate change.

334. Inflation is Taking a Toll on The Dollar [Infographic]

A look at the impacts of inflation as well as how gold is often a hedge against inflationary measures.

335. New Challenges for Digital Banking: How Neobanks Can Defend Against Cyberattacks

The rise of neobanking and banking ecosystems, and how businesses should protect themselves against cyber attacks

336. Introducing Bankera: Bank Account Alternative Focused on Crypto Businesses

Bankera, an ambitious project to build a neobank for the digital era, has started to offer payment accounts to individual and business clients as a low-cost, fast and convenient alternative to traditional bank accounts. Individual and business clients who sign up to the service can already enjoy dedicated European IBAN accounts to send and receive funds via SEPA and SWIFT transfers. All clients can send and receive funds from cryptocurrency exchanges.

337. Using Algorithms to Limit Loss in a Market Crash

Whether you're a retail or institutional investor, a traditional or alternative investor, you probably just lost a lot of money.

338. Peer-To-Peer Lending And How It Can Benefit Entrepreneurs and Small Businesses

In this article, I talk about how Peer-to-Peer (P2P) lending is transforming the future of fintech companies and for smaller entities like entrepreneurs

339. The State Control over Property and Finance and How Bitcoin Can Help With Becoming Independent

World history shows that during the last 3,400 years, only 268 of them were completely peaceful. This means that none of us have lived a single year during which there was no war in one part or another of the world.

340. A Simple Introduction to Banking-as-a-service

Basics of Baas

One Thousand Ways to Make Money, November 2017 by Page Fox is part of HackerNoon’s Book Blog Post series.

342. The History and Future of AI in Fintech

How artificial intelligence has impacted fintech, and what the future will bring.

343. The Great Hijacking of the Bitcoin Revolution Has Begun

BlackRock, other financial giants, banks, financial institutions, Michael J. Saylor, and others are complicit in a veritable theft.

344. Trust for Stablecoins: USDT is Top Choice for 38%

In HackerNoon’s weekly polls, for 03/13/23 - 03/29/23, we asked the HN community of 4M+ monthly readers what stablecoins they trust. Here's how they voted.

345. My Bot Helps You Trade Data - Introducing ARBot

Data is becoming increasingly recognised as an asset of value. So much so, in fact, that data marketplaces have opened up, establishing an emerging data economy. This has opened up a wealth of profit-making opportunities that most people are still unaware of. Having worked closely with leading data marketplaces for over a year, I decided to try my hand at something new: arbitrage with data as an asset.

346. Did You See the Two Bitmax Exchanges Yet? Don't Worry. It's OK.

If you have been paying attention to the global crypto space, you might have spotted two Bitmax exchanges. What is the confusion about and how to differentiate between them?

347. The Noonification: Ponzi Scheme Victims Beware: There Is No Such Thing As Easy Money (11/23/2023)

11/23/2023: Top 5 stories on the Hackernoon homepage!

348. Monetary Systems and The Future

The future of money and the dollar in the world of crypto and Central Bank Digital Currencies - CBDC. What will change and how it might look like?

349. Jon Squires Interview: Key Tactics To Protect Yourself From Inflation

Global financial markets are tumbling again as market sell-off accelerates due to fears of lockdowns occurring again in parts of Europe. As the hopes of a faster economic recovery die down, the situation for small and medium enterprises and individuals is becoming bleaker day by day due to a fall in demand and no hopes for a fiscal stimulus from the government. With a dip in the business activity, individuals must hedge themselves against various financial and budgetary risks that are arising in the market today. I sat down with Jon Squires, CEO of Currency.com; a CIS regulated exchange for trading tokenized stocks, indices, commodities, and FX pairs with fiat or crypto to talk about global financial markets, technology, and how investors should hedge themselves against the market downside.

350. Why I Forked OpenBazaar

OpenBazaar 3.0 is expected to embody the ideals of decentralization.

351. Left Curve

352. How the Finance Industry Is Being Reshaped by Enterprise Blockchain

Decentralization and peer-to-peer exchanges, made possible by blockchain and distributed ledgers, are increasing the efficiency of financial transactions.

353. 7 Step Process To Develop a FinTech App That Drives ROI

Needless to mention that the FinTech development company you pick should have prior experience in developing FinTech solutions.

354. "Traditional Media Exhibit Bias Against Crypto", Alena Afanaseva CEO BeInCypto News Media

I recently sat down with the CEO of BeInCrypto Alena Afanaseva to discuss the rise of crypto journalism and the recent spate of anti-crypto narratives..........

355. Using Liquidity Mining 2.0 (LM2) to Distribute Rewards

A much better liquidity mining incentive design is to distribute reward tokens based on the AMM trading fees earned by liquidity positions.

356. How Artificial Intelligence is Transforming Fraud Detection in Financial Services

In this article, you will find the common types of financial fraud and how artificial intelligence is transforming fraud detection in financial services.

357. AI Boom Propels Nvidia Revenue to Unprecedented Levels, Stunning Wall Street

Jensen Huang's company is quite literally the only business selling the metaphorical shovels during the ongoing AI gold rush, making it very, very rich.

358. How India Revolutionised its Digital Payment System

UPI has revolutionised the way Indians used to look at digital payment systems. In four years, it has surpassed Visa and MasterCard.

359. What is A Credit Spread And Why Is It Important?

There are many instruments on the financial market investment houses use to predict the future, describe the present and, of course, make money.

360. Are Nordic Nations Happier than Others?

The Nordic countries are known for the benefits they provide to their citizens for the sake of their happiness

361. Early GitHub Revenue: Year 1 (Almost $1M), Year 2 ($3M) and Year 3 ($9M)

A lot of the purpose behind GitHub Desktop was to make it so those recommendations could turn into active users a lot faster.

362. Understand Term Sheets  -  Part 2: Protection for Future Down-Rounds

Understanding pay-to-play and antidilution provisions in a term sheet

363. How Far Are We From CBDC?

Coronavirus has become the boogeyman of today. From public to financial health, almost every aspect of our lives were impacted by this pandemic. It has gotten to the point where some began spreading conspiracy theories about Covid-19, claiming that everything was planned, calculated and organized by one of the world powers.

364. How Crypto can Reach Mass Adoption

What will drive the next bull run? I believe it will be mass adoption of crypto driven by real-life utility.

365. Securities on Blockchain: Revolutionizing Capital Markets - Interview with Alex Nascimento, UCLA

Welcome to our series, "Behind the Startup." Tell us about your book on Security Token Offerings ('STOs') and your journey into the blockchain industry?

366. The Myth of Wealth: Unraveling the Truth About Financial Prosperity

Unraveling the myth of wealth, this article explores the attainability of financial prosperity through consistent saving, strategic investing, and bitcoin impac

367. A Break Down of Financial Aid for Public Colleges in the US

The Student debt crisis is a pressing issue. As such, this article explores financial aid alternatives to be considered before taking out a student loan.

368. Top 6 Types Of Finance Technologies To Grow Your Business

Finance technology has a broad scope of application that keeps revolutionizing the field. Here is an overview of the main 6 ones that enable business growth.

369. How MicroStrategy Exposes the Absurdity of the Stock Market

It's all made up and the points don't matter.

370. The Crypto State of Affairs in 2021

The stories to track regarding government regulation that will determine the future of cryptocurrency.

371. Technology That Invalidates Regulation

As technological advancements continue to accelerate at an ever greater pace, the landscape of various industries is changing rapidly.

372. Teamwork, Humor and Fintech: Interview with 2022 Noonies Nominee Valerie Ejegi

An interview with 2022 HackerNoon Noonies nominee, Valerie Ejegi.

373. Explaining How DeFi Startups Raise Money to a 5-Year-Old

This tale is for laymen that wish to understand how DeFi companies raise money at the initial stage.

374. Gluwa: A Financial Haven for the Uncredited

Gluwa is pushing the radical idea that credit access should be available to anyone, anywhere.

375. Why I'm Optimistic About the Future of the Blockchain with TRON Founder Justin Sun

Justin Sun recently published a thought piece on the Milken Insitute website, citing his excitement and optimism about the future of blockchain.

376. Mayday

Dive into crypto market swings from 'Mayday' to hodler resilience. Unpack insights on US Treasury, Fed, and fiat liquidity. Stay bullish!

377. 556 Stories To Learn About Finance

Learn everything you need to know about Finance via these 556 free HackerNoon stories.

378. How a Digital Ruble Could Impact the Global Economy

The July 2023 announcement of a Russian CBDC is an interesting one, with the implications of a digital ruble, the Russian-Ukraine conflict, and other events.

379. Crypto Companies Score Big: How Sports Sponsorships Fuel Brand Growth and Engagement

Crypto brands are expanding their outreach with sports sponsorship deals worth staggering amounts of money.

380. What Merchants Care About: How POS and BNPL Improve Customer Experience and Boost Sales

Learn what merchants value most in POS and BNPL integrations—flexibility, support, and competitive terms that boost sales and enhance customer experiences.

381. DeFi's Opportunities and Dangers

Here is Part 1 of a beginner-friendly, eye-opening post where I try to demystify the complex world of DeFi.

382. How Fed's Rate Hike affects Crypto Market Sentiment

383. Crypto Banks Are About to Flip Traditional Banks

Move over traditional banks, crypto banks are the new move. Our guide explains everything you need to know about them. Click here for more.

384. Empowering Startup Employees: Equitybee Launches Equity Value Finder to Help Navigate Stock Options

Equitybee’s proprietary model uses multiple streams of information from trade data, valuations, and market sentiment.

385. Less Than a Year; Recession and Bitcoin Halving

What happens if the recession and halving year cross each other?

386. 10 Companies to Bet the Future of Your Career On

If you’re interested in great rewards, a career with a heavy tilt toward stock-based compensation could be right for you, depending on your risk tolerance.

387. Navigating Crypto: Crafting a Successful Trading Philosophy

The philosophy of Crypto Trading differs from cryptocurrency investing. Learning the main principles can give you an edge over other investors.

FinTech is a growing industry at the intersection of technology and financial services. This is a powerful incentive for technological progress, which expands its influence on different sectors of the economy, allowing them to develop. For example, FinTech has been most active in consumer services, banking, money transfers, payments, insurance, asset and capital management. The industry is revolutionizing the way businesses and consumers conduct financial transactions.

389. Why it's Not a Good Idea to Quit Your Day Job Just Yet

Don't Quit Your Day Job (Yet) ft. Fiona Smith aka. The Millennial Money Woman

What if I told you your investment portfolio can be a pleasant calm breeze of investment that provides us with low-risk returns.

391. Beyond the Hype: The 3 Blockchains Powering Modern Government and Sovereign Infrastructure in 2026

As institutional blockchain adoption hits a $933M market cap, discover why Ethereum, Hedera, and RYT are at the core of national digital identity and CBDC.

392. Your Gen Z Loved Ones Are Stressed About Money, An AI Coach Might Actually Help

Gen Z is overwhelmed by money stress. Here’s how new AI-first, emotionally aware fintech tools are reshaping financial support for a generation in crisis.

393. FTX, Alameda & SBF: A Breakdown of Events

A true representation of what went down with FTX, Alameda & SBF. This article also highlights the necessity of decentralization in the financial markets.

394. What Does Total Compensation Really Mean?

It is common to think of compensation purely as salary – money you get paid for the work you do. But many people get compensated with more than just salary.

395. Why Bitcoin Remains the Financial Asset of Choice the Long Term

So far in 2022, the entire crypto market has been impacted by wider economic and political uncertainties, led by Bitcoin, with prices down more than 50% over.

396. How AI is Rocking the Finance Industry

The financial market has evolved from what it used to be. There are a lot of redundant pictures stuck in the heads of everyone who are not a part of it and do not know how far it has come. The financial technology sector has accelerated its development during the last two decades and has created opportunities for people to trade from all across the world utilizing either their home computers, tablets, or even smartphones.

397. Why We Invested in Multis, The Self Custodian Bank for the Digital Era

Why we invested in Multis

398. The New Wolf of Wall Street: DeFi 2021 Overview and 2022 Outlook

The rapid growth #DeFi in 2021 exposed many flaws in the pioneering new financial system. In 2022, we look forward to improved #security, #insurance and more.

399. 11 Ways to Use Social Media to Promote Your Fintech Company

The fintech industry is growing rapidly and one of the ways to reach your potential clients is through social media. Learn how to leverage the different socials

400. An Introduction to Relative Strength Index Trading Strategies

Relative Strength Index (RSI) is another staple indicator of the technical analysis world. What is the Relative Strength Index?  It measures the speed and change of price movements to evaluate if a stock is overbought or oversold. A wildly popular tool among traders, it is also widely misunderstood.

401. One Thousand Ways to Make Money, November 2017 by Page Fox: Preface

One Thousand Ways to Make Money, November 2017 by Page Fox is part of HackerNoon’s Book Blog Post series.

402. Financial Products That Combine The Innovation and Purpose: The Choice of Conscious Consumers

Consumers look for products that enable them to contribute to sustainability. Banks and fintech companies can address this need with innovation.

403. Cryptocurrency Exchanges, FTX Collapse, Regulation and Bank Runs: A Summary

A look at crypto exchanges, regulation and bank runs.

404. The Man Who Takes His Bank to Bed With Him

One Thousand Ways to Make Money, November 2017 by Page Fox is part of HackerNoon’s Book Blog Post series.

405. Venus Protocol Launches $1 Million Dollar Grant Program to Promote Innovation in DeFi

Venus, is introducing a grants programme to stimulate innovation within its ecosystem.

406. Ignoring the Billionaires

Billionaires matter in America. Ignore them at your own risk.

407. A Beginner's Guide to Crypto Day Trading

A Beginner's Guide to Crypto Day Trading

408. Understanding the Role of PCI DSS in the Finance Industry

Learn how PCI DSS helps secure financial data and transactions in the finance industry. Discover its benefits and how it affects compliance requirements.

409. Uncovering the Benefits and Risks of Central Bank Digital Currencies: An In-Depth Analysis

CBDCs, despite their promises of increased economic inclusion, pose a significant threat to our privacy and financial freedom.

410. Mercuryo and Revolut Launch Revolut Pay

Mercuryo and Revolut have announced the launch ofRevolut Pay on non-custodial wallets.

411. Be Careful About Altcoin Metrics

BTC dominance and TOTAL[X] charts might not be doing you any favors.

412. Don't Buy Another Stock Without Reading These 16 Tips

Don't buy another stock without reading these 16 tips: Here are 16 tips when looking at when a stock.

413. CBDC vs. Cryptocurrencies: Which Technology Will Dominate the Future?

Banks around the world are introducing Central Bank Digital Currencies (CBDCs). Will they transform the world economic system? Let's find out.

414. 15 Wall Street Institutions Bullish On Bitcoin

If you were a CEO of a large financial institution three years ago, publicly stating support for Bitcoin would be suicidal.

415. Pioneering the Future of Tech: Solidus AI Tech Unveils a New Era with AIaaS, BaaS, and HPC

Pioneering the Future of Tech: Solidus AI Tech Unveils a New Era with AIaaS, BaaS, and HPC

416. If You File for Bankruptcy, What Happens to Your Cryptocurrency?

Is crypto exempt in bankruptcy? Are you required to disclose crypto in bankruptcy? Learn what happens to your crypto if you file for Bankruptcy.

417. Diderot Effect: Why You Buy What You Don’t Need and How To Stop

We buy one item and suddenly see the need to purchase other items to complement it without realizing that obtaining one item creates a spiral of consumption

418. How Security Tokens Benefit Small Investors

To onboard more investors into the security token ecosystem there is a need to educate investors on some of its benefits

419. About Bitcoin: What Altcoins and Shitcoins Don't Seem To Get

After 30 years of trial and error, this new, pristine asset class called Bitcoin has emerged, it’s here, staring at you in the face. It works.

420. The Latest Developments in De-dollarization

The past month has been anything but boring as the narrative about de-dollarization gains momentum.

421. How Does Self-Management Makes You a Better Crypto Investor ?

Master these Self-Management areas to become a better investor: Goals management | Time management | Energy management | Focus management | Emotional management

422. How Open Source and AI Will Change the Future of Finance

My prediction is that open source + AI will disrupt the financial sector in the upcoming years.

423. How to Secure Your Financial Future as a Self Employed Entrepreneur

If you're a self-employed entrepreneur, becoming financially stable should be a priority of yours. But it can be rough if you have no idea where to start. With a little bit of learning and skill, you can plot a course towards a safe financial future.

424. Why Financial Sentiment Analysis Failed Without Explainability (And How I Fixed It)

If you're building AI systems for high-stakes domains—finance, healthcare, criminal justice—remember this: a model is not a product until it's explainable.

425. The UK's Economic Outlook for 2023

Currently, the UK economy is living through tough times.

426. What Does Apple’s Stock Split Mean? 

A stock split is not a new thing. Hundreds if not thousands of companies have appealed to it to keep the price in the desired trading range and, theoretically, to make the stock more affordable. One of the most recent examples was Apple, announcing the division of its share price by four. It will be achieved by giving three additional shares to each investor.

427. How Blockchain Technology Is Being Used In Clearance & ICT Services

The financial sector has shown an increasing interest in blockchain technology. The technology has already seen adoption by traditional finance firms.

428. Millionaire Crypto Influencer Found Chopped in a Suitcase😨

.. and BlackRock reveals its perfect portfolio standard.

429. Can Blockchain Help Close the Gender Gap in Finance?

The DeFi movement gives power to female investors in a way legacy banking never has.

430. 9 Indispensable Factors to Consider Before Starting an IT Services Business

More than half of the small businesses in the United States do not make it to the fifth year. The big question now is: How do you create a successful business?

431. How To Save Money Fast: A Guide on Building That Stash

Ever wondered how to save enough money in a short period of time? Find out how to save money fast and build that stash for a rainy day.

432. [A Response] to the Citron Research Report on Nanox

Story first seen here, republished as well to Hackernoon on 9/20/2020 2:28PM

433. Futuristic Future of Human in the World of Financial Technologies

Finance has entered a phase of radical charge, promising much for both consumers and those leading the revolution.

434. Embedded Finance is a Liferaft in the Recession

Economists forecast a steep recession. Here's how EmFi, or embedded finance, is helping firms provide fintech solutions at a low cost to survive the downturn.

435. What's the Future of Crypto in India?

I have been in a dilemma For months about whether I should invest in cryptocurrency or not.

436. Could Credit Suisse and Deutsche Bank Collapse Soon?

The stock prices of Credit Suisse and Deutsche Bank are plummeting. Both international investment banks’ shares are currently trading at 0.23x and 0.3x tangible

437. How Do Cryptocurrencies Influence Financial Markets?

Since their inception, cryptocurrencies have positively influenced how financial markets conduct their affairs, setting new standards.

438. Crypto Philanthropy Promotes Worldwide Donations Through Cross Border Payments

Philcoin was created to bridge philanthropy and technology to create the largest-ever philanthropic movement.

439. A Tract on Monetary Reform: Chapter I - II. Changes in the Value of Money, As affecting Production

A fluctuation in the measuring-rod of value does not alter in the least the wealth of the world, the needs of the world, or the productive capacity of the world

440. How to Build Blockchain Financial Services Applications

A Comprehensive Guide on how to Build a Blockchain Financial Services Application to Ensure that your Company's Idea Becomes the Next Big Thing in Fintech

441. The Risk and Reward of Yield Farming

Yield farming tends to have much higher returns due to a protocol's high need for liquidity. However, the higher returns come with increased risk.

442. THORWallet DEX: Filling the DeFi Retail Market Gap

Decentralized finance (DeFi) is democratizing finance by replacing outdated institutions and legacy infrastructure with peer-to-peer networks.

443. Combatting Cross-Border Payment Fraud: A Call to Action for Secure Transactions

With a desire to increase the speed of processes across organizations and government agendas, there is a modern imperative to streamline cross-border payments.

444. Why the Return of Optimism to Wall Street Could be Slower Than Expected

While the stock markets in America have been volatile, it is worth noting that Wall Street has bounced quite significantly from the worst of the pressure.

445. Traditional stocks and crypto exchanges. Convergence paves the way to new era of finance

I, Viktor Kochetov, CEO at Kyrrex, a digital wallet and professional cryptocurrency, discuss and explain common traits, distinctions and why this interaction is a win-win.

Online payment platforms transform your smartphone into a pocket bank, allowing you to pay bills remotely and send money.

447. Best Practices of Cloud Networks Usage in Fintech

Making good use of a could network first requires firms to consider if they would be meeting their regulatory obligations before ensuring network resilience.

448. A Tract on Monetary Reform: Chapter III - IV. The Forward Market in Exchanges

Transactions in “spot” exchange are for cash—that is to say, cash in one currency is exchanged for cash in another currency.

449. Fintech: How COVID Affected Payments and the Underbanked

The COVID-19 pandemic was a disruptor in the purest startup sense. The immediate shift to remote work, school, and socially distanced ways of life accelerated innovation by an estimated five years.

450. Benzinga Kick Off Flagship Conferences Recognizing and Fueling Innovation In Finance

‘Where Deals Get Done’: Benzinga Kick Off Flagship Conferences Recognizing and Fueling Innovation In Finance.

The rise of bank bail-ins: Understanding what they mean and how they can affect your funds.

452. 5 Ways DeFi Is Impacted By the Adoption of Embedded Finance in the Blockchain Industry

The integration of financial services by non-financial organisations is referred to as embedded finance. This system has changed the way we engage with money.

453. A Tract on Monetary Reform: Chapter III - The Theory of Money and of the Foreign Exchange

Parts of this chapter raise, unavoidably, matters of much greater difficulty to the layman than the rest of the book.

454. Busting Financial Myths: "The Ignorant Retail Investor"

If you Google "ignorant retail traders," you'll find mentions on the Financial Times, Seeking Alpha, Wired, Berkshire Money Management, The Street, and even The South China Morning Post.

455. When Things Go Wrong, What Happens to Total Compensation?

There is an agreement that if you do your job properly, you will be compensated for it. But what happens to total compensation when things go badly wrong?

456. 6 Expert Cybersecurity Strategies for Financial Institutions

Investing in security is vital, but major breaches still happen irrespective of advancements. Financial organizations can take these 6 steps to better security.

457. Preventing LLM Hallucinations in High-Stakes Banking Operations

RAG improves LLM context. It doesn't guarantee correct reasoning over that context. For CCAR and BCBS 239 environments, that gap needs an architectural answer.

458. Maximizing Value of FP&A With Enterprise Planning Management

Unlock growth and optimize financial performance with Enterprise Planning Management. Harness insights through FP&A for strategic value creation.

459. The Intersection of Blockchain Technology and Fintech

Blосkсhаіn tесhnоlоgу іѕ оnе of thе lеаdіng іnnоvаtіоnѕ аnd hаѕ thе роtеntіаlѕ tо mаkе оur financial іnduѕtrу mоrе trаnѕраrеnt.

460. Building a Custom Solution for Financial Analytics

The success of financial services is highly dependent on data accuracy and analytics. Creating a custom solution helps to overcome this challenge.

461. Web3 Technology and Universal Basic Income: A Solution to Alleviating Poverty?

Poverty in the United States is a complex issue but emerging web3 technologies can provide efficient and auditable delivery methods for public assistance.

462. Thrilled to be Recognized as Startup of the Year in New York City

From a personal perspective, I have leveraged quite a few tools to grow into a CEO. These range from therapists and coaches to SSRIs and budgeting exercises.

463. The Future of Finance in the Era Of Shadow Banking and Decentralized Exchanges

In an era where shadow banks and decentralized payments have become the new cool, this article looks at what could be the future of traditional finance.

464. Crowdlending is Redefining Growth in Emerging Markets

An increasingly popular way to connect entrepreneurs and secure investment, crowdlending is proving to be a key driver for innovative growth stage businesses. It connects those businesses that have great potential and disruptive ideas with major investors, empowering emerging markets around the world, especially in developing countries.

465. 6 Financial Mistakes That Prove To Be Fatal For Startups

One quality that separates seasoned entrepreneurs from the newbies is their willingness and ability to take calculated risks. You will notice this tendency from the world’s best entrepreneurs including Richard Branson, Arianna Huffington, and Jack Ma.

466. The Short Guide to Decentralised Finance (DeFi)

With DeFi, crypto assets can be put to use in ways not possible with fiat currencies or traditional financial products, though it has its own quirks to it.

467. The Greatest Cult In History Is Your Money (And Bitcoin Knows It)

How modern fiat currency systems employ cult-like psychological manipulation techniques, and why Bitcoin might be our escape from financial indoctrination.

468. Saving for the Future - Deception in the Financial Status Quo

Deception in the age of fintech and investment savings.

469. Open Codebase and DAP Launch to Incentivize Network Participation [AVA Labs Update]

Blockchains are notoriously challenging network structures to scale, both in performance - such as latencies, throughput, and number of validators - as well as in feature sets - such as customizability of the bytecode that the blockchain executes.

470. The Current Debt-Based System Is Enslaving You

It's time to start looking for a system that protects you. It starts with a B.

471. What the Twitter and eToro Partnership Means for Crypto Trading

Is this a game changer for crypto adoption?

472. Investment DAOs: What they are and How they Work

An investment DAO is the one that is involved in raising and investing capital into digital assets like cryptocurrencies, NFTs, virtual real estate, etc.

473. Finance != Future of Blockchain But Cross-Domain Collaboration is

Once upon a time, the emerging of the blockchain seemed to initiate a parallel new era, a utopia of the Value Internet. However, now the tide has receded, Bitcoin and Ethereum, as the flagships of the blockchain, are still struggling to get out of the dark tunnel, and the difficulty of landing various blockchain applications still has not been resolved.

474. 103 Stories To Learn About Banking

Learn everything you need to know about Banking via these 103 free HackerNoon stories.

475. Will Cryptocurrency Ever Deliver on Its Grand Vision?

Certain experts already contend that a crypto-based financial system will exacerbate many of the issues with conventional banking.

476. "You Have to Have Privacy, But to What Scale and Under Whose Control?" - Adel de Meyer

Recently I had a chance to chat with Adel de Meyer, entrepreneur and leader of DAPS coin, a fully anonymous staking coin and payment system. Her project recently published a new DAPS whitepaper and announced its web wallet.

477. Will China's Metaverse Alone be Worth $8 Trillion?

The US based investment firm Morgan Stanley has estimated that the Metaverse might be worth about $8 Trillion in China in a note to investors published today

478. Here’s Why It Is Easier For Startups To Set Up Shop in Singapore and Hong Kong

Hong Kong and Singapore have emerged as the epicenters for startups and tech in Asia and worldwide. Both locations have attractive tax regimes for foreign companies and have invested heavily in government-backed startup programs, fostering positive growth and support in the region. Southeast Asia’s internet economy has more than tripled its size over the last four years, soaring to a US$100 billion for the first time in 2019 with expectations to reach US$300 billion by 2025.

479. What Is Traditional Finance & Why Is the Current Financial System on Shaky Ground?

Traditional financial systems are in trouble. DeFi is trying to fix that.

480. Crypto Banks’ Audience Research 2023: Investment Goals, Involvement, and Fears

A large-scale study of needs, wishes, and fears of the crypto audience.

481. WaaS for Finance: How Banks and Retailers Can Leverage Wallet-as-a-Service?

WaaS, or Wallet-as-a-Service, is an innovative FinTech delivery model that allows financial companies to jumpstart their eWallet businesses from scratch.

482. Insurance for Digital Assets Can Help to Protect Users in the Crypto Space

Cryptocurrency insurance can be instrumental in reducing the losses that come with engaging in the crypto market.

483. The Single Biggest Problem Plaguing Crypto Adoption

Today, 19% of the world’s population have purchased cryptocurrencies.

484. SEC vs. Crypto — Cut the Noise and Focus on the Real Signal: Bitcoin

Bitcoin Remains in Its Own Category: That of a Unique Monetary Revolution.

485. Why Stock Market Turmoil Won’t Put the Breaks on Fintech’s International Surge

With global markets reeling from heavy losses at the beginning of August, newfound investor appetite for sustainable growth could see renewed interest.

486. How Social Trading Paves the Way for a Decentralized Future

The lack of full ownership and open access threatens the sustainability of wealth preservation and growth for traders. Social trading could be the solution.

487. Decentralized Indices

Passive exposure to cryptoassets

488. How to Commit Your ALGO to Become a Governor — Algorand Governance: Period 7

Become an ALGORAND Governor Today!

489. 6 Benefits of Cloud Computing in Finance

Understand the different ways cloud computing benefit the financial industry.

490. Nixon Shock, Bitcoin Pizzas, Beirut and Refugees

Interview with Tey el-Rjula, author of The Invisible Son, about Bitcoin, being unbanked, & Bitcoin Pizzas in a refugee camp, on the anniversary of Nixon Shock.

491. Building a Financial News Platform in Brazil

Brazil’s financial landscape is unique. Despite these dynamics, millions of Brazilians lack access to financial education.

492. Revolutionizing Traditional Finance: How DeFi is Poised to Disrupt the Status Quo

Most of the growth in DeFi has been driven by a couple of factors, unique to the technology, which are more advanced than the traditional finance systems.

493. How Are Crypto Yields Generated?

The implosions in the crypto ecosystem highlight the need for a better understanding of how yields are generated and the risks they entail.

494. 178 Stories To Learn About Investment

Learn everything you need to know about Investment via these 178 free HackerNoon stories.

495. What is Bad Debt?

Being in debt can be frustrating, but here is an article designed to help you pay off those loans and get back on your feet.

496. International Tech Sanctions: A Summary for Startup Founders

In this article I'll give you a quick overview of the concept of international sanctions, how they work and how it may impact a FinTech company, especially from the standpoint of technical implementation and tools.

497. Wealth Is Moving Beyond London, New York, and Zurich

Wealth is shifting from London and New York to smaller hubs like Belize and Panama in search of efficiency, flexibility, and functional governance.

498. The IRS is Coming: Why You Shouldn't Pay Crypto Taxes

Preparing for income taxes and understanding what happens with your cryptocurrency in the process.

499. Diversifying your portfolio? Here are some tips you should try

When the economy is expanding and stock markets soaring, it seems almost impossible to sell an asset for any amount less than the purchasing price. However, the economy is ever-changing, making it hard to predict market conditions. It is imperative for investors to have a well-diversified portfolio for any market condition.

500. New Research Paper May Indicate That Visa is Developing a Retail Blockchain Product

Cryptology ePrint Archive has published a paper, entitled ‘LucidiTEE: Policy-compliant Fair Computing at Scale’, credited to a trio of staff members working for Visa and Visa Research by the names of Rohit Sinha, Sivanarayana Gaddam, and Ranjit Kumaresan.

Thank you for checking out the 500 most read blog posts about Finance on HackerNoon.

Visit the /Learn Repo to find the most read blog posts about any technology.