Let's learn about Digital Payments via these 82 free stories. They are ordered by most time reading created on HackerNoon. Visit the /Learn Repo to find the most read stories about any technology.
1. The Vulnerabilities of NFC Payments Need to be Addressed
Even though NFC appears to be so easy and convenient, it is not without its vulnerabilities, especially in regards to security.
2. Heard You are Into Modern Card Issuing and the Open API
Modern payment card issuing processes can deliver many different types of cards in a fast, efficient, and secure way.
3. How India Revolutionised its Digital Payment System
UPI has revolutionised the way Indians used to look at digital payment systems. In four years, it has surpassed Visa and MasterCard.
4. Hacking the Payment Problem of Disconnected Healthcare Systems [Infographic]
A look at the disconnected world of healthcare payments, including a convenient infographic to illustrate the issues.
5. Top 4 Places to Safely Store Your SIA - Best Crypto Wallets
The popularity of the SIA network is growing, as well as of its internal cryptocurrency. Where to get and how to store Siacoin – keep reading to find out.
6. How Buy Now Pay Later (BNPL) Is Bringing E-Commerce into the AI Era
AI is an extremely beneficial technology for business. Buy now pay later (BNPL) is an emerging form of e-commerce that shows exactly why this is true.
7. Ripple and the SEC Case: History of the Almost Never-Ending Litigation
No one really knows how the SEC and Ripple case will end. But what we do know is that the ruling will have a huge impact on the future of cryptocurrencies.
8. An Explainer on Why Stablecoins are a Better System for Money
Stablecoins have become a key part of the cryptocurrency industry.
9. System Design Interview - Designing Payment Systems; Follow-up Questions and Probable Issues
System design with payments. Possible issues and follow-up questions
10. Will Neobanks Emerge as the Future of Finance?
The past 12 months have seen an explosion in the digital banking (or neobank), industry, with a wave of new high-quality online banks bursting on to the market. Initially, many of these new banks were simply third-party banking apps with very limited functionality, focusing largely on students and travelers looking to save money with reduced fees.
11. Top 5 NFC Payment Mobile Apps for Android and iOS Users
This blog describes list of the top five NFC payment mobile applications, categorized for Android and non-Android users mobile users.
12. Fraud Prevention Requires Creative & Analytical Thinking To Stay Two Steps Ahead - Nimrod Lehavi
Interview with the co-founder and CEO at Simplex regarding fiat and crypto onboarding and detection of fraud in real-time.
13. Popular FinTech App Development and Features: 2020 Edition
No one thought that the finance industry could be in the digital mode, as cash and coins were ruling the roost. First came the Internet banking and the real dynamics of the finance industry started changing. Peer-to-peer payment apps become the go-to-transaction way for consumers, as digital wallet solutions began making inroads in numerous customer-centric industries.
14. The People’s Bank of China and the new white paper on the e-CNY (Digital Yuan)
The PBOC's July 2021 release of a white paper highlights potential privacy issues and the disruption of China's digital payments industry by the digital yuan.
15. Discussing Crypto Payments with Request Finance Co-Founder and CEO, Christophe Lassuyt
A conversation with Christophe Lassuyt, co-founder of Request Finance and a Y Combinator alumnus, about the future of crypto payments.
16. Web3 and Beyond: Decentralizing the Internet Can Increase Your Productivity
Consider how society has changed because of the Internet. In this article, I'll explain how the web has evolved, where it's going next, and why it's important.
17. Why should you Invest in Digital Currency?
Digital currency is the future of money. It is a growing industry and one which you can invest in.
18. Understanding Stablecoins and DAG with Stella Dyer
Millicent is a government-backed first-mover stablecoin. Founder Stella Dyer founded the company after growing up in the UK as a refugee from the Biafran War.
19. How to Integrate the Paytm Payment Gateway in Your React Native Apps
A step-by-step guide to integrating the paytm payment gateway in React Native Apps.
20. What Does the Future Hold for Mobile Money?
21. How Government Policies Influence e-Payment Adoption
Mobile payments, wallets, and digital banking have made a splash around the world over the last few years, as smartphone adoption grows and the demand for alternative e-payment options rises. According to eMarketer:
22. Thailand's Digital Baht Likely To Be Become One of Asia's First CBDCs
There is a very real possibility of the Bank of Thailand being among the first Asia-based banks to unveil a retail CBDC for use by its population and beyond.
23. In-car Payment Systems Unlock New Opportunities for M2M Economy
The full potential of in-car payment systems will be revealed in the machine-to-machine economy and a cooperative mobility ecosystem
24. Are Central Bank Digital Currencies (CBDCs) Legit?
25. 3D Secure v.2 Business Safety Protocol
3D Secure 2.X guarantees a security for online businesses and consumers paired with a seamless transaction experience and high conversion rate on payments.
26. Offshore Credit Card Processing: What Are the Most Common Mistakes People Make?
What are the most common mistakes that people make in off shore credit card processing? Did they read the terms and conditions? Have they seen any hidden fees?
27. Meet Data: The Driving Power of Fintech
Off late, “Fintech” has been and remains to be a buzzword. It is transcending beyond traditional banking and financial services, encompassing online wallets, crypto, crowdfunding, asset management, and pretty much every other activity that includes a financial transaction. Thereby competing directly and fiercely with traditional financing giants and their methods.
28. How World Mobile & COTI Are Bringing Crypto Payments to African Merchants
World Mobile Group and COTI bring ADA Pay to retailers and merchants in Africa.
29. Even at $100,000, Bitcoin Will Not Lead to Mass Adoption [Explained]
30. 4 Tips for Operating a Successful Digital Showroom
If you want to increase brand awareness and sell more cars, embrace these best practices for virtual selling.
31. Startup Interview with Efe Ojadua, Co-Founder and CEO of Middletrust
A startup interview with Efe Ojadua, Co-Founder and CEO of the Nigerian Fintech company Middletrust on starting up his own business and what he learned.
32. This Service Will Transform the Way Companies Receive Cryptocurrencies in 2023
Among the current targets, Slash is appealing mainly to restaurants, retail & e-commerce (fashion, travel), luxury, and multi-payment providers.
33. How Web Push Provisioning Can Be Used
Digital wallets and tokenization have been popular among FinTechs and developers for several years.
34. How a New Subset of Indian UPI Enables Offline Transactions
India's central bank and regulatory body, RBI launched a service named 123PAY on 8th March 2022. Read on to know more.
35. How to Optimize Your Online Payment Process for Higher Conversion Effectively
Ensure a simple and seamless payment process · Optimize security to better identify fraudulent transactions · Implement an omnichannel payment.
36. Stablecoins Will Change the Way You Approach Cross-Border Payments
It takes an average of $13 to send $200 to another country and three to five business days to complete a transaction.
37. PIP to Make Web3 Payments Simple for Users on the Binance Smart Chain
PIP introduced its services in the Binance ecosystem, offering stablecoin-based transactions using Binance Coin (BNB) and Binance USD (BUSD).
38. 5 Incredibly Useful Online Payment Platforms For Small Businesses
Any business setup whether small or large will get to a point every now and then when they have to accept payments or send out the same. A small business owner usually takes this very seriously as they cannot afford to make mistakes. There are several payment tools and platforms for accepting and processing payments but not all payment processors are the right fit. Some people may be living in countries where some payment platforms are not accepted. It could also be that some of the platforms do not have the features that are needed for your small business to grow. With all these in mind, let us take a look at some incredibly useful online payment platforms for small businesses.
39. Top 13 Payment Processing Solutions for Small Businesses
This list will help you understand some of the most popular online payment solutions for small businesses and choose the right one!
40. When Messenger Apps Adopt Fintech: Privacy Issues and Implications
41. How to Pick the Best Recurring Payment Solution
It is a huge task to find the right recurring payment solution for a SaaS business. But you can try freemiums and free trials to make a right decision.
42. The Digital Payment Revolution: What Are the Benefits?
43. Rise of Open Banking & Real-Time Payments: Reimagining Finance
India's Unified Payments Interface (UPI) is a global case study to learn about the massive benefits that Open Banking can bring to the world through convenience
44. Benefits, Use Cases, and Implementations of Blockchain in Real Estate
Real estate enterprises are recognizing the inevitable impact of blockchain technology to streamline payments and for the optimization of both commercial and re
45. Creating a Payment Flow using Velo Pay API
Using the Velo Pay API you can collect payments from your site's visitors outside the context of a Wix App like Wix Stores. The API allows you to collect a payment when triggered by any user interaction on any page.
46. What Do E-Wallet Consumer Trends Look Like in Southeast Asia?
In the past few years, Southeast Asia has become a leader in the financial revolution. As a region with a dynamic economy, Southeast Asia presents an excellent opportunity for digital payment services, such as e-wallet and internet banking solutions to prosper.
47. India’s Roadmap to Invisible Payments — Subscriptions
Have you ever paid attention to the design of your internet browser? The better it camouflages itself, the more oblivious you become to its existence. The same analogy applies to our payment experiences too.
48. Square Case Study: Bugsnag Struck Gold When Building the Timeline View
When Square, Inc. was founded in 2009, its objective was to provide an easier way for small business owners to accept credit cards from customers.
49. 5 Top Payment Trends for 2021, According To McKinsey
Surviving the Pandemic: the Top 5 Fintech Payment Trends of 2021
50. What is the Recurring Payments PoC and How Does it Work?
In the Moosty team, we learn by doing. By building proof of concepts we learn about blockchain technology & the creation of network dynamics.
51. What is Payment Gateway and How Does it Work?
A payment gateway is a bridge through which we transfer our money from one account to the company account when we are buying product or service of that company. Online Payment have become part of daily lives in no time.User's not only make transaction through debit or credit cards but through numerous payment methods like UPI, Net banking and wallets
52. Integration Comparison: Adyen, Braintree, Stripe
53. How Digital Banking is Challenging the Status Quo
Digital banking has exploded in popularity this year, leading to a sharp rise in interest and increased attention from the traditional finance sector.
54. Should You Build Your Payment Solution From Scratch?
What’s the right payment solution and should you build or buy?
55. PCI DSS – Compliance Requirements and How to Meet Them
56. Neobanks Notwithstanding, Traditional Banks Are Not Going Away
Traditional banks Vs. Neobanks
57. Stripe Vs. Braintree Vs. PayPal: Which Is The Best Payment Platform?
Online payment platforms have changed the way we shop every day. With the help of such payment platforms, we can easily send and receive without going to the bank.
58. Overloaded "Online vs Offline" in EMV Card Processing
When EMV card processing is discussed, one confusing usage of terminology is Online vs Offline. They mean different things in different context.
59. Payment Request API Specification
Secure context
This feature is available only in secure contexts (HTTPS), in some or all supporting browsers.
60. The Digital Universal Drachma: A Paradigm for a Global Private-Public Cryptocurrency
A bold re-envisioning of the fundamentals behind blockchain technology and economic theory, in this paper Chitose Nakamoto suggests a middle ground in crypto.
61. Cryptocurrencies and Stablecoins Could Make Remittances Faster and Cheaper
62. Could Cryptocurrencies Ever Be Anything More Than the Creation of Money Out of Thin Air?
Something many people cannot seem to wrap their heads around is the concept of cryptocurrencies - how are cryptocurrencies created? What makes them valuable? To understand this, let’s take a brief look back at the history of money.
63. Global Entrepreneurs Need Global Payment Solutions - Here Are 5 that I Recommend
Entrepreneurs, freelancers, and business owners have had to jump through hoops to accept payments from international clients. Bank transfers are fee-ridden and take days to process. PayPal has been known to freeze accounts randomly. Other payment providers simply do not work with certain countries. Providers have been known to pry deep into a person's business operations without much merit or probable cause.
64. Fuse Co-Founder Mark Smargon on Revolutionizing the Financial Sector with Crypto Payments
Mark Smargon, co-founder of Fuse.io, talks to Ishan Pandey about his personal journey into the blockchain space.
65. 4 Reasons Why Your Business Should Accept Mobile Payments
66. 6 Security Tips for Non-profits That Process Donors' Credit Card Payments
Credit card payment processing is a game-changer in the digital landscape. These six security tips are things to consider for non profits needing payments.
67. An Introduction to PCI Compliance
There are plenty of reasons for enterprises that work with cardholder data to care about payment card industry (PCI) compliance.
68. Restaurant Table Side Tech: How OneDine Solving Chargeback Issue for Restaurants
69. The Digital Payment Revolution: What Are the Benefits?
70. The No-Code Way of Payments with Stripe: A Brief Guide
Stripe launched a new way to accept payments via Payment Links recently. It's a big deal for many use-cases.
71. What is Lexical Functional Programming ?
Lexical functional programming - jargon and naming convention. How to standardize descriptive names?
72. The Future of E-Commerce in Southeast Asia
The e-commerce sector in the SEA region is growing rapidly. Some changes expected in the next 5 years have already occurred in 2021. According to the report by Google, Temasek and Bain & Company, there were expected to be 440 million internet users in Southeast Asia in 2021. How can online retailers participate in this digital revolution and best meet the needs of today's consumers?
73. MobileCoin is the World's First Carbon-Negative Cryptocurrency
MobileCoin has a significantly smaller impact on our planet and uses far less energy compared to other cryptocurrencies. This is how...
74. Why Your Face Will Become Your Main ID
In recent years, the payments industry has been actively putting the “Less paperwork” slogan into practice. Even before the Covid-19 pandemic, process automation was going full steam ahead, but now the coronavirus seems to make it soar even higher. I spoke to Alexander Kaufher, xpate Head of AML (Anti-Money Laundering Department), to figure out how identity-verification automation is working and why electronic identification will be used for up to 90% of all applications in 5 years.
75. AI-Powered ID Verification: Guarding Digital Payment Gateways
Artificial intelligence is undoubtedly reshaping the dimensions of almost every sector around us by providing them identity verification solutions.
76. "Millennials and Gen-Z are Managing Credit with Technology" - Leo Goriev
This article talks about the credit card economy and digital payments how the 2008 economic collapse is tied to credit card ownership and spending.
77. Understanding the Payments Industry with Alon Rajic: Founder of MoneyTransferComparison
Alon Rajic is the founder of Money Transfer Comparison, Finofin. He says the biggest story of the year in UK Fintech, at least in his view is the IPO of Wise.
78. B2B Fintech Trends for 2021: Storage, Security, Cloud Migration, IaC
79. Examining Your EMV Chip Cards
Now we are a few years into EMV mandates in the US, we all have one or more EMV chip cards in our wallet and have used them in stores.
80. What is the Recurring Payments PoC and How Does it Work?
In the Moosty team, we learn by doing. By building proof of concepts we learn about blockchain technology & the creation of network dynamics.
81. Are We Close to Abolishing Physical Money and Bank Cards?
In this slogging thread, our tech community discussed how implementing a microchip on our hands can be an innovative option instead of our bank cards.
82. The 12 Key Requirements for Your Company’s Valid PCI-DSS Compliance Plan
This article provides you the detailed information and also acts as a guide to help the IT managers, fintech managers, management executives, stakeholders, to understand how PCI DSS compliance can be applied in their organization’s business transactions with the customers' payment card’s data.
Thank you for checking out the 82 most read stories about Digital Payments on HackerNoon.
Visit the /Learn Repo to find the most read stories about any technology.