Let's learn about Fintech via these 500 free blog posts. They are ordered by HackerNoon reader engagement data. Visit the Learn Repo or LearnRepo.com to find the most read blog posts about any technology.
Your knowledge of the Fintech industry can be improved right here.This community has got it all: from analysis of latest trends, to expert interviews.
1. Behind the startup: Interview with Alexander Busarov on Fighting Counterfeiting in China
In this interview we speak with Alex Busarov the co-founder of Taelpay about Taelpay ecosystem a blockchain application developed by the team while operating in China. Tael consists of over
50,000 users in 500 cities, hundreds of products protected with NFC chips and
blockchain, all in cooperation with a long list of participating companies like Rakuten,
Nestlé, New Zealand Cherry Corp,and many more. The Tael ecosystem is anchored by
the Tael token which acts as a reward, loyalty, and marketing incentive for
participants in the ecosystem. Now lets delve straight into the interview!
2. A Hitchhiker’s Guide to Consensus Algorithms
Don’t Panic. Behind every great cryptocurrency, there’s a great consensus algorithm. No consensus algorithm is perfect, but they each have their strengths. In the world of crypto, consensus algorithms exist to prevent <em>double spending</em>. Here’s a quick rundown on some of the most popular consensus algorithms to date, from Blockchains to DAGs and everything in-between.
3. Decentralized Finance: Automation of Financial Markets
The expression decentralized finance - often abbreviated as DeFi - describes to an alternative financial infrastructure built on top of the Ethereum blockchain. DeFi uses smart contracts to create protocols that replicate existing financial services in a more open, interoperable, and transparent way. This article highlights opportunities and potential risks of the DeFi ecosystem. I propose a multi-layered framework to analyze the implicit architecture and the various DeFi building blocks, including token standards, decentralized exchanges, decentralized debt markets, blockchain derivatives, and on-chain asset management protocols. I conclude that DeFi still is a niche market with certain risks but that it also has interesting properties in terms of efficiency, transparency, accessibility, and composability. As such, DeFi may potentially contribute to a more robust and transparent financial infrastructure.
4. Perch, a Mortgage Fintech, Raises $4M in Series A Funding
Perch, a Mortgage Fintech, Raises $4M in Series A Funding
5. Portfolio Management: All The Ways AI Is Transforming Modern Asset Strategies
The industry was highly impacted by AI in recent years, as machine learning and artificial intelligence have made predictive analytics more accurate.
6. The 3 most promising public blockchain projects from China for 2018
Because of all of the encouraging feedback I received for my previous article, going forward I’ll use this blog to present research I have conducted on Chinese blockchain projects so you don’t have to. I often get asked how I find all of the information that I do, and I know that information about them is often hard to find for a lot of people so I hope it will be of help. The article today is based on what I believe to be the 3 biggest and most promising projects in China today, including names we already know like Neo and Tron. 6 months ago CoinMarketCap’s top 10 looked very different to how it looks today — people had only just heard about Neo (it was Antshares 6 months ago), Qtum didn’t exist, Tron didn’t exist and neither did many others. I believe 12 months from now it will look completely different to how it looks right now as well.
7. DeFi's Collateralized Debt Protocols
8. Checklist for FinTech Product Growth: Channels, Trends, and Tools
What metrics should be tracked and improved upon in FinTech products during the user acquisition, activation, and retention stages?
9. Lazerpay: An African Decentralised Dream
African startup called Lazerpay is the blockchain and web3 solution to Africans banking problems since colonisation. They are a decentralised finance company.
10. How Mobile App Developers Can Save Millions on App Store Fees
Mobile app developers can now save millions on app store fees by using alternative payment channels.
11. The Future of BNPL and Its Impact on the FinTech Industry
BNPL (Buy Now, Pay Later) is a form of online lending that allows users to buy goods or services with deferred payment.
12. How Fintech Is Revolutionizing Compliance: Automation, AI, and the Future of Risk Management
Discover how fintech uses AI and automation to streamline compliance. Noda's Lasma Gavarane shares insights on staying secure and meeting evolving regulations.
13. “The Flippening” & How I Learned to Stop Loving Bitcoin
14. Scaling Fintech Startups in 2024: Strategies and Challenges
The barriers for startups entering the Fintech industry are constantly increasing. Consider the strategies to gain a competitive advantage.
15. A Brief History of Jack Ma's Ant Financial - the $150B Unicorn
Image: crowdfundinsider.com
16. 5 Best Stock Market APIs in 2024: A Guide for Data Scientists & Algorithmic Traders
Best stock market data APIs for data scientists and algorithmic traders: Alpha Vantage, Barchart OnDemand, Tradier, Intrinio, and Xignite.
17. The Basic Crypto Cash Out and Exit Strategy
One of the most-asked questions I get is: "when do we cash out?"
18. How an 18-Year-Old Teen Breached Uber Without Hacking a Single System
A comprehensive coverage of how an 18-year-old teen breached Uber databases without hacking into the company's servers or seeing them.
19. How to Build Telegram Chats with a Crypto-trading Bot
Perhaps a sign of the times: my most active Telegram chat is with a crypto-trading bot that constantly listens for opportunities to trade on my behalf. I used an open-source library to develop some strategies and configure the bot to execute them using my Binance account. The bot communicates all of its trades through Telegram and can reply to my requests to take action or share live updates.
20. Why Zack Shooter Believes AI Agents Will Expose a Structural Fault Line in Financial Infrastructure
AI is ready for autonomous finance. But today’s financial infrastructure wasn’t built for software that moves money on its own.
[21. Fintech Will Eventually Eat the Banks:
Every Company will Become a FinTech Company](https://hackernoon.com/fintech-will-eventually-eat-the-banks-every-company-will-become-a-fintech-company-jvjj3204)
In today’s world, most of the companies and startups even those that do not have anything to do with financial services, have been increasingly taking the provision of alternative financial services to the individuals as a mission. Therefore, it would not be wrong to claim that every company will be a fintech company in the not-too-distant future.
22. How Government Policies Influence e-Payment Adoption
Mobile payments, wallets, and digital banking have made a splash around the world over the last few years, as smartphone adoption grows and the demand for alternative e-payment options rises. According to eMarketer:
23. How to Sell A Technical Debt From a DevOps Perspective?
Don't know how to sell a technical debt from the DevOps perspective? My article describes this in detail.
24. How to Integrate KYC With Open Banking: a Comprehensive Guide for Finance Professionals
Streamline KYC with open banking to enhance compliance, reduce fraud, and simplify verification. A concise guide for finance professionals.
25. Can Bitcoin Hit 1 Million Dollars?
We are quite a number of years away from million dollar Bitcoins. I predict Bitcoin will NEVER get to one million dollars due to historical precedents.
26. Best Fintech Startup Ideas of 2019
FinTech is the amalgamation of the two most powerful industries of our time: Finance and Technology. We all know the things that technology and finance have achieved on their own. Most of the 21st century is made possible due to these two entities.
27. Where Can Canadians Buy Bitcoin: A Review of The 4 Most Popular Crypto-Exchanges
Canada’s relationship with blockchain and cryptocurrency has had dramatic highs and lows.
28. Can You Consistently Beat the FX Markets using AI Trading Software, Without Actually Trading?
I am pretty sure you are aware that every time you trade you lose money?
29. The Future of Travelling: An Interview with Matt Luczynski, the Founder of Travala.com
Travala.com is the world’s leading cryptocurrency-friendly hotel booking services with the best prices on 2 million+ properties worldwide.
30. How Biometrics Reshape Payments Worldwide
The applications for biometric recognition are numerous, but in this article, I’ll specifically look into one—bio-acquiring, or biometrics-enabled payments.
31. A Short History Of Fintech
Ever since information technology started gaining its foot in the world the financial market has started adopting its services into its ranks. The new breed is called Financial Technology or Fintech for short. While it may seem like Fintech is something new, in reality, it has been around for quite some time. We can go as far as to say that it has been around since the evolution of the modern society.
32. Everything You Ever Wanted to Know About Fintech 3.0 and its Impact on the Banking Sector
The world of banking shaped by FinTech
33. Navigating Compliance for Fintech Startups
This is a guide for Fintechs looking to be compliant and up to date with a range of regulations, including security, data privacy, and chartered banking laws.
34. Building A Secure Data Economy: An Interview with Ocean Protocol's Founder Bruce Pon
Ocean Protocol is technology that allows data sharing in a safe, secure and transparent manner without any central intermediary. Using Ocean Protocol, data scientists and artificial intelligence researchers can unlock and analyze big data, while respecting data privacy.
35. The Best Way to Visualize Someone's Credit History
This is the best way to innovate credit history visualization for fintech applications.
36. The COVID19 Crisis Has Accelerated The Growth of FinTech
FinTech has been around for years. Whether you believe it to be the growth of PayPal in a world where digital payments were almost noon-existent to the rise of banking apps that allowed people to make transactions easily, there has always been some form of FinTech available for people to easily live their lives.
37. Innovation And Accountability: What AstraBit’s Broker-Dealer Registration Signals for Web3 Finance
What AstraBit’s FINRA broker-dealer registration signals for Web3 finance, regulatory accountability, and how innovation and compliance can coexist.
38. Open Banking and More Fintech Trends to Expect in 2020
The banking sector is perhaps one of the major beneficiaries of modern advances in software technology. Today, payments, accounts and other finances could be easily handled through banking software, mobile banking applications, banking software among other banking solutions.
39. Building the bank for startups: Immad Akhund of Mercury [Interview]
Fintech startups have become undeniably attractive in the last few years, receiving a lot of attention from media outlets and VCs. I spoke with Immad Akhund, co-founder and CEO of Mercury, to understand the vision for his new company that aims to define the future of banking for startups.
40. Tether Is No More A Cryptocurrency Than Every Other FIAT Money Out There
Tether (USDT) is a controversial stablecoin, to say the least. Having been embroiled in several incidents — most notably concerning its reserves — Tether has somehow managed to stay afloat. And even become the most used stablecoin on the market.
41. Future of Banking and Financial Services: 2020 Edition
The world of banking and financial services has changed drastically over the past few years. The rise of technological innovation in banking and fintech sector has changed the way banking software companies have been operating. There has been a rush of cryptocurrencies powered by Blockchain, along with the AI automation that has disrupted the banking and financial space for better.
42. Top 10 New Tokens To Watch In 2020
2020 has been a bad year for the financial markets, be it stocks, forex or properties, made worse by the COVID-19 pandemic. Does it mean that cryptocurrencies and blockchain projects are dead? Not at all! new projects with great potential continue to emerge and for new investors there are still ground floor opportunities that may offer good ROIs once the markets recover from the current financial crisis. Below are 10 new tokens we think are doing reasonably well and will ride through the current crisis in due time. We used a few criterias to select them, such as these projects must have groundbreaking technologies, provide solutions to real world problems, listed on CMC or CoinGecko, showing decent trade volume and respectable ratings by credible crypto info sites. Overall, these tokens have displayed steady performance during this bearish market period.
43. 10 Bold Ideas I Learned from Interviewing 20+ Traders
Trading is an adventure that has a different meaning for every individual. It affects careers, businesses, and entire industries. Traders are the individuals that embark upon this path, and succeed. They use a wide range of tools and strategies, and have their own specific principles that guide their efforts. There are differences and similarities between the routines and approaches of successful traders. Below are the main pieces of advice shared by 20 traders.
44. We Built An Email & SMS Crypto Alerts So That You Don't Miss Out On The Wild Price Movements
Use email & SMS crypto alerts to track Bitcoin, Ethereum, and other 3500+ crypto coins and tokens
45. Generative AI, Fintech and Future of Financial Services
You know the hype is real when even the World Economic Forum writes that ChatGPT is just the start of the generative AI boom.
46. Yahoo Finance Style Stock Price Label in SwiftUI
One day I was inspired by a small yet crucial UI component in the Yahoo Finance iOS app.
47. An Overview of Kazakhstan's Fintech Ecosystem
Here is an overview of Kazakhstan's fintech ecosystem, reflecting all global fintech trends.
48. Top Decentralized Finance (DeFi) Trends in 2023
Top DeFi Trends - The rise in demand is so much that the global Decentralized Finance (DeFi) market is expected to reach $231.19 billion by 2030.
49. How Can Machine Learning Predict the Stock Market?
Artificial intelligence is changing the world as we know it. Form self-driving cars to weather predictions. Now it's taking on the stock market. Here's how.
50. NFT'ers! LET'S GET READY TO RUMBLE!!! Polygon vs Solana
Polygon and Solana are both promising projects with unique value propositions; comparing them does an injustice to both- but we will compare them anyway!
51. How Web Push Provisioning Can Be Used
Digital wallets and tokenization have been popular among FinTechs and developers for several years.
52. 8 Ways Gluwa Is Changing Finance in Africa and Beyond
Discover 8 ways Gluwa is transforming finance in Africa and beyond from cross-border payments to digital inclusion and blockchain innovation.
53. 4 Industries to Watch for Technology Innovation in 2020
54. The Importance for Cyber Security in Investment Banking Industry
Today, finding the best investments takes more than looking for market leaders. The investors today look for companies that has secure systems apart from profit generation, huge market share, strong growth potential, or a reasonable valuation. cybersecurity is a crucial growth-oriented strategy for their portfolio.
55. RuPay: The Indian Card Payment Alternative Rivals Visa and Mastercard
Story of how RuPay, an Indian alternative for Visa and MasterCard became a giant in the plastic card industry within a span of a decade.
56. Blockchain in Fintech: A Catalyst for Disruption in Finance World
Since the launch of Bitcoin a decade ago, the blockchain has continued to grow in popularity. It has found use cases outside of cryptocurrency. In the fintech industry, technology is making a huge impact. As a result, startups and mainstream companies in the finance world are showing a lot of interest in this technology.
57. Everything You Need to Know About PSD2 and Open Banking
The financial industry has grown incredibly large over the past several decades. From conventional bank wire and cash payments, our financial systems have quickly evolved into online-driven, e-wallet-type platforms where almost every major or minor transaction is just several clicks away.
58. Building a Bitcoin Wallet from Scratch: Two Months of Solo Development Insights
Follow my solo journey building a Bitcoin wallet from scratch. Technical challenges, architecture decisions, and lessons learned over two months of development.
59. 5 Ways Technology is Helping Improve Financial Literacy
With an ever more worrying cost-of-living crisis, here are 5 ways technology is helping improve financial literacy.
60. Microsoft Orleans Gives Rise to Future-Ready Digital Banking
61. What if Bitcoin Didn’t Exist?
I asked myself this question recently, which of course led me to thinking about the possible answers. I asked a colleague, and they said that they supposed it would be a case of ‘same old, same old’, if bitcoin didn’t exist, or that something else might have emerged. In fact, I can’t think what that alternative might have been, because blockchain seems to me an entirely logical consequence of a matured worldwide web.
62. A Look at Ecozones & Their Potential Economic Benefits
An ecozone is also known as a special economic zone (SEZ) and these are geographic regions in a country that has more attractive economic policies for entities
63. Ichimoku Cloud Explained
Ichimoku Cloud is a versatile technical analysis indicator rapidly rising in popularity among traders. Also known as Ichimoku Kinko Hyo which translates to ‘one look equilibrium chart’ - this is exactly what Ichimoku strives to be. An ‘all-in-one’ style indicator that incorporates multiple elements from different technical analysis tools. At just a glance traders are able to ascertain future support and resistance, momentum and trend direction.
64. 5 Top Payment Trends for 2021, According To McKinsey
Surviving the Pandemic: the Top 5 Fintech Payment Trends of 2021
65. Top FinTech Development Companies in 2023
The FinTech industry is a fast-moving train, and the one who joins early will be the winner. Check the top financial software development companies in 2023
66. Money Talks: How Bloomberg GPT Is Changing the Game
On March 30th, Bloomberg unveiled a new artificial intelligence model named BloombergGPT. This new AI model is set to change the finance industry.
67. These 3 Fintech Stocks Are Set to Take Wall Street by Storm in 2025
Let’s take a look at three high-potential fintech stocks for investors to pick up in 2025.
68. Momentum vs. Trend Following in Crypto Assets
Trends play a strong influence in the behavior of crypto markets. How many times we’ve heard expressions such as “crypto is a followers market….” Or “there is a FOMO sentiment in Bitcoin….”. When comes to translate those sentiments into investment models there are two core strategies that apply: momentum and trend following. Unfortunately, the immaturity of the crypto markets causes many people to use the two terms interchangeably when they have different connotations from a quantitative investment standpoint. Today, I would like to explore the differences between momentum and trend following in the context of crypto assets.
69. Rule-Based Prompts: How to Streamline Error Handling and Boost Team Efficiency with ChatGPT
Here I’ll share how ChatGPT helped us to simplify the preparation of user stories and technical documentation, decrease our dependence on analysts etc.
70. Enhancing Competitive Advantage in E-commerce Using BaaS and Embedded Finance
Morgan Stanley predicts that the e-commerce market will grow from $3.3 trillion in early 2022 to $5.4 trillion in 2026.
[71. I Live On the Internet: Interview With
Bin Nguyen, CEO of Chiheisen Technology](https://hackernoon.com/i-live-on-the-internet-interview-with-bin-nguyen-ceo-of-chiheisen-technology)
72. From AI-Powered Trading To Regulation and Compliance: What Does 2024 Look Like for Investment Tech?
As we gaze at the horizon of 2024, it's clear that the influence of AI technology on the investment landscape will continue to grow.
73. How Technology Is Making Pensions More Attractive
Here is how technology is making pensions more attractive to younger generations.
74. What the FRAX: A Crypto is Born after President Trump Failed at Infiltrating the Federal Reserve
President Donald Trump & Famous Economist Stephen Moore are “Frax-ing” with Everipedia’s Sam Kazemian
75. Beyond Consent: How Data Minimization Can Actually Work in Open Banking
Consent-based access often results in financial services collecting more data than they actually need.
76. Interview With Iurii Gugnin: Boosting U.S. Export Competitiveness With Cheaper Remittances
Iurii Gugnin delves into the challenges faced by the U.S. in expanding its exports and the reasons behind the high costs of international wire transfers
77. How to Cut Costs and Boost Profits in the FinTech Sector
In this article, we will examine the main types of costs that FinTech companies have to cope with and how to minimize them.
78. Digital Identity Verification Trends for 2023
As the world becomes increasingly digital, the need for secure and efficient digital identity verification has never been greater.
79. 7 FinTech Trends for Financial Service Providers to Keep a Note of in 2022
To help you keep up with all the latest FinTech innovations, we have compiled a list of seven emerging trends affecting the FinTech industry. Read now!
80. 418 Stories To Learn About Fintech
Learn everything you need to know about Fintech via these 418 free HackerNoon stories.
81. Can Blockchain Solve Open Bank Issues?
According to Tearsheet:
82. The Liquidity Crisis is Over. A Solvency Crisis is Why You Need to Invest in Gold.
83. What'll Happen to Crypto After Black Monday 2020?
84. 10 FinTech Trends in 2021 [Part II]
You can read the first part of this article here. For those who for some reason don’t like to follow the links, let me remind you briefly: in the first part, we made a retrospective of fintech trends in 2020 and delved into the first 5 trends in 2021.
85. Creating an Investment Platforms: Tips and Tricks
Investment advising is something we’ve all heard of — you find a trustworthy company, you sign a contract, you get advice on how to better invest your money.
86. Financial Data Aggregator Review: Zabo Vs. Yodlee Vs. Plaid
87. Why Start a Bank? Interview with Mercury CEO Immad Akhund
Fintech startups have become undeniably attractive in the last few years, receiving a lot of attention from media outlets and VCs. I spoke with Immad Akhund, co-founder and CEO of Mercury, to understand the vision for his new company that aims to define the future of banking for startups.
88. The Banks Have Gone Mad and the System is Broken
The rise of peer to peer crowd-lending, tokenization and the slow death of bank
89. HSBC Throws Hat in the Ring - New App Zing Aims to Rival Revolut and Wise!
HSBC's new app, Zing, challenges fintech leaders (Revolut and Wise) in FX transfers. Is Zing a game-changer or just another player? Find out!
90. The Emerging Techs That Will Drive the Fourth Industrial Revolution
From bespoke conveyor systems that enabled Henry Ford to build the first automobiles to the steam power that powered trains for trade, the first two industrial revolutions sparked a new era of prosperity and economic progress for humankind. More recently, the third revolution ushered in a new era of globalization with instantaneous communication, trade, and commerce over the Internet.
91. What Do E-Wallet Consumer Trends Look Like in Southeast Asia?
In the past few years, Southeast Asia has become a leader in the financial revolution. As a region with a dynamic economy, Southeast Asia presents an excellent opportunity for digital payment services, such as e-wallet and internet banking solutions to prosper.
92. Neobanking: Pros, Cons, and How To Use Them Efficiently For Your Business
A Neobank is a term for banks that exist only in digital form, as an app, web app, or other software solution, and doesn’t have any physical branches.
93. Stablecoin History: The Master of All AltCoins
The histor of mastercoin is important to stablecoins and crypto in general. I hope you'll enjoy this overall unbiased guide from Alyze Sam's number one new book
94. How to Test Transactions From Visa and Mastercard in a Fintech App
How to Test Fiat Transactions From Visa and Mastercard in Fintech App
95. 4 DeFi Protocols that Will Build the Future of Finance
There is a protocol arms race in DeFi right now. Yet due to DeFi’s composability, an advance boosts the whole ecosystem, not just one protocol.
96. The Complete History of Cryptocurrency in 2800 Words
Curious about the history of cryptocurrency? Covering Blockchain as early as 1991, we've outlined the history of digital assets in this unbiased fintech review
97. Ant Financial: Controversies around the Biggest IPO in History
At a share price of 68.8 Chinese yuan, the Ant Financial IPO was expected to raise $34 billion in its public offering at the Shanghai and Hong Kong exchanges -- which would value it at over $300 billion.
98. The Ascent of FinTech
Society has always been hostile towards financiers. There has always been tension between the have-nots and have-yachts. For millennia people have sneered at ‘parasitic’ money lenders, while admiring more ‘honourable’ professions from farming to art.
99. I Built a €500K Neobank for Immigrants—It Didn't Go As Planned
I built and shut down a €500K neobank for immigrants in Portugal. Here's a post-mortem.
100. POS Financing vs. BNPL: Understanding the Differences and Evolution of Solutions
The landscape of consumer finance has been significantly reshaped by digital innovations, particularly with the advent of BNPL services and POS financing.
101. Q&A with Brendan Playford, Founder of Masa Finance
102. Why DeFi Needs Decentralized Oracles
Decentralized finance, or DeFi, is a relatively recent variation on FinTech that is seeing a massive surge in popularity. As of the time of writing, there’s over $12.4 billion of value locked into DeFi, which is an enormous jump up from the $547 million it held a year ago.
103. 10 Best Tech Stocks: Which are the Most Traded in 2021?
In this article, we will discuss the most popular and most traded tech stocks of 2021 so far.
104. WTF is Decentralized Finance or DeFi?
- Well kept billion dollar secret at your fingertips
105. The US Dollar has Failed as a Reserve Currency
Where to from here?
106. Will Neobanks Emerge as the Future of Finance?
The past 12 months have seen an explosion in the digital banking (or neobank), industry, with a wave of new high-quality online banks bursting on to the market. Initially, many of these new banks were simply third-party banking apps with very limited functionality, focusing largely on students and travelers looking to save money with reduced fees.
107. Latin America: Crypto Regulation Review and Recent Updates
Explore Latin America's evolving crypto landscape, regulatory shifts, and the path toward widespread cryptocurrency adoption.
108. BTC Price Fluctuations Expected as Mega Crypto Event (BTC Halving) Approaches
Bitcoin, the world’s most popular cryptocurrency has crossed the US$29,000 mark, and everyone is thrilled.
109. Going Green: Can Blockchain Save the Planet?
The Intergovernmental Panel on Climate Change (IPCC) recently concluded that, at the current rate of human activity relating to global greenhouse gas emission pathways, we are facing a threat of a <a href="https://report.ipcc.ch/sr15/pdf/sr15_spm_final.pdf" target="_blank">1.5°C of global warming above pre-industrial levels</a>. This may not sound like a large number, but the consequences are dire — think rising sea levels leading to flooding of lowland areas, degradation of tundras and rainforests, and increased CO₂ concentration in oceans leading to mass bleaching of coral reef ecosystems. That last one hits particularly close to home, being a scuba-diver myself.
110. Python as the Core of a Social Fintech Service
Python is the go-to software for many niche applications, especially in Data Science and Machine learning. But it can also be used for niches like Fintech
111. Romanian Startup The Connecter secures pre-seed round led by Hatcher+ & Startupbootcamp Australia
The Connecter hits $1.2M post money valuation, after its recent backing by two prominent venture capital firms: Startupbootcamp and Hatcher+.
112. Serving Contactless Payments Through the Use of the QR Code
How can QR codes help you acquire more revenue and customers
113. DApps 101: Decoding Legality, Privacy, and Token Security
Over the past few years, the overwhelming popularity of blockchain platforms such as Ethereum and EOS have introduced the world to a new computing paradigm: decentralized applications.
114. How to Use Open Banking: A Guide for Fintech Startups
Discover key strategies for fintech startups to leverage Open Banking effectively. This guide covers essential tips for integration and innovation."
115. Fintechs vs. Incumbents vs. COVID-19: Who Wins?
Incumbent Banks and financial technology startups (Fintechs) face very different challenges as they navigate the COVID-19 crisis. Despite sharing customers and offering similar products, their business models, how they operate, their balance sheets and culture vary tremendously. Each one of these differences impacts how they will perform during and after the crisis.
116. 2020: Our Meatless, Cashless, City-less Future
Happy New Year! 2019 has come and gone like Kylo Ren’s reign in The Rise of Skywalker, and so it's time for my annual prediction piece.
117. DeFi - Definancializing Productive Activity
As software and hardware engineers around the world are untangling the centralization of the internet, a vocal portion within the enclave of blockchain-based solutions - generally referred to as decentralized finance - or DeFi for short - has emerged. While blockchains provide the building blocks for reliable information and - to a lesser extend value - transport functions - a layer of middleware to the larger concept of cryptographic primitives mapped by protocols, current developments are largely focused on digitally native assets, and their derivatives. However, a first-principles view on the innovation of financial services will focus on the central tenet of technology: the increase of productivity of human activity, freeing up individuals’ attention — measured in time — that these can assign to leisure activities or higher-order pursuits, such as the accumulation of knowledge. To that end, network technologies, in particular, the internet and consequent emergence of the World Wide Web, amplified human productivity by fueling a surge of synchronous and asynchronous coordination methods of human fecundity, as well as the wider distribution of economic activity in general.
118. Stablecoins Might Be The Only Real Chance for Crypto to Hit The Mainstream Finances
Humanity has come a long way from a barter-era economy to a modern, remotely functioning finances. Along that road, some developments have been positively received like the introduction of banknotes in China, while others were rejected or remained in the shadow.
119. 3D Secure v.2 Business Safety Protocol
3D Secure 2.X guarantees a security for online businesses and consumers paired with a seamless transaction experience and high conversion rate on payments.
120. Top 20 Fintech Startups to Watch in 2022
Here is the list of top 20 fintech startups that are shaping the future of finance and transforming financial services.
121. Inside the Web Infrastructure of Dynamic Pricing
New York now requires apps to tell you when algorithms set your price. But the label is the least interesting part. Here's what the pricing engine actually does
122. Blockchain, Open Banking, and Digital Payments: the Most Important Fintech Trends to Watch
123. Power BI and Fintech: A Match Made In Heaven To Optimise Banking Operations
Technology keeps evolving, and the incorporation of technology helps businesses of varying types to make profits and meet customer needs better.
124. Yearning Man 2020 - 4 Projects for DeFi 2.0
DeFi has been making a lot of noise recently, but it’s perhaps more established than most people think.
125. How Digital Currencies Are (and Will Continue) to Bring About Global Innovation
If you haven’t been paying attention to digital currencies, now is the time to start.
126. 86 Stories To Learn About Payments
Learn everything you need to know about Payments via these 86 free HackerNoon stories.
127. Startup Interview with Ato Kasymov, CEO & Co-founder of Zentist
128. DAG vs Blockchain - More Similarities than Differences
Have you heard about DAG protocols? Some say that they are the next level for blockchain. They’ll solve all of blockchain’s shortcomings and allow for mass adoption. But what are they, actually? And why can they be better?
129. How Escrow Smart Contracts Could Change Online Transactions Forever
Smartlink is an escrow smart contract protocol that aims to mitigate the risk in online transactions through smart contracts.
130. Mz Stability's Near-Death Experience Started her Blockchain Journey
Alyze Sam was a hospice nurse that was plowed by a semi truck, jumped into blockchain and became an accidental award winning and best selling author.
131. POWER LEADER: Lifekey founder Jason Kintzler sees a smartphone-less future
Read how multi-founder and entrepreneur Jason Kintzler is taking on wearables and fintech.
132. How To Trade within TradingView with Alpaca
Nothing goes better with algorithmic trading than tons of data. That's why we're delighted to announce our integration with TradingView to give you deep insights into markets, stocks, etc, all while seamlessly using Alpaca's commission-free API trading platform.
133. The Future of Personal Finance
In the future, personal finance management will combine DeFi and CeFi to give users more control and power over their financial assets.
134. Fintech Software Development Trends to Expect in 2020
There’s no doubt that the Fintech software development industry has attracted a lot of attention from consumers and investors alike. In Finance, Fintech is synonymous with convenience, innovation, and accessibility. With the enormous solutions that Fintech promises to offer, it’s no wonder venture capitalists are willing to put their money in Fintech startups.
135. The Oldest Industries Remain the Same
5 Tech Companies That Impacted My Life this Week
136. Machine Economics Part 1: Finance’s Inflection Point
(Will biological ‘wet-ware’ always have a place in the economy?)
137. The Next Consumer Apps and How to Build Them (3 Frameworks)
Insights are builders’ best friends. They help you see opportunities, launch new products, and win the market before everyone else.
138. Cryptocurrencies as Money: Evolution of Stablecoins and What's Next
139. Sounding The Death Knell for Cash Money: How Far Is It?
Crypto founders share their views on whether physical currency will disappear altogether
140. Why Apple and Google Protect Your Wallet Differently
Discover the technical differences between Apple Pay and Google Pay security. Learn how Device Account Numbers and cloud tokenization protect your money.
141. Embedded Finance as the Future of Payment Technologies
This article provides an overview of embedded finance, including PoS lending, Fintech-as-a-Service (FaaS), and Embedded Insurance.
142. Brick-And-Mortar Banks are Losing the Battle to their Digital Counterparts
Financial technologies are rapidly transforming from futuristic imaginings into an inextricable component of everyday life. Back in 2016, such services as Apple Pay and Samsung Pay were just entering the global market as newfangled inventions, while today, they are used to processing three times more transactions than those made using conventional plastic bank cards. Mobile apps have since largely replaced bank office branches, and the coronavirus pandemic has only accelerated the trend. Taking into account the rapid pace of development of the fintech sector and speed at which modern users adapt to innovations, our experience of interacting with financial institutions is likely to undergo radical changes over the next few years.
143. Blockchain-Powered Mobile Wallets Are Changing The Cross-Border Payments Landscape
Every year hundreds of billions of dollars are transferred internationally by businesses and individuals who have emigrated from their home countries and cross-border money transfers are likely to experience double-digit annual growth rates over the next few years.
144. Were Fintechs Engaging in Fraud? The House Committee Thinks So
One such executive falsely claimed in loan documents to be a Black veteran and received loans through multiple business entities
145. Digital Wallets On Track to Become Fastest-growing Fintech Innovation
Digital wallets appear set to cement their position as the decade’s fastest-growing fintech innovation by becoming the world’s favorite payment option.
146. Meet Changelly, the Leading Global Crypto Exchange Platform for Secure and Instant Swaps
A veteran cryptocurrency exchange, Changelly has already earned the trust of over 6 million users worldwide. Today, we invite you to take a deeper look into it.
147. Blockchain Regulations Must Empower Those Outside the Traditional Banking System
Banking and finance instruments have slowly evolved from being exclusively accessible to the fortunate few to becoming widely accessible to the masses, who are now able to transact with relative ease and accumulate wealth.
148. Imagine DeFi Simplified
A simplified explanation of the concept of DeFi in day to day terms.
149. Growing a Fintech Unicorn: Alex Tonelli's Anthology of Lessons Learned
Whether you’re thinking of launching a startup or in the trenches of your first entrepreneurial venture, any morsel of advice from someone who’s been in your shoes can be like gold.
150. Why You're the Only One Who Cares About Bitcoin & Cryptocurrencies
Cryptocurrency has an odd and insular community.
151. Open Banking and the Nigerian FinTech: Everything You Need to Know
By supporting incubators, accelerators, and other innovation hubs, Nigeria can create an environment that nurtures home-grown FinTechs...
152. M&A Deals in the 2020 Blockchain Space
The blockchain space moves at warp speed, going through rounds of mergers for almost all types of startups. Over the recent years, various projects consolidated as influences shifted and market performance delineated the winners. The deals are both large and small, leading to synergies while reshaping the crypto asset landscape as a whole.
153. How does Fintech Decentralize Capital Markets?
In 1899 American economist and sociologist Thorstein Veblen wrote a book called “The Theory of the Leisure Class”. The key takeaway of this study was that for people on top of social hierarchy spending their time on elite consumption - delicious food, rare clothing etc. - instead of working was a way to highlight their belonging to the higher class.
154. Are Crypto Savings Accounts Safe to Use?
Opening yourself up to the cryptocurrency market, a crypto savings account also allows for the benefits of a standard bank account. Learn the benefits of this.
155. Bricktrade Joins Forces With Blocksquare to Bring Real-Estate On-chain Through Tokenisation
Bricktrade joins forces with Blocksquare in a strategic partnership to bring the real-estate ecosystem on-chain through tokenisation
156. Setting Up a Dedicated Distributed Team at a Fintech Startup [A How-To Guide]
At the outset of its existence, a startup involves a limited number of people. Basically, it consists of cofounders, whose roles are rather tentative. Soon, however, if that startup succeeds, it requires other specialists for help—specialists whose qualifications are high enough that they can work efficiently in a startup-like atmosphere.
157. Switch to Platforms that Offer Seamless Payments, Advanced Security, and Much More!
Significant loopholes lead to millions of dollars in losses for businesses and affect their ability to sustain in an increasingly competitive market.
158. 5 Ways Open Finance is Changing Money Forever
What if your money was intelligent and could lend itself out to the highest interest rate or how about a no-loss lottery where you always get your initial money back, or perhaps you'd like to receive your paycheck on a daily basis rather than monthly. Well, this is all possible today.
159. Top Benefits of Crypto to Fintechs in 2022
The crypto revolution has helped out fintech startups in ways other than one. Here are some of the top benefits of crypto to fintech companies in 2022.
160. Why Was This Banking App Closing People's Accounts?
New Jersey man's account was closed suddenly after he paid for lunch at Applebee’s.
161. The Secret Guide To Choosing Between Monolith And Microservices
Monolith or microservices? Both architectures have pros and cons, and each particular case should be investigated. UppLabs had a project with a concrete goal — optimization of application performance by migration from a monolithic system to the new microservices’ infrastructure. We came up with a solution that we’re happy to share with you in detail.
162. Why Did Twilio Acquire Segment for $3.2 Billion? To Better Understand End User Data
This week the API-based communications platform giant Twilio formally announced that it would acquire the customer data platform startup Segment for $3.2 billion in all stocks. The market responded quite positively to the news, driving Twilio’s stock price up by 7.7%, bring Twilio’s market cap to a staggering $49 billion.
163. How the FinTech Industry is Responding to the Silicon Valley Bank Collapse
Following the Silicon Valley Bank collapse, the FinTech industry faces unprecedented territory in both crisis management and opportunity.
164. The Future Trends of Back Office Operations
An analysis of different strategies and technologies for back office operations in hedge funds.
165. Fintech Is Dead: All Hail Insurtech
Wall Street. Tokyo. London. Shanghai. Hong Kong.
166. Global Fintech Unites Against the War
Just a few months ago, a major war happening in Europe was unthinkable.
167. Why Are All Eyes On China's Digital Yuan?
China has continuously been in global news, be it corona crisis, diplomatic relations, army conflicts or trade & commerce. Since the last couple of weeks, everyone is talking about China’s digital currency.
168. History & Evolution of Fiat Money To Digital Assets
Currency is a vast subject, understanding the history of money opens the door to a deeper appreciation of digital assets and commodity-backed digital currencies
169. A Fintech Startup's Journey to Disrupting Subscription Management
It emphasizes the importance of taking control of your subscriptions by conducting an audit, selecting the right management tool, and evaluating their value.
170. Blockchain's Impact on Payments Systems, Digitized Records, Trade Finance and Syndicated Loans
By now, if you have read about blockchain technology, you might have an idea about its potential. Bitcoin made its spectacular announcement as a result of the financial disaster led by centralized banks and government, back in 2009. But, is bitcoin free from its own vices? Also, after the financial disaster, have banks learned their lesson?
171. Revolutionizing Digital Transactions with M20 Blockchain
M20 Blockchain is a secure, scalable platform transforming digital transactions with advanced encryption, decentralization, and smart contracts.
172. Meet Daulat: A Digital Wealth Management Platform Tailored for India
Daulat is a tech-enabled, wealth-management platform helping Indians invest better. Our expert investment portfolios help people reach their financial goals.
173. Rich Man Values Gold, His Son Values Bitcoin
How do the rich get richer? At the poker table, it's simple, when you have more chips, you have earned the right to lie more often.
174. Answer to Win from 15,000 USDT: How does Gluwa Facilitate Global Financial Inclusion?
Win Your Share of 15,000 USDT in the Spacecoin Writing Contest! 🚀 Explore how Gluwa drives global financial inclusion. Enter now—Round 1 closes soon!
175. Robinhood: Virality + Gamification + FOMO + Simplicity = Billion Dollar IPO
Robinhood is leading the modernization of investments because it offers everyone an equal opportunity to participate in the financial markets.
176. Buy Now, Pay Later: What is it, and Should You Offer it to the Customers?
Buy now pay later also known as BNPL is an eCommerce trend. It allows customers to buy products easily and pay for them later easily.
177. Venture Report: How to Monetize This Year's Big 3 Market Opportunities
In this 2021 venture report, I break down 3 startup ideas or monetization opportunities, starting with private wealth management and family offices.
178. Xsolla Announces New Leadership For Strategic Growth And Innovation
He recently became an author and announced the release of his book Once Upon Tomorrow, providing his visionary view of the metaverse and content creation.
179. How To Build an AI-Powered Financial Assistant App
Find answers to the most common questions related to the development of a financial management application in 2022.
180. Confessions of a Robinhood User
Highlights from the Robinhood S-1, and a personal journey of "growing up" with Robinhood
181. Mitigating the DDOS Threats Facing Banks and Fintechs
As much as digitization and cyber simplified banking, the Fintech sector has left digital payment activity exposed to malicious and suspicious activity.
182. Releaf: Evolution of African Agritech
Releaf is Y-combinator African startup who are an agritech and supply chain startup. They do B2B work, digital banking, aid and geo-spatial tech for farmers.
183. How Chintai is Making the Trading Life Cycle More Efficient
The HackerNoon community talked to Ryan Bethem from Chintai about Chintai's position in the market and what sets them apart from their competitors.
184. Blockchain Beyond Crypto: Real-World Use Cases
Discover how blockchain extends beyond crypto, enabling secure supply chains, healthcare records, voting systems, and real-world business solutions.
185. Fintech Talent Shortage Research : Risk of Inaction in 2020
Fintech companies are experiencing problems with finding the right IT candidates for open positions. The skills shortage has become a bottleneck to growth for many companies. Hiring tech talents in the US is time and money consuming. Find more details about the problem in the infographic below.
186. 2020 is The Year Wall Street Could Take Over Cryptocurrency
187. The Digital Yuan is China's Biggest Pushback Against Global AML Initiatives
188. An Overview of the Fintech Industry: Application Types and Trends
We'll look at the present state of the fintech industry, current trends for 2022 and beyond, and the number of resources required to run an effective project.
[189. Bitcoin 2021: A Brief Interview with
Changpeng Zhao](https://hackernoon.com/bitcoin-2021-a-brief-interview-with-changpeng-zhao-7jh32js)
Interview with CZ on BTC in 2021 -- hebelieves the "journey has just started" for BTC, DeFi, and cryptocurrency.
190. The Future of the Internet Lies in Decentralization: Dr. Zamboglou
A decentralized internet is coming to guide society away from persistent scarcity and towards unlimited abundance.
191. How Mercuryo Became One of Europe's Fastest-Growing Startups, According to Sifted
Mercuryo recognized by Sifted as one of Europe's fastest-growing startups. Discover the fintech's rapid ascent and its impact on digital finance.
192. Helicopter Money, Inflation, and the Bitcoin Standard
Bitcoin was created in the midst of the 2008 financial crisis, and the economic impacts of the coronavirus pandemic are setting the stage for Bitcoin’s greatest test yet.
193. Top Fintech Trends of 2022 that are Transforming Finance
Read about the main factors that drive the development of the fintech industry to maintain the relevancy and competitiveness of your financial software product.
194. FinTech Cybersecurity: How 'Capital One' Could Have Avoided a Data Breach
Even after investing heavily in securing IT infrastructure and developing security tools with AWS, Capital One failed to avoid data breaches. Here's why.
195. As Stablecoins Rise in Popularity, How Can It Benefit Traditional Payments?
The rising popularity of stablecoins has often been highlighted as an indication of the growing adoption of blockchain technology. With projects such as Facebook’s Project Libra and JPMorgan’s JPMCoin, it is clear that even large corporations from beyond the blockchain space are seeking to partake in this growing trend.
196. Crypto Processing in 2022: Trends and Risks to Look out for
The future of money is clearly digital, powered by decentralized blockchain technology.
197. J.P. Morgan Chase’s Stablecoin has it’s Beta Users Learning Crypto
Success
198. VAUL3 Announces the Launch of Its P2P Smart Saving Ecosystem and $VAUL3 Token Presale
VAUL3 launches its P2P smart saving ecosystem, bridging traditional finance with DeFi. $VAUL3 token presale offers early investment in this revolution.
199. The Mystery of the Ghost Refund: How Apple and Google Send Money Back to a Card They Never Saw
Learn the technical secrets of how Apple Pay and Google Pay handle refunds through tokenization.
200. Economic Turmoil Couldn't Stop 8fig From Raising $140M to Propel Ecommerce SMBs
8fig, the continuous funding and management platform for ecommerce businesses, announced the closing of a $140 million Series B funding round.
201. As DeFi Breaks Records and Ethereum, Can a Fix Be Found?
DeFi is booming, but while industry records are smashed, questions about Ethereum’s ability to shoulder the burden mount. The burgeoning DeFi sector is putting increasing pressure on the Ethereum network, with the problem growing so acute that Vitalik Buterin recently described gas prices as something “we now have to spend years painfully fixing”.
202. Fintechs and the Stock-Based Loan Market
Today, companies that use stock-based lending to finance their businesses generally borrow at higher costs than if they used traditional debt financing.
203. The Future Of Defi In Fintech: Decentralized Exchanges, Lending, And Payments
One of the most exciting areas of fintech is the emerging field of decentralized finance, or "defi."
204. Blockchain as a Service (BaaS) and its Impact on Digital Business Development
This article examines the impact of Blockchain as a Service (BaaS) on digital business development and explores the solutions offered by IBM, Microsoft, and etc
205. Introducing Bankera: Bank Account Alternative Focused on Crypto Businesses
Bankera, an ambitious project to build a neobank for the digital era, has started to offer payment accounts to individual and business clients as a low-cost, fast and convenient alternative to traditional bank accounts. Individual and business clients who sign up to the service can already enjoy dedicated European IBAN accounts to send and receive funds via SEPA and SWIFT transfers. All clients can send and receive funds from cryptocurrency exchanges.
206. Peer-To-Peer Lending And How It Can Benefit Entrepreneurs and Small Businesses
In this article, I talk about how Peer-to-Peer (P2P) lending is transforming the future of fintech companies and for smaller entities like entrepreneurs
207. The Age of AI has begun in the Economic Revolution
AI Unvеilеd: Navigating thе Modеrn Rеvеnuе Stack Through a Comprеhеnsivе Exploration of 2023's AI Rеvolution and Its Impact on SaaS Companiеs Worldwidе.
208. The Opinion Economy
What yours is worth and why it matters
209. FinSight Earns a 55 Proof of Usefulness Score by Building an AI-Powered Finance System for Small Businesses
FinSight, an AI finance tool for small businesses, earned a 55 Proof of Usefulness score for simplifying accounting with plain-language insights.
210. A Simple Introduction to Banking-as-a-service
Basics of Baas
211. Account Aggregators: What Are They and How Will They Change the Fintech Ecosystem?
Account Aggregators (AAs) are about to take the fintech market by storm. Remember how UPI completely changed how people send money? No more awkwardly splitting restaurant bills, or digging for exact change to pay off that friend who's been bugging you for months.
212. How AI and Machine Learning are Reshaping SaaS FinTech
AI and Machine learning are awesome pieces of technology. With applications in many fields, find out how AI and ML are reshaping the Saas fintech landscape.
213. Introducing Web3 Banking with Holyheld’s Debit Card
Holyheld & STASIS are paving the way for the global stablecoin inclusion.
214. The History and Future of AI in Fintech
How artificial intelligence has impacted fintech, and what the future will bring.
215. Empowering Economies: The Role of Cross-Border Payments
The article looks into the importance of cross-border, digital banking and its effects to people in developing countries.
216. Designing Gamification Features in Fintech Products
Gamification is a “standard” that every Bank or Fintech product must have. Based on business and customer perspectives define the solution strategy.
217. SAP S/4HANA Revenue Accounting and the Future of Compliant Enterprise Finance
SAP S/4HANA Revenue Accounting and Reporting represents a fundamental shift in how enterprises achieve financial integrity.
218. MSMEs could help boost the Economy in Emerging Markets through Blockchain Technology
It may come as a surprise, but MSMEs (Micro, Small and Medium Enterprises) in emerging markets are one of the biggest contributors to their economy - almost 40% of their GDP and 60% of total employment. This is after the fact that 70% of them lack access to credit and basic financial services.
219. Setting Up Online Acquiring as a Startup Firsthand - Round 1: Failed 🚫
A fun adventure and personal experience on setting up a payment processing system for a no-name startup in a foreign country
220. 4 Ways Startups Entered the Lending Space
In times of social distancing, most people spend more time at home. A short series I can recommend for your next evening on your couch is Bad Banks. In the second season, the investment banker Jana Liekam and her team of trusted accomplices move to Berlin to take over a sustainable robo-advisor. The viewer is pulled into the power struggle between the incumbent Deutsche Global Invest with its fintech incubator in Berlin, and the rivalling robo-advisors fin21, and Jana’s Green Wallet.
221. Find out Which Startup is Winning in Your City
Vision, strength, determination, resilience… these are all key building blocks to moving the world forward.
222. Escaping the Payday Matrix: Ex-OpenAI & Opera Devs Code Financial Freedom for 1.4 Billion Unbanked
Blockchain and AI revolutionize global payroll, bringing financial access to billions. Explore how Volante Chain aims to bank the unbanked.
223. On the Future of ‘Ethical DeFi’: Interview with Waseem Mamlouk
Waseem Mamlouk, VP of the Nimbus Platform speaks about "Ethical DeFi", and how DeFi platforms can serve buyers with spiritual requirements such as Sharia Law.
224. 7 Step Process To Develop a FinTech App That Drives ROI
Needless to mention that the FinTech development company you pick should have prior experience in developing FinTech solutions.
225. WebSockets: Plugging More People into Payments
Whether tethering off a feature phone or using the latest in wireless, a WebSockets backbone aids in user connectivity on many levels.
226. 'I Launched Uplinq in the Hope of Seeing More SMBs Financially Viable': Ron Benegbi
An interview with Ron Benegbi, founder of the Toronto-based Fintech startup Uplinq about his company, experiences and lessons learned as a startup founder.
227. Is DeFi Now Dead? Inside the dForce / LendfMe 25 Million USD Hack!
228. How Banking APIs Can Help Businesses Launch Quickly
Any company, be it a startup or an enterprise, that needs to collaborate with a legacy financial institution has several hurdles to overcome on the way.
229. Blockchain Investing 101
230. Top 6 Types Of Finance Technologies To Grow Your Business
231. Navigate the PSP Labyrinth: Choosing the Right Payment Partner
Payment Service Provider (PSP) decisions can affect your bottom line, customer experience, and even how fast you scale.
232. "BTC or ETH Micropayments Are Still Not On The Same Level As VISA or Mastercard" - Rossen Yordanov
This article talks about why fintech giants are entering the cryptocurrency industry. The article talks about crypto, payments and blockchain.
233. Gluwa’s Role in Global Financial Inclusion
This page explains how Gluwa leverages blockchain technology to change the lives of over 2 million people across the globe. Find out more!
234. From a Tropical Island to FinTech: Interview with Ellen Cibula
An interview with Ellen Cibula, who started as an analyst at a chem demil site in the Pacific, worked as a programmer in FinTech, and now writes about FinTech.
235. "I’m a big advocate of Web3 and an anarchist at heart," says FinTech Entrepreneur, Julie Plavnik
Julie is a content strategist and writer who helps Web3 projects rank higher on search engines by creating engaging, optimized content.
236. Why Should Financial Services Adopt Digital Tokens?
For some time now, the concepts of asset tokenization and digital tokens have been gaining much traction in the FinTech industry with the latter being used to represent various assets on a blockchain.
237. Charmpay Earns a 53 Proof of Usefulness Score by Building Secure Escrow-Based Payments for Online Transactions
Charmpay is a Nigerian escrow fintech with a 53 Proof of Usefulness score, helping students and small businesses reduce online transaction fraud.
238. STASIS Introduces Game-Changing Instant Purchase for EURS
STASIS launched an "Instant Purchase" feature to enable faster & smoother on/off ramps in crypto!
239. How the BankID Verification Tool Capsized Norway's Banking Industry
Over the last decade, non-collateralized debt in Norway has increased by more than 220%. It now equates to almost 15% of the national government's budget.
Why? The short answer is technology.
240. 556 Stories To Learn About Finance
Learn everything you need to know about Finance via these 556 free HackerNoon stories.
241. What Merchants Care About: How POS and BNPL Improve Customer Experience and Boost Sales
Learn what merchants value most in POS and BNPL integrations—flexibility, support, and competitive terms that boost sales and enhance customer experiences.
242. Empowering Startup Employees: Equitybee Launches Equity Value Finder to Help Navigate Stock Options
Equitybee’s proprietary model uses multiple streams of information from trade data, valuations, and market sentiment.
243. FinTech: A 2020 Retrospective, and 5 Finance Trends for 2021
FinTech is a growing industry at the intersection of technology and financial services. This is a powerful incentive for technological progress, which expands its influence on different sectors of the economy, allowing them to develop. For example, FinTech has been most active in consumer services, banking, money transfers, payments, insurance, asset and capital management. The industry is revolutionizing the way businesses and consumers conduct financial transactions.
244. Love Code and Write Words - Viacheslav Aksenov 2022 Noonies Nominee Writer Interview
Hi! This is a small interview about my path in tech and some advice to beginners.
245. Is the New Wave of Digital Banking Putting Pressure on Traditional Institutions?
Over the past few years, the online digital banking industry has exploded, growing from a budding community into a force with which to be reckoned. What was once a collection of small tech startups desperate for investors is now a billion-dollar industry that challenges traditional financial institutions.
246. ‘Being Naive Is a Feature, Not a Bug’: Abhinov Balagoni, CEO Pax Credit
A Chat with Abhinov Balagoni, Founder and CEO of Pax Credit on how he got started and what the future holds for Pax Credit
247. Your Gen Z Loved Ones Are Stressed About Money, An AI Coach Might Actually Help
Gen Z is overwhelmed by money stress. Here’s how new AI-first, emotionally aware fintech tools are reshaping financial support for a generation in crisis.
248. On Fintech Trends and Contactless Technology: Startup Interview with Daumantas Barauskas
Daumantas Barauskas, COO of Genome, shares with us Genome's origin story, technology to be excited about and the future of fintech in the Startups interview.
249. Did You Miss Bitcoin’s Most Revolutionary Feature Too?
With bitcoin’s price gaining steam, you may think it’s about to go mainstream.
250. Why Do We Need Decentralized Finance?
Decentralised finance has been considered as an important vertical application of blockchain technology.
251. The Battle of Finance: Payment for Order Flow vs. Best Execution
The Battle of Finance: Payment for Order Flow vs. Best Execution. Demystifying the Concepts and Understanding Their Impact on Trading.
252. Is Gen Z Sold on FinTech?
Is Gen Z thoroughly persuaded by fintech’s value, or are they moving the goalposts for FinTech firms?
253. Did the Men in Suits Ruin Cryptocurrency For The Rest Of Us?
The bitcoin and cryptocurrency space was once quite chaotic; in many ways, it still is. That’s not to say a little chaos is a bad thing. Often it’s the spark that results in impressive innovations. Many of the great ideas that have flooded out into the world and changed our perceptions result from great minds combined with chaotic ideas.
254. Consumer Fintech & Crypto currencies: The Twain Shall Meet
1+1>2
255. How to Secure Your Applications
The CTO of a neo-brokerage FinTech shares tips on how to secure your app -from the front end to the backend. He also recommends tools to use in SDD lifecycle.
256. Bitcoin.com Raises $33.6 Million through Private Sale Round for its New Verse Token
Blockchain Industry Leader Bitcoin.com Completes a Private Sale Round of USD 33,600,000 for its Native Token Verse.
257. The Divide of Failed Economy and Its Citizens
Leon Faust shares his personal journey through Nigeria's economic challenges and introduces MyPursePay, a fintech solution designed to help individuals manage t
258. Why We Invested in Multis, The Self Custodian Bank for the Digital Era
Why we invested in Multis
259. Hope Is Not a Strategy in Fintech
The shift from mid-level to senior engineering thinking happens when you stop asking “will this work?”
260. 11 Ways to Use Social Media to Promote Your Fintech Company
The fintech industry is growing rapidly and one of the ways to reach your potential clients is through social media. Learn how to leverage the different socials
261. How New Startups are Helping Remove the ONE Thing that Terrifies Would-Be Crypto Investors
Last year, crypto saw everything from 7,000% gains to catastrophic failures, where anyone investing would have got a better return if they'd burned their assets
262. Financial Products That Combine The Innovation and Purpose: The Choice of Conscious Consumers
Consumers look for products that enable them to contribute to sustainability. Banks and fintech companies can address this need with innovation.
263. Slogging About Adam Neumann, Robinhood IPO Access, and What's Next in FinTech UX?
Slogging #only-at-hackernoon: we discuss Adam Neumann shoelss in NYC, Robinhood's IPO play play and what makes good UX in Fintech?
264. From Cash to Crypto: A Product Manager’s Role in Fintech’s Transformation of Digital Payments
Explore how fintech is revolutionizing digital payments, from the rise of cryptocurrencies to opportunities for product managers to shape the future of finance.
265. Cryptocurrency Exchanges, FTX Collapse, Regulation and Bank Runs: A Summary
A look at crypto exchanges, regulation and bank runs.
266. How Has Traditional Media and Social Media Helped To Boost The Popularity Of Cryptocurrency
In today’s digital world, both standard and social media channels are renowned for having a huge effect on our daily lives. From the ways we communicate and share content, to the ways we keep up to date with the world around us, social media has, and continues to have a disruptive effect on how we view the world. Cryptocurrencies have been no exception.
267. Centralized vs. Decentralized Crypto Exchanges: A Builder’s Perspective
The key differences between centralized and decentralized crypto exchanges from a founder’s perspective; covering complexity, licensing, custody and more
268. Mispricing Opportunity: Lending to Immigrant Founders
Investors and lenders should seize the $500 billion mispriced opportunity of small business lending in the US.
269. The Path to a Real Decentralized Order Book Protocol
A light approach to the creation of a fully decentralized order book concept; the version 2.0 of AMMs.
270. Dr. Demetrios Zamboglou: HackerNoon Contributor of the Year - Fintech
Dr. Demetrios Zamboglou talks Noonies, fintech, and more.
271. CBDC vs. Cryptocurrencies: Which Technology Will Dominate the Future?
Banks around the world are introducing Central Bank Digital Currencies (CBDCs). Will they transform the world economic system? Let's find out.
272. 15 Wall Street Institutions Bullish On Bitcoin
If you were a CEO of a large financial institution three years ago, publicly stating support for Bitcoin would be suicidal.
273. How Fintech Companies Can Protect Data Privacy While Onboarding
Taking advantage of these insights can empower fintechs to locate and approve new customers while mitigating friction and streamlining the customer journey.
274. Tax Sketches Raises $1m in Funding to Build the Future of Legal Tech
LegalTech-project Tax Sketches has attracted a round of $ 1 million from a private angel investing in fintech and legaltech projects.
275. 5 Ways Bitcoin Trading Bots are More Reliable than Humans
276. Top 5 Financial Technology (Fintech) Trends to Watch Out for in 2021
According to technological growth statistics, there are approximately 4.88 billion mobile phone users across the globe as of January 2021
277. How Open Source and AI Will Change the Future of Finance
My prediction is that open source + AI will disrupt the financial sector in the upcoming years.
278. What Does Apple’s Stock Split Mean?
A stock split is not a new thing. Hundreds if not thousands of companies have appealed to it to keep the price in the desired trading range and, theoretically, to make the stock more affordable. One of the most recent examples was Apple, announcing the division of its share price by four. It will be achieved by giving three additional shares to each investor.
279. A Guide to Building a Java Payment App Using Marqeta
Uber, Square, and DoorDash all have payment platforms built out using Marqeta.
280. How Blockchain Technology Is Being Used In Clearance & ICT Services
The financial sector has shown an increasing interest in blockchain technology. The technology has already seen adoption by traditional finance firms.
281. Why More Banks Are Adopting Blockchain: Shaping the Future of Banking
Explore how blockchain transforms banking—innovation, challenges, and collaboration shaping the future of finance.
282. Is There Actually a Problem with Hiring Fintech IT Talents?
It’s not news that Fintech is booming. On the one hand, millions of Fintech start-ups appear every year to offer innovative services, channels, and approaches. On the other hand, existing financial institutions and companies are improving the technology side of their business and expanding market reach.
283. I Founded a Successful Fintech Company at 16 - with Noonies Nominee Arian Adeli
At 16 years-old, I founded my first company, Rivo Trading, a FinTech startup which has been nominated for the Best Trading Technology in 2020 and 2021.
284. An Internet of Banks; The Future of Defi
Internet of Banks - the future of DeFi
285. Database in Fintech: How to Support 10,000 Dashboards Without Creating a Mess
As your business grows, your data management will arrive at a point when "standardization" is needed.
286. Is Cryptocurrency Still A Worthwhile Investment?
Is cryptocurrency still a worthwhile investment in an economy with high inflation, recession risk, and multiple scandals and collapses of crypto institutions?
287. Why A Fintech Dev Writes About His Work
Why a Backend Software Engineer chose to write about his work on HackerNoon and how he managed to land his job at a fintech business with millions of clients.
288. Futuristic Future of Human in the World of Financial Technologies
Finance has entered a phase of radical charge, promising much for both consumers and those leading the revolution.
289. Embedded Finance is a Liferaft in the Recession
Economists forecast a steep recession. Here's how EmFi, or embedded finance, is helping firms provide fintech solutions at a low cost to survive the downturn.
290. Here's How You Can Build a FinTech Approval System With Symfony 7.4
In this article, we will build a robust Multi-Signature Approval System for a FinTech application.
291. How to Build Blockchain Financial Services Applications
A Comprehensive Guide on how to Build a Blockchain Financial Services Application to Ensure that your Company's Idea Becomes the Next Big Thing in Fintech
292. Building a Web Vulnerability Scanner
In May this year I was part of a team that launched SecAlerts, a free security product that sends subscribers a customised weekly report of vulnerabilities and security news relevant to their software stack. The service was deliberately made a low-barrier of entry way to keep users informed and, as it nears 1,000 subscribers, the decision to 'keep it simple' appears to have merit.
293. Will Bitcoin be Legal in Mexico?
Bitcoin has increased extraordinary notoriety lately. A huge number of Mexican natives have been effectively putting resources into cryptographic money because of the high gainfulness it has offered since its beginning.
294. Data Reduction in Preparation for Lightweight Machine Learning: Applied in Foreign Exchange Trading
- Introduction
295. How to Leverage Digital Transformation in Sub-Saharan Regions in 2022
With various technological advancements such as AI, Machine Learning, Digital transformation. Even the African enterprises are finding ways to leverage DT.
296. Twitter Brings NFT Profile Pictures to Reality with QuickNode as NFTs become Mainstream
Twitter introduced NFT profiles to reality with the help of QuickNode making the future of NFTs mainstream.
297. What PayPal's Decision to Support Cryptocurrencies Means For Mainstream Adoption
JPMorgan Global Markets Strategy last Friday published a research note touting Bitcoin as the alternative of gold for the millennials and predicting to potentially double or even triple the price. Ironically, only a few years ago JPMorgan CEO Jamie Dimon famously called Bitcoin a "fraud". Why did the major US bank make such a drastic shift in its view on Bitcoin? It was in part triggered by a major movement earlier in the week.
298. Is Fintech Overrated - Or Are We Underestimating It?
Quartz recently published an interesting think piece on whether or not the fintech revolution is overhyped, or understated. I was overjoyed - at last someone was brave enough to question the genuine ‘greatness’ of the fintech revolution, and whether it really is worth all the buzz, investment and coverage in the media.
299. Why are International Money Transfer Apps so Popular?
Online payment platforms transform your smartphone into a pocket bank, allowing you to pay bills remotely and send money.
300. Best Practices of Cloud Networks Usage in Fintech
Making good use of a could network first requires firms to consider if they would be meeting their regulatory obligations before ensuring network resilience.
301. Singapore, Named as a Top Technology Hub in 2021, Is Now an Environmental Crypto Pioneer
Fintech hub Singapore is set for another pioneering role, which naturally has connections to the world of technology, and that’s environmental crypto.
302. Navigating Crypto Mass Adoption Hurdle: Exclusive Interview With Fintopio CEO Steve Milton
Steve Milton, CEO of Fintopio, a Telegram-based crypto payment platform, offers valuable insights into the dynamics of the cryptocurrency payment industry.
303. DeFi has a lot of room to Disintermediate TradFi
Morphware is a decentralized approach to deep learning. The main problem that Morphware aims to address is the computational complexity required to train.
304. Fintech: How COVID Affected Payments and the Underbanked
The COVID-19 pandemic was a disruptor in the purest startup sense. The immediate shift to remote work, school, and socially distanced ways of life accelerated innovation by an estimated five years.
305. The Tragic Covid-19 Pandemic Could Be an Opportunity For Fintechs Who Learned The Lesson of 2008
Photo by Katrine Bengtsson on Unsplash
Fintech startups looking to transform current investing trends or disrupt traditional banking are facing their first major test as Covid-19 pandemic bites into the very fabric of our society. As interest rates fall and fearful consumers seek safety in tradition, brand new industries like digital banking and online investing that never experienced a major market slump now must prove their business models can withstand a crisis.
306. Benzinga Kick Off Flagship Conferences Recognizing and Fueling Innovation In Finance
‘Where Deals Get Done’: Benzinga Kick Off Flagship Conferences Recognizing and Fueling Innovation In Finance.
307. Preventing LLM Hallucinations in High-Stakes Banking Operations
RAG improves LLM context. It doesn't guarantee correct reasoning over that context. For CCAR and BCBS 239 environments, that gap needs an architectural answer.
308. Global Regulators Say Tokenization’s Potential Is Real, but So Are Its Obstacles
IOSCO’s global study (November 2025) shows tokenization’s rise in bonds and RWAs, but warns that fragmented systems and unclear laws threaten its momentum.
309. The Influence of Crypto Companies on the Fintech Industry Increases
The rising prevalence of cryptocurrencies and people buying into it has increased the influence of the industry on the finance sector which will grow with time.
310. The Intersection of Blockchain Technology and Fintech
Blосkсhаіn tесhnоlоgу іѕ оnе of thе lеаdіng іnnоvаtіоnѕ аnd hаѕ thе роtеntіаlѕ tо mаkе оur financial іnduѕtrу mоrе trаnѕраrеnt.
311. An Introduction to PCI Compliance
There are plenty of reasons for enterprises that work with cardholder data to care about payment card industry (PCI) compliance.
312. The Future of Finance in the Era Of Shadow Banking and Decentralized Exchanges
In an era where shadow banks and decentralized payments have become the new cool, this article looks at what could be the future of traditional finance.
313. Black Market SSP Earns a 60 Proof of Usefulness Score by Building Real-Time Currency Tracking
Black Market SSP tracks real-time parallel market currency rates in South Sudan and earned a 60 Proof of Usefulness score for practical, everyday impact.
314. Do All Banks Have to Become Fintechs to Better Manage SME Customers?
Will banks successfully marry digital technologies with their SME customer management approaches in this new age of ‘creative destruction’? If yes, how?
315. How FinTechs and Neobanks are Pushing Traditional Banks Out of the Market
FinTechs and neobanks are prone to adopting the most innovative technologies, such as cloud computing and blockchain technology
316. Bitcoin Sucks! Let's Make It Attractive
Bitcoin is great! HODL HODL HODL. But, it also sucks. Let's make Bitcoin great again, lets give reason to believe in Bitcoin and the Bitcoin community.
317. Asterizm: Redefining Blockchain Interoperability for Enterprises
Asterizm: Enterprise-grade blockchain interoperability solution bridging private and public chains, ensuring data privacy and seamless cross-chain operations
318. The Impact of Technology on Poverty
In 2015, the United Nations passed a resolution titled Transforming our world: The 2030 Agenda for Sustainable Development.
319. The Unseen Threats: How FinTechs Can Safeguard Their Future with Robust Cybersecurity
FinTechs must prioritize robust cybersecurity to safeguard financial data, prevent fraud, and ensure safe mobile payments and crypto wallet security.
320. Saving for the Future - Deception in the Financial Status Quo
Deception in the age of fintech and investment savings.
321. Your Credit Card Has Become a Data-Mining Machine
Discover how card payments work: types of cards, key players, open vs. closed loop networks, and the role of AI/ML and Big Data.
322. The Future of DeFi: Perpetual Constant Maturity Options (PCMOs)
The DeFi ecosystem is growing fast and needs more efficient solutions. Perpetual Constant Maturity Options is a step forward towards the Future of DeFi.
323. 103 Stories To Learn About Banking
Learn everything you need to know about Banking via these 103 free HackerNoon stories.
324. Promising Tech trends: 2020 Edition
Technology is a necessity and it's hard to imagine doing anything without these innovations these days. The tech-crazy only gets bigger every year so it is expected to cover a bigger variety of industries and locations the following year. 2020 promises a new start now only because it’s a new decade. It will be an important year for tech lovers since a lot of innovations and advanced technologies we’ve been hearing about will finally be accessible for the public. We’ve combined a list of top 5 tech trends that you should look out for in the following year.
325. Here’s Why It Is Easier For Startups To Set Up Shop in Singapore and Hong Kong
Hong Kong and Singapore have emerged as the epicenters for startups and tech in Asia and worldwide. Both locations have attractive tax regimes for foreign companies and have invested heavily in government-backed startup programs, fostering positive growth and support in the region. Southeast Asia’s internet economy has more than tripled its size over the last four years, soaring to a US$100 billion for the first time in 2019 with expectations to reach US$300 billion by 2025.
326. Can AI Investing Solutions Outperform the Stock Markets? Ours Did.
Around the world stock markets have been recording historic losses, with Market Economists now warning that the hit to the global economy is likely to be worse than the financial crisis of 2008 or the Great Depression.
327. WaaS for Finance: How Banks and Retailers Can Leverage Wallet-as-a-Service?
WaaS, or Wallet-as-a-Service, is an innovative FinTech delivery model that allows financial companies to jumpstart their eWallet businesses from scratch.
328. Simplify and Secure Your Cryptocurrency Transactions with Tangem Cards [New Launch]
Cryptocurrencies and blockchain have suffered turbulent times and the landscape continues to evolve. Remember when crypto surged 2000% in 2017 and FOMO reigned — even your Aunt was calling you up asking how she’d gotten her hands on some of that gold dust.
329. Why Stock Market Turmoil Won’t Put the Breaks on Fintech’s International Surge
With global markets reeling from heavy losses at the beginning of August, newfound investor appetite for sustainable growth could see renewed interest.
330. Small Business, Big Change: FinTech’s Impact on SME Finance
Exploring how FinTech transforms SME finance with innovative solutions, challenging traditional banking's limitations in a growing digital economy.
331. How Open Banking Can Revolutionize Dated Banking Systems in the US
Open banking is on everyone's minds now – and for a good reason. In Latin America, open banking is gluing society together to achieve greater social inclusion. In Africa, fintech companies are engineering a new hub for economic activity, and the latest EU regulations on open banking are provoking an inevitable face-off between challenger banks and traditional financial institutions.
332. The State Machine That Saved a National Payment System (and What I Learned Building It)
How we serialized a Spring State Machine to Postgres and restored it on a standby replica to keep a national Instant Payment System running through node failure
333. Why You Need No-Code Solution to Launch Your Lending Startup
Fintech startups must be faster to stay competitive, and no-code solutions can be one of the ways to compete in this race.
334. Fintech 2021: How Fintech Companies Use Big Data Effectively?
According to a study, 90% of the whole world’s data was created in the last two years. This sounds quite cool but what does the world do with all that data? How does one analyze it?
335. International Tech Sanctions: A Summary for Startup Founders
In this article I'll give you a quick overview of the concept of international sanctions, how they work and how it may impact a FinTech company, especially from the standpoint of technical implementation and tools.
336. How IoT Context Awareness & The Catapult Blockchain Solve the menace of ATM Skimming
About a week ago, I stopped by my local bank’s ATM machine. As I lined up behind a couple of other customers, I felt an air of tension and unease. The woman at the ATM machine was glancing cautiously at people behind her through the mirrors placed on the machine. Although I understood her caution, I wondered if she knew that a more threatening thief might not be directly behind her. Rather, the thief could be sitting comfortably at home reading the sensitive data off of her ATM card through a magnetic strip skimmer while obtaining her PIN number with a tiny, thermal camera placed on the ATM machine.
337. Staying One Step Ahead: How Fintechs and Financial Institutions Can Outsmart Fraudsters
As financial fraud evolves, institutions must leverage advanced technologies and cultivate a security-focused culture to stay ahead.
338. Which Founders Do Investors Trust? Insights From a Business Angel Who Invested in 52 Startups
I have 9 years of experience as a venture investor, and I can confirm that one of the most important things in a startup’s early stages is the team.
339. Will The New Wave of Data Laws Affect Fintech?
Fintech, otherwise known as the financial technology market, is on a very strong growth trajectory, having already disrupted the banking world in a powerful way. From mobile payments, to artificial intelligence, insurance and investment services, Fintech has gradually transformed the way we bank since the day the US Federal Reserve introduced the Fedwire Funds Service back in 1918, which used morse code and telegraph to transfer funds electronically.
340. Cryptocurrencies for Payment: The Twain Series
As the second article of “The Twain Series” (deep dive of consumer fintech & crypto), this article aims to have a closer look at the to-consumer payment vertical
341. Bridging the Gap Between Traditional Finance and Cryptocurrencies
While traditional finance, which includes banking, investment, and insurance, has been around for at least a century, the digital currency market is relatively younger. Bitcoin, the first ever cryptocurrency, was released in January 2009 and did not gain much traction outside enthusiast communities until a couple years later. Over the past few years, however, applications of the technology have proliferated, with major technology companies such as IBM and Microsoft exploring its use cases to augment or replace existing financial processes.
342. Runtime Verification Launches Universal ZK Rollup On MultiversX
Revealed in premiere during the third day of the xDay conference organized by MultiversX, PI Squared is going to reduce verifying computational claims...
343. Fintech: The Main Attractions of This Bustling Industry
Financial technology, or Fintech for short is a relatively avoided topic among tech enthusiasts, developers, programmers and etc. The reason is very simple actually. Developers don’t necessarily refer to their software as Fintech even though it’s quite literally associated with the financial industry.
344. Could Fintech Investments Offer Added Value Following Wall Street’s Recent Struggles?
While the industry has experienced some challenges in raising capital, investor sentiment is expected to improve as Wall Street anticipates further growth.
345. 43 Stories To Learn About Financial Services
Learn everything you need to know about Financial Services via these 43 free HackerNoon stories.
346. A Glimpse into Britain’s Booming Tech Sector
Explore the UK's tech surge, from its billion-dollar economy to digital banking trends. Dive into innovations reshaping finance and tech's global impact
347. Are APIs the Real Banking Revolution?
Application programming interfaces (APIs) have been around for 20 years,
but, as Ron Shevlin points out, just one in five community banks in the USA had deployed APIs before 2020, and they aren’t even on the radar of at least 20% of the banks.
348. 3 Common Misconceptions Fintech Founders Have About Engineering Teams
Think building fintech is like construction? Think again. Here are the three engineering myths that cost founders time, money, and product quality.
349. RChain concurrency model compared to Ethereum, Cardano and EOS sequential model
Let's compare the processing of smart contracts to RChain’s powerful concurrent computation model and understand how RChain achieves scalability.
350. The Ultimate Guide to Building Efficient and Secure Fintech Apps
This is a guide on how to create fintech applications that are efficient and secure; and what exactly you need to consider during the development process.
351. Capital as a Commodity: How Technology is Reshaping Global Finance
How this startup is reshaping global finance by making capital a commodity.
352. What NOT TO DO As A Cryptocurrency Trading N00B
With the advent of global equity and digital currency markets, trading has become more accessible to ordinary individuals than ever before. While there is no denying that effective trading can be immensely rewarding and profitable, most asset classes are known to be unforgiving to even the tiniest of mistakes. The good news, however, is that most of these mistakes can be easily avoided with some prior knowledge and determination.
353. Does Crypto Threaten Traditional Banking?
The issues of concern are clear. Crypto is safer, cheaper, faster however volatile, but traditional banks handle a less volatile currency and offer support, but
354. Cost of Developing a FinTech Mobile Application
Check this in-depth guide to know the FinTech Mobile Application Development Cost, Industry Stats, Types of Apps, Top FinTech Apps, Tech Stack, and more!
355. How VASPs can Comply with FATF Regulations Without Missing A Beat
Crypto exchanges, custodial wallets, and virtual asset service providers (VASPs) are required to follow stringent compliance rules and regulations, or face severe penalties.
356. We're Making Lending and Borrowing of Any ERC20 Asset Easier
Decentralised protocol Umbria Network launches into the DeFi universe
357. Taking the Leap: From Corporate Employee to Startup FinTech Founder
My journey from BlackRock employee to Fintech employer at age 27 building a platform to facilitate partial buyout deals between online biz founders & investors
358. Fintech Trends to Expect in the 2020s
Although it may seem that the paradigm shift has just begun, the reality is that the financial services sector has already undergone significant changes. Merely think of mobile banking apps, contactless payments, online money transfers, crypto platforms, robo-advisors, and crowdfunding marketplaces. And fintech innovation has definitely had a hand in this evolution.
359. HodlBot Launches on Product Hunt
We just launched HodlBot on Product Hunt. We’re currently sitting at the #2 product of the day 🎉🎉🎉!!!!
360. How to Correctly Plan and Implement A GRC Strategy in Your Digital Business
In this article, we will talk about key components and best practices for implementing a successful and suitable GRC strategy for a digital business.
361. RiseUp, NBA of Fintech, Measuring Goals, and Productivity Tips
An Interview with a Fintech founder on scaling a product, measuring goals and practical productivity tips.
362. Crypto Derivatives: A Precursor
Derivatives are changing. And the future of Futures is unfolding at a rapid pace.
363. Lending Technology Forecasts — What to Expect in 2022 and Beyond
An article about the most promising trends and forecasts in lending technology one should be on the lookout for in 2022.
364. 'The North Star of Our Success Is the Impact We Have on American Borrowers': Tomas Campos
We're the embedded finance solution for consumer debt that any application can integrate with. Embed payments, refinance, debt management, automation, and more.
365. How we Failed Again, but You Won. A Startup Story Pivoting to a Free FinTech Wikipedia
This is a first-hand story from the founder of a fintech consultancy startup that pivoted from direct sales to open and free fintech wikipedia
366. Why I Think the S&P 500 Crashed Bitcoin in 2019
In this post we are going to see how:
367. The Real Take on Real Estate Crowdfunding Challenges in 2020
Could crowdfunding be the new frontier for real estate investing? Crowdfunding is an emerging industry alternative to property investment trusts for modern investors looking to gain exposure to real estate.
368. Hong Kong and the Crypto Boom: Economic Woes, Money Flows and Sanctions
Now second only to South Korea as the biggest crypto market in Asia, Hong Kong's future might be one of decentralised ledgers, Bitcoin and Crypto-Currencies.
369. Product Designer's Playbook: 3 Ways to Create a Successful Design Team
My experience creating a successful design team at a early stage startup by Aysha Samrin
370. Why 'Usage-Based' Billing in Payments Is Fake
Stripe just acquired Metronome, a billing infrastructure company. The official reason is to “enhance usage-based pricing for AI’ But there’s a bigger story here
371. We Need to Connect Blockchains to Legacy Systems for Mass Adoption — Unhashed #8
Parsiq brings greater interoperability to the blockchain
372. 84 Stories To Learn About Finance And Banking
Learn everything you need to know about Finance And Banking via these 84 free HackerNoon stories.
373. Running a Crypto Fund Is Not Just Trading Tokens: The Infrastructure Most Managers Underestimate
Trading is only one layer of a crypto fund.
374. AI for Developers: What Works, What Doesn’t, and Why On-Prem Still Matters
In 2025, AI saves 2.5 hrs on prototypes but still costs seniors 19% overhead. Real fintech lessons on what works, what fails, and why on-prem matters.
375. Is the UK Still a FinTech Hub Amidst Market Volatility?
Is the UK Still a FinTech Hub Amidst Market Volatility? Discover the shifting dynamics of UK FinTech, from investment peaks to rising cybersecurity threats.
376. Evergrande's Collapse Calls for the Financial Shift?
The recent court order to wind up Evergrande, the world's most indebted developer, has brought a chain of reactions from far beyond the real estate sector.
377. Architecture for Compliance Scaling Microservices with DDD for High Volume Global Enterprise Systems
A technical case study on leveraging Domain-Driven Design (DDD) and Microservices to architect scalable tax compliance engines for high-volume global enterprise
378. Lessons Learned Developing a Mobile Banking Application
"Discover the journey of developing a secure and user-friendly mobile banking app, empowering financial management and enhancing accessibility. Read more!"
379. How Devops Fits In the Fintech World
In this article, we’ll explore how DevOps fits into a FinTech world. We’ll look at the approach you should take in developing your unique DevOps culture.
380. Key Takeaways For The Payment Industry Following The Pandemic
Before the pandemic, many businesses did not even think about shifting to e-commerce, but then went online and completely automated their processes in a matter of weeks. I asked Mike Shafro, xpate CEO, what role paytech partners play during the transition, which payment solutions are here to stay and how the shift to e-commerce affects the safety of funds.
381. Integrating STACS with Project Ubin V - A Client-First Approach to Technical Design
Event-Driven Architecture with Real-time UI
382. Should Financial Institutions and Retail Investors Manage their own Cryptocurrency?
Apart from revolutionizing the payment industry, cryptocurrency is destined to make investing available to everyone. In 2017, it was the biggest investment opportunity for retail investors. In 2019, not only is the number of retail investors increasing rapidly, but hedge funds, banks, and large financial institutions are also joining the market.
383. Dmytro Rukin, CEO of LaFinteca: From Vision to Velocity - Turning Strategy into Execution
Meet Dmytro Rukin, CEO of LaFinteca.
384. How Fintech Companies Can Increase Financial Inclusion in Emerging Markets
How fintech can help developing countries with their financial systems today and in the future.
385. (Spring) Booting Java to Accept Digital Payments with USDC
After focusing my career on Fintech, I decided it was time to understand how to introduce web3 into an existing Java-based RESTful API.
386. Why Bank Collapses are Good News
Bank collapses are bad for cash and good for crypto. Where are you invested?
387. 5 Fintech Firms that Have Disrupted the Payments Industry in 2020
Innovations in fintech are usually given much attention because of the massive impact they have on everyone. The advent of smart payment solutions and digital financial products have helped both big businesses and average consumers in streamlining financial transactions. These days, machine-learning models, AI, and other similar technologies are paving the way for even more innovation and convenience in the financial services domain.
388. In-car Payment Systems Unlock New Opportunities for M2M Economy
The full potential of in-car payment systems will be revealed in the machine-to-machine economy and a cooperative mobility ecosystem
389. Crypto Is No Longer About Coins, It’s About Financial Infrastructure
Crypto is evolving beyond digital coins into financial infrastructure powering global payments, stablecoins, and next-generation fintech systems.
390. An Introduction to Shopify and Embedded Fintech Stacks
A lot has been written about Shopify’s potential as an Amazon alternate. Ben Thompson’s post on Shopify as a platform does a great job of justifying the growing value of Shopify in the commerce ecosystem. It is Shopify and not Walmart/Best Buy that is Amazon’s closest alternative and by far the easiest way for a seller to start selling online - more than 1,000,000 stores are already selling through Shopify.
391. Recurring Payments: The Trend of the Future
Discover the future of recurring payments, a $15.4 trillion market, and how open banking is revolutionizing this popular payment method
392. On the Future of NFT, Play 2 Earn: Meet the Writer Sergey Baloyan
Sergey Baloyan, a Hacker Noon contributor and a fintech expert on the future of play to earn, podcasting, and what to expect from the gaming-crypto mix.
393. TRASTRA's Founder & CEO Roman Potemkin on disrupting the Paypals of the world with crypto
Trastra was nominated as one of the best startups in London in HackerNoon’s Startups of the Year. Learn more about the journey of its Founder CEO in this story.
394. What's New in the Evolution of Real-Time Cross Border Digital Payments?
The rise of a global infrastructure facilitating cross-border settlements creates a real-time, highly-secure alternative to traditional payments.
395. Tech Jobs Are Among The Best Paying Jobs In 2021
Tech jobs have gained an increasingly important status in the modern world. See what type of jobs are among the best paying ones.
396. An Open Letter to President Trump on Crypto
Money has evolved alongside societies for over 40,000 years — satisfying basic human needs for a means of exchange, a method of payment, a standard of value, a store of wealth, and a unit of account. This evolution occurred both along traditional trade routes like the Maritime Silk Road, but also more recently along digital trade routes — like the Internet and blockchain.
397. How Blockchain Technology Is Revolutionizing Fintech in 2022
Blockchain is a robust and secure technology that every business wants to embrace in 2022. Let’s dive a little deeper into the concept of blockchain technology.
398. Cybersecurity in FinTech Applications: Protecting Financial Data and Preventing Fraud
As digital finance grows exponentially, cybersecurity in fintech applications has never been more critical.
399. Amplifying Fintech And Artificial Intelligence:
FinTech is the largest and fastest-growing industry around the globe, fighting against fraudsters by associating itself with artificial intelligence.
400. How IT Shapes The New Customer Experience
Why is customer experience in banks so important, and what components can be used to improve it?
401. Meet the Writer: HackerNoon's Contributor Victor Semin, Product Owner
Victor is a Product Owner at one of the largest UK FinTech unicorns. He writes about how to achieve 0 to 1 growth, and being a product owner.
402. Welcome to California, Where Your Face Is Your Credit Card
Whether you are craving a burger or Chinese food tonight, there is no need to reach for your wallet or phone to buy it. Food vendors in California are embracing facial recognition — technology that lets you pay with a smile.
403. When Value Moves Like Information: Why Developers Are Building Bitcoin Into Everyday Apps
Developers everywhere are bringing bitcoin to the open-source apps we use every day. Time2Build is how value starts to move like information online.
404. Banks Need to Think like Fintech Companies to Capitalise on the Digital Banking Revolution
Digital banking is the way of the future, and the Asia-Pacific financial services industry needs to be prepared for the enormous changes that are on the horizon.
405. How to Fortify Fintech Against APP Fraud Using Open Banking
Explore open banking's role in combating APP fraud in fintech through secure data sharing, real-time monitoring, and strong authentication.
406. The Next Layer-1 Wars Won't Be Won in the Codebase - They'll Be Won in the Governance Layer
How crypto and traditional finance are converging: why 24/7 markets, futures, and unified access are reshaping how traders manage risk and opportunity.
407. The Ghost in the Checkout: How are Buy Now, Pay Later Companies doing in 2026?
Buy Now, Pay Later will become a real-time probability engine deciding whether you're a fraud bot, or somebody worth extending credit to.
408. The Floating Point Error
A QA analyst traces a $0.0037 rounding error to a founder's old commit. A tech-noir story about floating point math, corporate greed, and the ethics of code.
409. Invest With Purpose: Interview with Arian Adeli, CEO at Rivo Trading
Uppermost on my mind is launching an investment platform that I believe will revolutionize how people invest their capital.
410. Are Crypto Payments Going Mainstream With AMC News?
A sign of the growing mainstream acceptance of cryptocurrency came recently with the announcement that US-based cinema chain AMC will soon be accepting crypto.
411. The Tips and Tricks for Building UX in Fintech
When it comes to user convenience, understanding consumer habits is as important as the market your app operates in. The ability to combine simple gestures with user-friendly interface results in a solution that appears simple and comprehensive. Mirroring of the physical actions into digital ones is one of the ways to do it.
412. Indonesia, Turkiye, Nigeria and Other Emerging Crypto Markets in 2024
In this article, I have gathered a few countries in Asia and Africa where regulations have improved this year: Turkiye, Indonesia, Thailand, Taiwan, etc.
413. Taking the Leap: From Developer to FinTech Startup CEO [Interview]
Ioana started her career as a software developer, but decided to leave Shopify to found Konvi - the investment platform for alternative assets.
414. From Logs to Insights: How Product Teams Use OpenSearch Every Single Day
As a Technical Product Manager, I’ve learned that log literacy is one of the most useful things a PM can learn.
415. From Code to Capital: A Fintech Expert’s Journey into the Future
In this interview, Oleg Kubrak shares his journey, a story of relentless curiosity and precision.
416. 76 Stories To Learn About Fintech Trends
Learn everything you need to know about Fintech Trends via these 76 free HackerNoon stories.
417. Then Vs Now: How Banking Has Changed Over Time?
If someone told us that the beginning of 2020 would change our lives completely and that we’d have to wear masks wherever we go, refrain from hugging people in public, and maintain social distancing even at a bank, I would probably not believe it. I mean, after all, the concept of wearing a mask was strictly forbidden back in the 1920s because it was a sign of robbery. But it all now seems very normal.
418. From Zero To $210K MRR in Five Months: Here's How
Building a SaaS startup
419. Pulled By The Future, Not Pushed By The Past
FinTech is revolutionizing financial services for the Millennial generation
420. The Rise and Fall of Celsius
Celsius is one of the largest centralized gateways to crypto. As of today, it appears insolvent, and it's taking the whole crypto market with it.
421. Why are Cryptocurrencies and Blockchain Finding Increased Acceptance by the People?
Similar to the Internet in its early days, the cryptocurrency and the blockchain industries have experienced massive shifts in acceptance and maturity within a short span of time. While the initial half of the last decade witnessed the first-ever large scale security breach at crypto exchange Mt. Gox, and the fall of darknet marketplace, Silk Road, it also laid the groundwork for wider adoption and general awareness of the technology.
422. The Upsurge Of FinTech And FinTech Trends To Watch Out For In 2021
The 6 technology trends we've discussed in this article cumulatively pave the way for greater efficiency and security for the FinTech world.
423. Who put the Crypto in the Cookie Jar?
In the early days of cryptocurrency, storing your digital assets in a wallet file on your computer was a novelty and was part of the attraction of this burgeoning economic system. With some basic technical knowledge, you could mine or mint, store, and transact your digital currencies from your desktop, and eventually your mobile device.
424. How Banks Can Strategically Counter the FinTech Disruption in 2023 and Beyond
Let's explore how banks and credit unions can strategically counter the FinTech disruption in 2023 and beyond. Read on.
425. Not Content With Bringing Credit-Scoring to DeFi, We're Now Uniting Payments with Creditworthiness
We here at LedgerScore set out to fix that problem by building a credit scoring infrastructure designed for decentralized finance.
426. How Virtual Cards and AI are Redefining Financial Control
Virtual cards and AI are transforming business finance by boosting control, cutting fraud, and enabling proactive, real-time expense management for CFOs.
427. China's Repeated Takedowns of Its Own Tech Elites Paints A Worrying Forecast For All of FinTech
Fintech development in China has consistently experienced tremendous scale in the last two decades, but recent legislative measures aim to curb this growth.
428. I Built a Digital Banking Platform While Watching TV. Here's What That Actually Means.
I built a digital banking platform in a week while watching TV. Here's what that reveals about AI, SaaS moats, and where the real work actually lives.
429. New Kid on the Block: How Paytech Innovations Are Revolutionizing the Way We Get Paid
Paytech has become an interesting space for startups because it allows for the disruption of entrenched finance models.
430. Unlocking New Opportunities: How Digital Wallets Help Banks Advance Financial Inclusion
Digital wallets help banks address the needs of the underserved that leads to winning brand new audiences and boosting financial inclusion in emerging markets.
431. The 5 Best Investment Apps For Beginners In 2021
Investment apps are taking over the finance space: find out more about the best microinvesting mobile applications for beginners in 2021 and beyond.
432. Meet Hubstaff: HackerNoon Company of the Week
This week, HackerNoon features Hubstaff: a platform empowering remote teams with precise time tracking, productivity monitoring, and automated payroll.
433. Fintech Should Focus On Long-Term Vision, Not Short-Term COVID Buzz
The COVID19 crisis has been playing out globally for over half a year, or almost a year counting its early phase in China. It’s been hurting a lot of sectors, but one particular sector stood to benefit — Fintech.
434. Community Governed Loans and Mobile Money in Nigeria with Adebola Adeniran on The HackerNoon Podcast
In this episode of the HackerNoon Podcast, Amy Tom sits down with Adebola Adeniran to talk about Money; specifically, mobile money in Nigeria
435. The Power of Campaign Management in Driving Business Objectives and Checkout Success
The case illustrates how aligning the interests of game developers and payment providers can boost payment conversion rates, expand method coverage
436. The Most Profitable Way to Send Fiat Money Through Crypto or How I am Making a Crypto-fiat Bridge
I wrote a bot in Telegram that parses P2P sections of most popular crypto exchanges and finds the most profitable places to buy and sell.
437. "Fintech is Truly Changing the World" Interview with John Hegrenes, Founder of Bueno
Bueno makes it easy for people to manage their property abroad by combining financial services with innovative solutions.
438. How Fintech Is Driving Financial Inclusion Among Small Enterprises
Fintech lending and fintech banks are booming. Consumers, merchants, and entrepreneurs are leveraging digitally-enabled financial services as an alternative.
439. Could India's Remittance Sector Pave The Way For Crypto Adoption?
The historic judgement by the Supreme Court of India in March this year overturned the banking ban imposed by the Indian Central Bank RBI. The decision brought a lease of new life into the Indian crypto ecosystem where many were living in uncertainty for almost two years. The Supreme Court hearing not only helped the very few existing crypto startups and exchanges but also paved the path for many other entrepreneurs who were looking to start a crypto business outside India.
440. QuickBooks Desktop Error C=387 and How to Solve It
The C=387 error occurs because there is an unknown mismatch between amounts in different accounts on different ledger and sub-ledger levels.
441. Startup Interview with a Serial Fintech Entrepreneur Shan Han, CEO of Zetl
We’re called Zetl because we help our customers ‘settle’ their bills!
442. The Internet of Value: How Stablecoins are Modernizing the Global Economy
Stablecoins are a digital equivalent of a neutral, low-risk holding spot designed to maintain consistent value. They empower AI agents while uplifting economies
443. Building a Rural Finance Ecosystem for the Philippines, Part 1: The Asset Stack
A new model for rural Philippine finance proposes indexing and tokenizing stored rice to create climate-resilient collateral for farmers and local banks.
444. The Future of Financial Analysis: Why Machine Learning and AI are the Next Big Things in Fintech
Discover how MI and AI are revolutionizing financial analysis in fintech. From fraud detection to personalized recommendations, the future looks bright!
445. Should Traditional Finance Companies Adopt Crypto?
The payments industry is evolving at a fast rate.
446. Beyond 2025: How Technology Will Supercharge Finance In The Coming Year
Fintech is bridging banks and unbanked consumers, revolutionizing transactions and business by 2025 with digital innovations and data-driven opportunities.
447. Elrond Network has Acquired Twispay, a Romanian Tech Firm and with it the Approval to issue E-Money
Elrond Network acquires Twispay and the approval to issue electronic money.
448. 4 Essential B2B Marketing Strategies in 2021
Know how your B2B business can do most of its marketing online
449. How AI Will Push Fintech and Banking to New Heights in 2021
The greater relationship between AI and fintech can help the financial industry combat fraud more efficiently.
450. How Does the 1033 Open Banking Rule Impact FinTech Startups in the US?
CFPB’s 1033 final rule formalizes Open Banking in the US regulatory system, empowering consumers to share financial data with third parties.
451. My Deep Learning Experiments for Fintech Risk Detection
Explore the application of deep learning techniques in fintech risk evaluation.
452. Building a Cash Lite Society - Interview with Startups of the Year Nominee, Wallet Factory
Vote for Wallet Factory, a FinTech provider of digital wallets and loyalty rewards for banks and NBFIs. See how businesses can win untapped audiences with ease.
453. How IoT in Fintech is a Game Changer for Financial Markets
The financial sector is going through massive change. At the heart of this shift lies IoT in Fintech.
454. Fintech in Japan: How App Payments Are Changing Cash Culture
Many visitors to Japan are always surprised by one thing. Despite its East Asian neighbours moving rapidly towards a cashless future, Japan is a cash society. Tokyo’s neon lights and sleek and high-tech public transport system often give the impression that Japan is a place where the future happens. Hop off the train at the newly opened Takanawa Gateway Station and you’ll find a station that has its cleaning and security handled by robots.
455. 8 FinTech Software Development Startups to Watch Out for in 2022
How does FinTech software development affect business success? ✅ Are FinTech development services relevant in 2022?
456. On Bringing the Change to Financial Education, with Ivan Muck, CEO at ff.next
An interview with the Co-Founder and CEO of the Hungarian mobile banking firm, Ivan Muck about how he and his startup got started and some lessons learned.
457. NeoPass Unveils a Compliant Solution For Accessing Digital Assets Across The CIS Region
NeoPass plans to continue expanding its network of integrations with international crypto platforms
458. The AI Agent Blind Spot: A New Frontier for Security Analytics
This article breaks down the 'AI Behavioural Assurance' gap and proposes a new security framework for monitoring agent behavior.
459. The 6 Things I Learned Building a Successful Global Startup
Alan Lin, COO of Outfund, shares learnings from scaling Outfund's fintech lending business globally.
460. An Intro to Payment for Order Flow vs. Best Execution
Payment for Order Flow and Best Execution are two distinct concepts in the world of finance. Understanding their differences is vital for investors.
461. The HackerNoon Newsletter: The Clever Programmer (11/10/2024)
11/10/2024: Top 5 stories on the HackerNoon homepage!
462. Consumer Risks in Fintech and Their Regulatory Approaches
This article takes you through the risks in fintech and how they can be identified and avoided based on the example of three popular fintech concepts.
463. The Role of Embedded Finance in Creating a Frictionless Experience
Customers are still big on frictionless experiences and because humans are insatiable in their quest to improve life’s meaningfulness, the job is never done.
464. Why Governments Should Embrace Technology
The world has experienced a giant digital transformation and almost no aspect of life has been untouched by this technological change. Not only do we use all kinds of tech in our daily lives, but technological tools and devices have found a central position in professional spaces as well. In fact, one might argue that the business and administrative industry has endured the greatest degree of change due to this digital transformation.
465. Cracking the Code on Credit Card Declines and Hidden Revenue Loss
Credit card declines are more than payment failures — they’re silent revenue killers. Discover why it’s time for businesses to rethink?
466. Financial Services for Gamers: A Rising Paradigm?
Virtual economies have become increasingly intertwined with the physical world. How could this change how we approach our in-game finances?
467. How to Prevent Fraudulent Credit Card Use
A stolen credit card is unlikely to cost you huge monetary loss and will be a major hassle, which is why it’s critical to take precautions in the first place.
468. How to Make Crypto Simple and Trustworthy: CryptoEQ Cofounder Interview
Houston, Texas “Would you ever invest in something you don’t understand?” Spencer Randall asked me. It is a compelling question, one of the challenges preventing mass cryptocurrency adoption. “People don’t understand Bitcoin and other cryptocurrencies. That’s why we’re here to share our insights, analysis, and make more people aware of this asset class.”
469. #Mythbusting the Top 4 Misconceptions about Fintech
The world of finance is a very diverse and constantly changing environment that combines tradition and innovation. On the one hand, we have conventional financial mediums like fiat money, precious metals, and stocks that have been well tested during recent centuries (some of them even longer).
470. Making Technology Work for Everyone: Igor Kuzevanov about Innovations in Blockchain
Igor Kuzevanov discusses simplifying DeFi, scaling SettleTON to 160K+ users, and the future of blockchain in this exclusive interview.
471. Hack the Favela: Brazilian Fintech Startup Offers Coding Courses in Favelas
Alt.bank, a fintech founded by British entrepreneur Brad Liebman and headquartered in São Paulo, is working on a solution to the labor shortage.
472. Minimizing Risks With Blockchain Startups
Financial technology (FinTech) is an evolutionary outgrowth of digital technology. Although it existed before, only since smartphones has it gathered steam and become omnipresent. FinTech is based around gathering and leveraging financial information and then automating it for the best user-end experience.
473. Little Known Truths About AI In Online Lending And Why They Matter
Technology is now one of the essential elements for the growth and development of many businesses. Artificial Intelligence (AI) is an example of such tech becoming popular with businesses, like online lending.
474. The Essential Guide on Selecting and Integrating a KYC Provider
The digital identity solution market revenue volume was $22.9 billion, while according to experts, it will grow to $70.7 billion by 2027.
475. How Is IoT Shaping FinTech in 2023?
Connected technologies continue to revolutionize modern industries, and the banking and financial industry is no exception. With the advent of digital solutions and artificial intelligence (AI), we’re seeing a major transformation in financial services.
476. Startup Interview with Antonio Peláez, Dapp CEO & Cofounder
Dapp was nominated as one of the best startups in Queretaro in Startups of the Year hosted by HackerNoon.
477. Bitcoin’s Price is Immaterial: Focus on Opportunities NOT Price
Bitcoin's price has nothing to do with its value or the opportunity it presents
478. Contactless Technology Spikes in Demand Amid Coronavirus
Coronavirus outbreak has trembled the world with global cases reaching 182,742 with death toll crossing 7,174. This outbreak has affected the world catastrophically. Scientists have galvanized in order to find a vaccine against this virus, and a lot of funding is being raised in this regard. This has proven to be a life-threatening virus, and with more deaths with every passing day, it's safe to say chaos is being created all across the globe.
479. 'Straight to the Field' in Brazil by LaFinteca × Betby × Adwa
LaFinteca, Betby, and Adwa have come together to launch “Straight to the Field”: the all-in-one solution for sports betting in Brazil.
480. Billing & Pricing Strategies to Unlock Revenue Growth in the AI Era
Discover the versatile pricing and billing techniques that adapt to changing market conditions, customer demands, and competitor actions to improve revenue.
481. GameSwift Introduces GS Pay To Bridge The Gap Between Web2 and Web3 Payments
GameSwift introduces GS Pay, a revolutionary payment system, turning in-game treasures into real money for gamers' everyday expenses.
482. "The Biggest Challenge in Crypto is the Volume of Information Published Daily"
In this Meet the Writer interview, Demetrios Zamboglou talks about his extensive career in fintech and the challenges of writing about crypto.
483. Will 2020 Prove to be the End of Monzo?
For a long time, it was considered the brightest unicorn of the UK fintech startup scene. Before the pandemic, sporting a pink Monzo card, as London city slickers and fintech aficionados alike did, was a form of social status signalling.
484. Mobile Money: The Key to Financial Inclusion in Emerging Markets
Mobile Money. Agency Banking. This article gives you an introductory guide to the Mobile Money Scene in Emerging Markets.
485. Dmytro Rukin on how fintech is shaping the next wave of startups in Brazil
Brazil is one of the few markets where financial infrastructure has reached a level of maturity that directly accelerates startup growth
486. FinTech Security Needs To Be Taken More Seriously Than It Is
Cyberattacks the biggest barrier to financial innovation
487. When Life Gives You Lemonade
On July 2nd, 2020, a shockwave rippled across the technology landscape, as a few newly minted millionaires took stock of their fortunes. Simultaneously, individuals in Silicon Valley and New York met in private for celebratory cocktails. Major publications across the world reported the event including Forbes, Reuters, and the Financial Times.
488. Preventing Fraud in Fintech
The fintech industry is a prime target for fraudsters. Here are 4 methods of fraud prevention in the industry.
489. Startup Interview with Oona Rokyta, CEO and Co-Founder, Lance
Lance is the first financial guidance account for creators and flexible workers.
490. Why Does Mukesh Ambani Have Faith in Blockchain?
In the next ten years, Ambani predicted that the decentralized finance (DeFi) industry would undergo unavoidable changes.
491. Meet the Writer: Hacker Noon's Contributor Elena Obukhova, Entrepreneur, Mentor, & Crypto Enthusiast
Meet Elena Obukhova, the Hackernoon contributor. Founder of FAS Fintech Advisory Services, FlashBack (NFT ticketing), Mentor, Speaker & Blockchain Enthusiast
492. How I Went From Chartered Accountant to QA Engineer in the UK
Chartered Accountant turned QA Engineer shares her journey into tech, career switch tips, and mentoring in software testing.
493. DeFiChain goes Live with ‘Fort Canning Road’ Hard Fork
The Fort Canning Road hard fork signals the release of code modifications that will correct the premium pricing problem that has been plaguing dToken.
494. Some of the most influential Fintech products that came from Finland
The number of fintech companies that are in Finland has seen amazing growth over the years, with the country currently housing approximately 180 companies and covering all the different field of fintech such as:
495. Goldman Sachs, Data Lineage, and Harry Potter Spells
Goldman Will Dominate Consumer Banking
496. How Innovative Technologies are Changing the Fintech Landscape
Tech advancements have transformed our lives and the financial industry. Fintech with blockchain and AI have revolutionized how we transact and manage finances.
497. From Big Four to High-Flying Startup: Navigating a Digital Tech Career with Georgy Babilashvili
Silverbird co-founder Georgy Babilashvili about navigating transition in digital tech career
498. POWER LEADER: Public's Katie Perry talks rise of the retail investor evolution
I’ve been with Public for more than 3.5 years and have seen a lot of different “eras” of the retail investing phenomenon
499. How Buying BTC For Less Than $1k Shaped This Hodler's Outlook
this is derived from a hackernoon community thread. these answers are by @BeastlyBeast.
500. Identity Discontinuity in Multi-Bank FX Systems
An architectural analysis of identity discontinuity in multi-bank FX systems and why reconciliation failures are structural rather than operational.
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