Let's learn about Finance And Banking via these 122 free blog posts. They are ordered by HackerNoon reader engagement data. Visit the Learn Repo or LearnRepo.com to find the most read blog posts about any technology.
Finance and banking is the sector managing money, credit, investments, and financial services. It is fundamental to global economies, facilitating transactions, capital formation, and wealth management.
1. Profiting in Times of Crises: The Silicon Valley Bank Story
Examining interest rates' evolution & their role in modern economies. Discussing COVID-19, Ukraine war & inflation's impact on SVB's collapse & stakeholders.
2. DeFi's Collateralized Debt Protocols
[3. Fintech Will Eventually Eat the Banks:
Every Company will Become a FinTech Company](https://hackernoon.com/fintech-will-eventually-eat-the-banks-every-company-will-become-a-fintech-company-jvjj3204)
In today’s world, most of the companies and startups even those that do not have anything to do with financial services, have been increasingly taking the provision of alternative financial services to the individuals as a mission. Therefore, it would not be wrong to claim that every company will be a fintech company in the not-too-distant future.
4. The 16 Highest-Paying Cities for Investment Bankers in the U.S
Investment bankers can earn some hefty pay, helping to make it one of the most popular careers on Wall Street. What do they get paid in U.S cities?
5. Unlocking Growth for Tech Companies: The Power of Strategic M&A
Unlocking Growth for Tech Companies: The Power of Strategic M&A. It is time to dispel the stigma surrounding M&A.
6. Best Fintech Startup Ideas of 2019
FinTech is the amalgamation of the two most powerful industries of our time: Finance and Technology. We all know the things that technology and finance have achieved on their own. Most of the 21st century is made possible due to these two entities.
7. Are Rising Interest Rates Going to Propel Neobanks?
For two years between 2020 and 2022, the US Federal Funds rate was 0.25%.
8. Unmasking the Crypto Crackdown: Operation Chokepoint 2.0 Revealed
Diving deep into the US Government's covert attack on Cryptocurrency's financial lifelines.
9. RuPay: The Indian Card Payment Alternative Rivals Visa and Mastercard
Story of how RuPay, an Indian alternative for Visa and MasterCard became a giant in the plastic card industry within a span of a decade.
10. Top 6 Challenges of Digital Transformation in Banking
Discover the top six obstacles preventing the banking sector from embracing digital transformation and fully leveraging its benefits.
11. Enhancing Competitive Advantage in E-commerce Using BaaS and Embedded Finance
Morgan Stanley predicts that the e-commerce market will grow from $3.3 trillion in early 2022 to $5.4 trillion in 2026.
12. Central Banks To Start Holding Crypto on Their Balance Sheets
The Bank of International Settlements, BIS, recently released a report titled “ Prudential Treatment of Crypto Asset Exposure.”
13. 7 FinTech Trends for Financial Service Providers to Keep a Note of in 2022
To help you keep up with all the latest FinTech innovations, we have compiled a list of seven emerging trends affecting the FinTech industry. Read now!
14. Crypto Meets Banks: How Gluwa Bridges the Gap Between Two Worlds
How Gluwa bridges crypto and traditional finance, giving the unbanked access to credit and connecting global capital with local needs.
15. API Economy as a Key for the Success of Banking and Finance in the Future
Application Programming Interfaces are an integral part of the emerging digital space. Without them, benefiting from many of today’s habitual financial services would be at least difficult if not impossible. In this piece, Andersen’s experts in FinTech software development will tell how API-based IT solutions contribute to the success of banks and financial organizations.
16. How To Safely Invest In Binary Options And Avoid The Scam
Here are the three red flags of a binary options scam, a hugely risky bet on the stock market that may promise high returns with a high risk of fraud.
17. The EU's New Anti-Money Laundering Authority and its Crime Prevention Focus
Explore the establishment of AMLA in Europe and its impact on financial crime prevention.
18. US Rep Ro Khanna’s Five-Point Plan: The Time for Political Reform is Now
In a rare display of bipartisan unity, U.S. representative Ro Khanna took to the House floor to passionately advocate for his groundbreaking "five-point plan"..
19. Brick-And-Mortar Banks are Losing the Battle to their Digital Counterparts
Financial technologies are rapidly transforming from futuristic imaginings into an inextricable component of everyday life. Back in 2016, such services as Apple Pay and Samsung Pay were just entering the global market as newfangled inventions, while today, they are used to processing three times more transactions than those made using conventional plastic bank cards. Mobile apps have since largely replaced bank office branches, and the coronavirus pandemic has only accelerated the trend. Taking into account the rapid pace of development of the fintech sector and speed at which modern users adapt to innovations, our experience of interacting with financial institutions is likely to undergo radical changes over the next few years.
20. Blockchain-Powered Mobile Wallets Are Changing The Cross-Border Payments Landscape
Every year hundreds of billions of dollars are transferred internationally by businesses and individuals who have emigrated from their home countries and cross-border money transfers are likely to experience double-digit annual growth rates over the next few years.
21. 2021 will be the year when DeFi and banks finally learn to work together
The 2020 version of DeFi looked like a radical and frankly weird alternative to legacy banking. But in 2021, we might start moving to DeFi v.2 – one that banks and corporations can embrace. However, it will be very different from the sushi swaps and yield farming crazes that we've seen so far, with bank-friendly projects like Cryptoenter taking the lead.
22. Blockchain Regulations Must Empower Those Outside the Traditional Banking System
Banking and finance instruments have slowly evolved from being exclusively accessible to the fortunate few to becoming widely accessible to the masses, who are now able to transact with relative ease and accumulate wealth.
23. Open Banking and the Nigerian FinTech: Everything You Need to Know
By supporting incubators, accelerators, and other innovation hubs, Nigeria can create an environment that nurtures home-grown FinTechs...
24. WTF is DeFi? 🤔
We are living in a new world. The last few years have been instrumental in positive changes in both the financial and technological sectors. In the last few months, we’ve seen a major surge in ‘DeFi services’ and we want to help you understand why products such as Raise will help mold and revolutionize the way we think of money.
25. Why is Africa Being Called the Next Silicon Valley?
The technological industry is one of the largest and fastest-growing sectors of the global economy. Innovation and novelty within this field have been evident for decades now, as technology is gradually becoming an inseparable part of our daily lives. Our daily activities are almost unimaginable without gadgets and the internet. Everything nowadays is interconnected and technological solutions are substituting a growing number of traditional products and services.
26. Banks Are the Key to Crypto Adoption in the United States
Cryptocurrency is about to become more accessible, thanks to a new mandate by the United States Office of the Comptroller of Currency (OCC). Now, National Banks and Federal Savings Associations “of all sizes” can provide cryptocurrency custody to customers, a report from The Block notes.
27. Why DeFi is the Future of Finance
DeFi democratizes financial products, improving access for every customer. Meet the first DeFi platform to partner with a licensed and regulated bank.
28. Crypto Processing in 2022: Trends and Risks to Look out for
The future of money is clearly digital, powered by decentralized blockchain technology.
29. CryptoHayes Has It Right and Wrong
Most Americans have serious shortcomings when it comes tocritiquing or, worse, understanding their country. Mr. Hayes provides classic examples of all of these.
30. Wall Street Wants All Of Your Bitcoin
I know a few people in finance.
31. The Emergence of Crypto Visa in 2023
In this era of a radical transformation of traditional finance, it seems to be natural development that credit and debit cards are the next set of products
32. A Simple Introduction to Banking-as-a-service
Basics of Baas
33. Cryptocurrency in 2023: What To Know Before Investing Your First $10
Cryptocurrencies run on blockchain technology. They are independent of any traditional regulation. Artificial Intelligence in crypto may be the next big thing.
34. What is Cloud Security in Banking?
Discover how cloud security is transforming banking practices, safeguarding sensitive customer data, and addressing rising cyber threats.
35. Explaining How DeFi Startups Raise Money to a 5-Year-Old
This tale is for laymen that wish to understand how DeFi companies raise money at the initial stage.
36. 10 Spy Apps for Android without Target Phone10 Spy Apps for Android without Target Phone
Want to monitor the phone activities of your child, spouse, or employees? Wondering how to spy on someone’s phone without them knowing for free?
37. Commonly Used Components in Android Development
Android app development centres around adding the same commonly used components that are both flexible and powerful, making them important for developers to get
38. Embedded Finance is a Liferaft in the Recession
Economists forecast a steep recession. Here's how EmFi, or embedded finance, is helping firms provide fintech solutions at a low cost to survive the downturn.
39. Blackrock & Billionaires Buy Bitcoin Whilst There is Blood in the Streets
The SEC tries to squash crypto, but Blackrock, Fidelity, HSBC and many other institutions are piling into Bitcoin.
40. Banks Make Money Off you, Not for You - Unhashed #16
Sean Rach, the co-founder of a not-for-profit finance service platform hi, talks about the digital finance ecosystem and the evolution of the crypto markets.
41. Could Credit Suisse and Deutsche Bank Collapse Soon?
The stock prices of Credit Suisse and Deutsche Bank are plummeting. Both international investment banks’ shares are currently trading at 0.23x and 0.3x tangible
42. Can Banks Take Your Money? The Legal and Financial Implications of Bail-Ins
The rise of bank bail-ins: Understanding what they mean and how they can affect your funds.
43. Do All Banks Have to Become Fintechs to Better Manage SME Customers?
Will banks successfully marry digital technologies with their SME customer management approaches in this new age of ‘creative destruction’? If yes, how?
44. 103 Stories To Learn About Banking
Learn everything you need to know about Banking via these 103 free HackerNoon stories.
45. Will China's Metaverse Alone be Worth $8 Trillion?
The US based investment firm Morgan Stanley has estimated that the Metaverse might be worth about $8 Trillion in China in a note to investors published today
46. Crypto Banks’ Audience Research 2023: Investment Goals, Involvement, and Fears
A large-scale study of needs, wishes, and fears of the crypto audience.
47. How Open Banking Can Revolutionize Dated Banking Systems in the US
Open banking is on everyone's minds now – and for a good reason. In Latin America, open banking is gluing society together to achieve greater social inclusion. In Africa, fintech companies are engineering a new hub for economic activity, and the latest EU regulations on open banking are provoking an inevitable face-off between challenger banks and traditional financial institutions.
48. 6 Benefits of Cloud Computing in Finance
Understand the different ways cloud computing benefit the financial industry.
49. The Future of Offshore Crypto: An Overview
50. Digital Banks are Going to Disrupt the Digital Assets Industry
Can banking and digital assets co-exist in an effective way? Switzerland seems to think so.
51. Examining the Risk of a Banking Crisis in the United States
Are we heading to a bank crisis in the US?
52. 43 Stories To Learn About Financial Services
Learn everything you need to know about Financial Services via these 43 free HackerNoon stories.
53. Capital as a Commodity: How Technology is Reshaping Global Finance
How this startup is reshaping global finance by making capital a commodity.
54. MillenniumIT: A Poem
We have now established the market's
opened income.
55. Will Artificial Intelligence Replace Portfolio Managers in The Financial Industry?
Artificial Intelligence (AI) chess gamers and poker players have already proven they could beat human masters. What’s to stop AI from doing the same with financial markets? What happens when AI becomes a portfolio player?
56. Nexo Launches Personal USD Accounts Across 150 Countries
Nexo is the first platform to offer USD, EUR, and GBP accounts in users' names.
57. What Is Stopping Institutions From Taking the Path to Liquid Staking
Institutions do have certain reasons for being cautious of the crypto market - but the innovation of liquid staking removes all such concerns.
58. Digital Transformation in Banks – Role of Document Automation
Document Automation is the perfect start to digital transformation. It offers a low-risk investment with immediate returns for banks.
59. How Distributed Ledgers Are Generating New Career Opportunities For Younger Generations
Blockchains are disrupting the world - younger generations might want to think twice about the legacy education system.
60. 84 Stories To Learn About Finance And Banking
Learn everything you need to know about Finance And Banking via these 84 free HackerNoon stories.
61. How Digital Banking is Challenging the Status Quo
Digital banking has exploded in popularity this year, leading to a sharp rise in interest and increased attention from the traditional finance sector.
62. Evergrande's Collapse Calls for the Financial Shift?
The recent court order to wind up Evergrande, the world's most indebted developer, has brought a chain of reactions from far beyond the real estate sector.
63. Will Bitcoin’s ‘Retail’ Investors Ever Arrive?
Imagine I told you about a technology that could revolutionize finance and governance.
64. Credit for AI Agents: Giving Autonomous Machines Their Own Financial Reputation
Creditcoin builds blockchain-based credit histories for AI agents, enabling trust, loans, and reputation in autonomous machine economies.
65. Why Bank Collapses are Good News
Bank collapses are bad for cash and good for crypto. Where are you invested?
66. Cybersecurity in FinTech Applications: Protecting Financial Data and Preventing Fraud
As digital finance grows exponentially, cybersecurity in fintech applications has never been more critical.
67. How IT Shapes The New Customer Experience
Why is customer experience in banks so important, and what components can be used to improve it?
68. Welcome to California, Where Your Face Is Your Credit Card
Whether you are craving a burger or Chinese food tonight, there is no need to reach for your wallet or phone to buy it. Food vendors in California are embracing facial recognition — technology that lets you pay with a smile.
69. Replacing SWIFT? A Realistic Look at Blockchain’s Role in Cross‑Border Settlement
A realistic analysis of blockchain’s role in cross-border settlement and whether it can truly replace SWIFT in global payments.
70. How Open Banking Helps Bridge the Financial Divide for Gig Workers
Typically, banks prefer predictable and stable customers. And yet, due to the sporadic nature of gig workers’ income, they don’t make for safe and reliable.
71. Then Vs Now: How Banking Has Changed Over Time?
If someone told us that the beginning of 2020 would change our lives completely and that we’d have to wear masks wherever we go, refrain from hugging people in public, and maintain social distancing even at a bank, I would probably not believe it. I mean, after all, the concept of wearing a mask was strictly forbidden back in the 1920s because it was a sign of robbery. But it all now seems very normal.
72. The Memecoin Revolution: How This Quirky Investment Trend is Changing the Way We Think About Money
Following in the footsteps of Dogecoin and Shiba Inu, the PEPE token has become the talk of the town among crypto traders.
73. How Banks Can Strategically Counter the FinTech Disruption in 2023 and Beyond
Let's explore how banks and credit unions can strategically counter the FinTech disruption in 2023 and beyond. Read on.
74. Not Content With Bringing Credit-Scoring to DeFi, We're Now Uniting Payments with Creditworthiness
We here at LedgerScore set out to fix that problem by building a credit scoring infrastructure designed for decentralized finance.
75. What To Do if The Bank Mistakenly Reported You as Deceased
Investigate, complain, and maybe sue
76. Cryptocurrencies Will Go Mainstream in the U.S. and Other Bold Predictions for 2020
77. 5 Robotic Process Automation (RPA) Use Cases in Banking and Finance
Did you know that human error in the financial sector results in 25,000 hours of avoidable rework on average per enterprise and costs $878,000 per year?
78. What Makes TradFi Different From DeFi?
You may have seen numerous articles about decentralized finance (DeFi) and its claims that it will radically change the traditional finance (TradFi) sector.
79. On Bringing the Change to Financial Education, with Ivan Muck, CEO at ff.next
An interview with the Co-Founder and CEO of the Hungarian mobile banking firm, Ivan Muck about how he and his startup got started and some lessons learned.
80. The Banking Revolution: Will Stablecoins Destroy Financial Giants?
Stablecoins are forcing a long-overdue upgrade of the global financial system, but they also pose risks to monetary sovereignty and consumer protection.
81. Subprime 2.0 – Is 2008 is back?
CIA Supervisor:
82. On Empowering Community Financial Institutions: Interview with Har Rai Khalsa, MK Decision's CEO
An interview with the founder of MK Decision, a San Diego-based startup, where Har Rai Khalsa shares the origin story, the motivation, and company culture.
83. How Consumer Protection Tools Are Shaping a Safer Tomorrow for Everyone
Empowering safety in the digital era: Consumer protection tools redefine security, from online transactions to healthcare and gambling industry.
84. DeFi: The Disruption Felt 'Round the World'
Legacy banks have held the power for too long. Decentralized Finance put the power back into the hands of the people.
85. Startup Interview with Oona Rokyta, CEO and Co-Founder, Lance
Lance is the first financial guidance account for creators and flexible workers.
86. The Future of the Banking Industry
It is hard to believe that soon banks will lose their hegemony, but the process is happening and cryptocurrency is a big part of the reason
87. Clever Financial Hacks You Need to Try
In this thread, our community shared a few clever financial hacks you need to start using today.
88. Crypto Market’s Going Up Again. Time to Pause the Revolution
Principles don't matter once prices go up
89. How to Generate Additional Streams of Revenue via Embedded Banking
Wish to unlock new revenue paths for your business and that too from your existing products? Say hello to embedded banking & finance!
90. Advocating for Self-Regulation in the Global Digital Asset Space
Proposing New standards for digital asset classification and regulation.
91. Here's Everything You Need to Know About Silicon Valley Bank's Collapse
March 10, 2023, was a bad day for Silicon Valley Bank customers but not as much as it was for the bank.
92. Tech Startups Need to Manage Financials Well - Now More Than Ever
Recent trends and economic challenges mean startups need expert financial management now more than ever.
93. What Does the Future Hold for Mobile Money?
In an East African country, an idea that gives birth to the developing world by storm. The concept of mobile money solution was introduced in Kenya in 2007 by two mobile network operators, namely Safaricom and Vodafone.
94. Top 8 Mobile Banking Trends in 2021
Mobile banking has revolutionized the entire banking infrastructure and with advanced technologies like automation, AI & ML, blockchain, biometrics...
95. US Lawmakers Introduce the 'SEC Stabilization Act' to Fire Chair Gary Gensler and Reform the SEC
In a bold move to restore accountability and protect American investors, U.S. Congressman have unveiled an ambitious piece of legislation...
96. How Growth Financing helps to grow Tech Companies
Tech companies need funds in the initial stages to market and advertise their brand. The financing of a tech economy requires significant capital.
97. The Value of Bitcoin Is Far More Important Than Its Price
Smartphone + Internet Connection = Bank For Everyone Everywhere Every Time Permissionless And Trustless.
98. Should you Switch to a Challenger Bank in 2021?
Should you switch to a challenger bank in 2021? Will fintech really make a difference in how you manage your money? Find out if you should change your bank.
99. Onlookers Question SVB Executive Salaries Following Collapse
CEO Greg Becker received $9.9 million in compensation, while two other executives received $4.6 million and $3.6 million, respectively.
100. Mobile Payments Systems: How Close Is the Death of Physical Banking?
Is online banking causing the death of phsyical banking? 5 top implications of online banking app and digital cards
101. 5 Benefits of Using Robotic Process Automation in Banking
In this article, we explored the applications of RPA in the banking sector.
102. Creating a digital-first credit model designed for underbanked micro-businesses with Sean Salas
Camino Financial is an AI-powered Community Development Financial Institution (neo-CDFI) offering affordable credit to underbanked Latinx entrepreneurs.
103. How Growth Funding Helps Businesses?
Does business need financial help for growth? Learn how growth funding can help your company reach the next level.
104. A Sigh of Relief: CPI Cools Down as Bitcoin Soars Past $30K
BTC is proving to be among the best assets to have been invested in during 2023 in the crypto scene as many other digital assets have vastly underperformed BTC.
105. SVB Doesn't Deserve a Bailout: Here's Why
Alf goes into why SVB doesn't deserve a bailout.
106. Borrow Without a Lender: a Decentralized Guaranteed Income System
Borrow from yourself. At zero interest. This story is about a bank-killing DeFi cryptocurrency plan that involves a Guaranteed Income (GI) system.
107. Tokenomics by Grammar
How AI-generated syntax builds trust in crypto finance. This study introduces SDRI to detect syntactic risk in token disclosures.
108. The Crypto Market’s Up Again. The Grief Cycle Continues
Our financial leaders put on a brave face, but inside they're grieving.
109. The Battle Rages On: Binance.US Shifts to Crypto-Only Exchange Amidst Regulatory Pressure
An unexpected turn of events has sent shockwaves through the cryptocurrency community as Binance.US announces...
110. Financing Options Tech Companies Can Leverage for Growth
Growth financing can take many forms, from lines of credit extended by a traditional bank to small business loans from the federal government’s Small Business
111. Unlock Your Business Survival and a Fortune With Financial Accounting
All this knowledge helps to think strategically. Financial education is the key to successful management.
112. Steroids For Your App Development: A Recipe For Exponential Growth
Factoring is the perfect solution for app developers who need a capital influx to sustain the app development.
113. Online Banking Apps: Extra Features Banks Need to Stay Competitive
Online banking is on a steady path to success, surpassing traditional financial institutions in reliability, convenience, and transaction speed. Still, with more financial services software companies joining the race, users become increasingly picky and difficult to impress. To keep that competitive edge, the service has to offer features that are both desirable and original. This article is an overview of the most feasible directions to explore.
114. How can Open Banking be Useful for Banking Customers?
A bank account is essential for any individual as it holds their money and helps them to make financial transactions. However, with the introduction of newer technologies, third party companies are accessing the financial data from the banks to create more value-added service for its customers. Open Banking is a practice that allows the bank to share the account information of their customer with third parties to benefit the customer.
115. Meme Stocks: What Do they Mean for The Stock Market?
Diving into the story of Reddit-induced surge of GameStop’s stocks, how it impacted the economy, and how should investors treat these types of stocks.
116. How COVID-19 is Accelerating the Move to Branchless Banking
The only valid and safe method of banking left is digital banking. As the world shuts down and we brace for our new normal, one reality still exists. We still need our money. And the way we need to access and use it now relies on digital banking more than ever.
117. Decentro Launches India’s First-ever Fintech Fellowship Program
Decentro is thrilled to announce the country’s first-ever fintech fellowship program for young developers & final-year graduates. Apply now!
118. Advice for Millennials Figuring Out The Complex World of Personal Finance
The state of our personal finances says much about us, our lives, and the times we live in. For young people, now becoming financially independent for the first time in their lives, planning their finances is perhaps more complicated than it has ever been. What are the struggles and complexities they face? And how can cutting edge personal finance platforms enable them to better understand where they stand with their finances?
119. Behind The Iron Curtain: Impact on Business & Finance. Interview with Elena Obukhova, Crypto Expert
Interview with Elena Obukhova explaining how the situation in Russia can affect the world economy. Brands and talents are on the run, crypto is at a high demand
120. FinTech’s New Normal - The Post Pandemic Landscape
Want to find out what's next in FinTech and the importance of scalable, reliable technologies in the sector? Abstract from new 'FinTech Trends in 2021 Report'.
121. 5 Advantages of Automating Expenses for Your Small Business
It's common for small business owners to use traditional methods in their processes, thinking it's more efficient and cheaper. However, this isn't always the case.
122. The Best Way to Talk to Normal People About Cryptocurrency
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