Let's learn about Banking via these 161 free blog posts. They are ordered by HackerNoon reader engagement data. Visit the Learn Repo or LearnRepo.com to find the most read blog posts about any technology.
Why use a bank when you can just stuff your money under a mattress?
1. Profiting in Times of Crises: The Silicon Valley Bank Story
Examining interest rates' evolution & their role in modern economies. Discussing COVID-19, Ukraine war & inflation's impact on SVB's collapse & stakeholders.
2. The Future of BNPL and Its Impact on the FinTech Industry
BNPL (Buy Now, Pay Later) is a form of online lending that allows users to buy goods or services with deferred payment.
3. An Open Letter to Banks about Bitcoin and Cryptocurrencies
Dear Mr Bank Manager, don’t you think it is more frightening to ignore cryptocurrencies and face being left behind?
4. How to Find Capital for Your Business
One of the primary keys in setting up a business is having capital. If you don't have one, you must be seeking business capital.
5. Customer Identification & Fraud Detection from Maruti Techlabs' Playbook: A Banking Case Study
Voice-based fraud detection offers safe authentication while improving customer service in banking and various industries handling customer calls.
6. SEC Saved Coinbase From The Fate That Befell Voyager, Celsius, BlockFi, and Gemini
SEC's decision to declare Coinbase's Lend program unregistered security offering unintentionally saved Coinbase from the same fate as BlockFi, Celsius, Genesis
7. The Unit of Account for Bitcoin is $
8. How Cryptocurrency is Changing the Banking Industry
The emergence and growth of blockchain technology and the resultant cryptocurrencies has sent shockwaves throughout the financial markets. Cryptocurrencies have changed the way people conduct financial transactions globally. Be it typical mobile money transfers of the payment of goods and services; blockchain technology has been integrated into pertinent aspects of financial transactions.
9. 4 Ways Open Banking is Set to Democratize Retail Investing for Everyone
The widespread democratization of investment tools with open banking will fundamentally transform how the world saves its money.
10. Are Rising Interest Rates Going to Propel Neobanks?
For two years between 2020 and 2022, the US Federal Funds rate was 0.25%.
11. Understanding C++20 <chrono> in the Context of Quantitative Finance
Modern C++20 chrono library usage in quantitative finance for fixed income securities pricing
12. The Perfect Culprit: Is Crypto or the Banking System Funding Terror?
It is the financial system that could be easily corrupt and not the crypto one in funding terror all over the world.
13. Relationship of Gross Margin and Depreciation
14. Cash, Card, or Crypto?
We've finally reached a point where the cryptocurrency market is more than just a niche interest.
15. BaaS (Banking as a Service): Everything You Need to Know
Banking as a Service or BaaS is an advanced banking model. See how it works, its benefits, and its challenges. Read now.
16. Unmasking the Crypto Crackdown: Operation Chokepoint 2.0 Revealed
Diving deep into the US Government's covert attack on Cryptocurrency's financial lifelines.
17. The Importance for Cyber Security in Investment Banking Industry
Today, finding the best investments takes more than looking for market leaders. The investors today look for companies that has secure systems apart from profit generation, huge market share, strong growth potential, or a reasonable valuation. cybersecurity is a crucial growth-oriented strategy for their portfolio.
18. 2022 Predictions: NFTs Move Beyond Laundering & CircleJerks While Fake Meat Gets Attacked by the Sea
Annual tech predictions from venture capitalist, Bernard Moon. On NFTs, 3D-printing, meat substitutes, cryptocurrencies and commercial banking
19. Microsoft Orleans Gives Rise to Future-Ready Digital Banking
20. Is Saga the future of stablecoin and a new monetary regime? [Interview with Ido Sadeh-Man]
The most essential difference between Libra and Saga is a governance mechanism. In Saga, the owners of the currency and its "fate" so to speak are the SGA holders. Saga has a built-in democracy to prevent the case of plutocracy.
21. Digital Identity Verification Trends for 2023
As the world becomes increasingly digital, the need for secure and efficient digital identity verification has never been greater.
22. API Economy as a Key for the Success of Banking and Finance in the Future
Application Programming Interfaces are an integral part of the emerging digital space. Without them, benefiting from many of today’s habitual financial services would be at least difficult if not impossible. In this piece, Andersen’s experts in FinTech software development will tell how API-based IT solutions contribute to the success of banks and financial organizations.
23. King Dollar Will Be Crowned The King of Crypto-Fiat
While the bitcoin community seems fully absorbed by the daily ups and ATHs of bitcoin, it seems that most people have missed what might well be the biggest and most impactful news of the year 2021 for the crypto sector.
24. Serving Contactless Payments Through the Use of the QR Code
How can QR codes help you acquire more revenue and customers
25. The Paradox of Stablecoins: The Savior or Achilles’ Heel of Crypto?
Stablecoins can influence the security and decentralization of blockchain networks.
26. The Crypto Rises: The Future of Moving Money
SWIFT payments are a broken system that help financial institutions at the expense of users but they will soon be disrupted with the help of cryptocurrency,
27. Fintechs vs. Incumbents vs. COVID-19: Who Wins?
Incumbent Banks and financial technology startups (Fintechs) face very different challenges as they navigate the COVID-19 crisis. Despite sharing customers and offering similar products, their business models, how they operate, their balance sheets and culture vary tremendously. Each one of these differences impacts how they will perform during and after the crisis.
28. Open Banking and Crypto: An Unexpected Duo that Can Actually Work
Cryptocurrencies and open banking are two terms that usually don't go together. But there is a huge untapped potential within this unexpected duo.
29. Beginner's Guide to Listing Your Crypto Token on an Exchange
In this article, we will look at all the necessary steps for listing your cryptocurrency.
30. Brick-And-Mortar Banks are Losing the Battle to their Digital Counterparts
Financial technologies are rapidly transforming from futuristic imaginings into an inextricable component of everyday life. Back in 2016, such services as Apple Pay and Samsung Pay were just entering the global market as newfangled inventions, while today, they are used to processing three times more transactions than those made using conventional plastic bank cards. Mobile apps have since largely replaced bank office branches, and the coronavirus pandemic has only accelerated the trend. Taking into account the rapid pace of development of the fintech sector and speed at which modern users adapt to innovations, our experience of interacting with financial institutions is likely to undergo radical changes over the next few years.
31. 2021 will be the year when DeFi and banks finally learn to work together
The 2020 version of DeFi looked like a radical and frankly weird alternative to legacy banking. But in 2021, we might start moving to DeFi v.2 – one that banks and corporations can embrace. However, it will be very different from the sushi swaps and yield farming crazes that we've seen so far, with bank-friendly projects like Cryptoenter taking the lead.
32. Blockchain Regulations Must Empower Those Outside the Traditional Banking System
Banking and finance instruments have slowly evolved from being exclusively accessible to the fortunate few to becoming widely accessible to the masses, who are now able to transact with relative ease and accumulate wealth.
33. Discover the Collaborative Efforts to Combat Zelle Scams: Banks and Tech
Discover how banks and tech companies are collaborating to combat Zelle scams, enhancing security measures to protect users.
34. Open Banking and the Nigerian FinTech: Everything You Need to Know
By supporting incubators, accelerators, and other innovation hubs, Nigeria can create an environment that nurtures home-grown FinTechs...
35. Top Benefits of Crypto to Fintechs in 2022
The crypto revolution has helped out fintech startups in ways other than one. Here are some of the top benefits of crypto to fintech companies in 2022.
36. Learnings From Nik Storonsky’s Podcast: The Self Guided Missile Philosophy and Scaling to 50M Users
37. Why Was This Banking App Closing People's Accounts?
New Jersey man's account was closed suddenly after he paid for lunch at Applebee’s.
38. Twitter Takes a Loan at ≈ $8B Valuation, Reports The Cynic Formerly Known as MilwaukeeBonds
Twitter senior secured bank loans- the top of the capital stack- at $0.60 implies that Twitter- for which @elonmusk paid $44 billion- is now worth less than $8B
39. Blockchain's Impact on Payments Systems, Digitized Records, Trade Finance and Syndicated Loans
By now, if you have read about blockchain technology, you might have an idea about its potential. Bitcoin made its spectacular announcement as a result of the financial disaster led by centralized banks and government, back in 2009. But, is bitcoin free from its own vices? Also, after the financial disaster, have banks learned their lesson?
40. I Left Banking For Tech And It Was The Best Career Decision I've Ever Made
I quit my Hong Kong finance job and changed the course of my life through technology. Two years after making the switch into tech and I still love the industry.
41. How To Secure Your Bank Account from Hackers
In this article, we shall take a closer look at how one can secure his or her bank account and other related ideas.
42. Mitigating the DDOS Threats Facing Banks and Fintechs
As much as digitization and cyber simplified banking, the Fintech sector has left digital payment activity exposed to malicious and suspicious activity.
43. Designing Research to Simplify the Benefits of Blockchain for Banking
How will the banks of tomorrow operate, look, grow and thrive in a budding fintech environment and increasingly globalised market?
44. Why BlockFi Could Be the Bank of the Future
The future of money is in the realm of decentralization. Can BlockFi really take over the banking industry? Click here to find out.
45. From Web2 to Web3: Rethinking Your Favorite Apps and Services
What a time to be alive! If you're a millennial like me and lived through the internet boom, followed by the social media explosion, you can only be excited about Web3. And if you aren't, you probably don't know enough about it.
46. Pay by Bank: How Dwolla is Improving Digital Payments
Pay by bank from companies like Dwolla allows direct transfers between bank accounts, offering a streamlined alternative to card-based systems
47. Crypto Processing in 2022: Trends and Risks to Look out for
The future of money is clearly digital, powered by decentralized blockchain technology.
48. The Future of Banking Will Only Be Bitcoin: Here's Why
Bankers often tell you about the future of banking, but none of them will have made you think about the fact that the future of banking has just no banks.
49. The Mystery of the Ghost Refund: How Apple and Google Send Money Back to a Card They Never Saw
Learn the technical secrets of how Apple Pay and Google Pay handle refunds through tokenization.
50. Introducing Bankera: Bank Account Alternative Focused on Crypto Businesses
Bankera, an ambitious project to build a neobank for the digital era, has started to offer payment accounts to individual and business clients as a low-cost, fast and convenient alternative to traditional bank accounts. Individual and business clients who sign up to the service can already enjoy dedicated European IBAN accounts to send and receive funds via SEPA and SWIFT transfers. All clients can send and receive funds from cryptocurrency exchanges.
51. A Simple Introduction to Banking-as-a-service
Basics of Baas
52. Escaping the Payday Matrix: Ex-OpenAI & Opera Devs Code Financial Freedom for 1.4 Billion Unbanked
Blockchain and AI revolutionize global payroll, bringing financial access to billions. Explore how Volante Chain aims to bank the unbanked.
53. How Banking APIs Can Help Businesses Launch Quickly
Any company, be it a startup or an enterprise, that needs to collaborate with a legacy financial institution has several hurdles to overcome on the way.
54. Technology That Invalidates Regulation
As technological advancements continue to accelerate at an ever greater pace, the landscape of various industries is changing rapidly.
55. UK Labour Party Commits to Digital Pound While Considering Crypto
The Labour Party has already made, as part of its mandate for financial services published in January, a commitment to expand the use of AI in financial service
56. Weekend Project: I Built a Full MLOps Pipeline for a Credit Scoring Model (And You Can Too)
A small fintech startup was looking for someone to take their credit scoring model and make it production-ready.
57. The Sectors Most at Risk from Remote Work and How to Secure Them
Making the transition to a work from home arrangement has been a heavy lift for a lot of organizations.
58. FinTech: A 2020 Retrospective, and 5 Finance Trends for 2021
FinTech is a growing industry at the intersection of technology and financial services. This is a powerful incentive for technological progress, which expands its influence on different sectors of the economy, allowing them to develop. For example, FinTech has been most active in consumer services, banking, money transfers, payments, insurance, asset and capital management. The industry is revolutionizing the way businesses and consumers conduct financial transactions.
59. On Fintech Trends and Contactless Technology: Startup Interview with Daumantas Barauskas
Daumantas Barauskas, COO of Genome, shares with us Genome's origin story, technology to be excited about and the future of fintech in the Startups interview.
60. How Silicon Valley Bank Went Under - And the Tech Execs Who Stepped Up
As small-scale startups scrambled to make payroll while the future of the tech industry stood threatened, many of its prominent leaders looked for ways to help.
61. CBDC Potential: Why "Third-World" Countries Lead
The creation and advancement of blockchain technology are drawing the attention of central banks to varying degrees, especially in third-world countries.
62. How to Effectively Integrate a Third-Party Core in a Complex IT Infrastructure: A Banking Migration
Revolutionizing bank operations: Migrating core systems & innovating seamless authentication integration for optimal performance.
63. Financial Products That Combine The Innovation and Purpose: The Choice of Conscious Consumers
Consumers look for products that enable them to contribute to sustainability. Banks and fintech companies can address this need with innovation.
64. Uncovering the Benefits and Risks of Central Bank Digital Currencies: An In-Depth Analysis
CBDCs, despite their promises of increased economic inclusion, pose a significant threat to our privacy and financial freedom.
65. 15 Wall Street Institutions Bullish On Bitcoin
If you were a CEO of a large financial institution three years ago, publicly stating support for Bitcoin would be suicidal.
66. Is the Chase Sapphire Reserve Credit Card Worth It?
Chase sapphire reserve credit card review and analysis of whether the rewards justify the high annual fee.
67. Why More Banks Are Adopting Blockchain: Shaping the Future of Banking
Explore how blockchain transforms banking—innovation, challenges, and collaboration shaping the future of finance.
68. The Noonification: Contagion (10/7/2022)
10/7/2022: Top 5 stories on the Hackernoon homepage!
69. Banks Make Money Off you, Not for You - Unhashed #16
Sean Rach, the co-founder of a not-for-profit finance service platform hi, talks about the digital finance ecosystem and the evolution of the crypto markets.
70. Could Credit Suisse and Deutsche Bank Collapse Soon?
The stock prices of Credit Suisse and Deutsche Bank are plummeting. Both international investment banks’ shares are currently trading at 0.23x and 0.3x tangible
71. OCR in Banking: The Game Changer of GenAI
OCR in banking is a game changer for generative AI as it has improved the speed of bank operations and customer interactions, leading to enhanced efficiency.
72. How Can Banks Embrace Computer Vision Technologies to Effectively Compete?
In this article, we are going to look at different ways financial institutions can leverage computer vision technologies for more efficiency.
73. 5 Ways DeFi Is Impacted By the Adoption of Embedded Finance in the Blockchain Industry
The integration of financial services by non-financial organisations is referred to as embedded finance. This system has changed the way we engage with money.
74. Preventing LLM Hallucinations in High-Stakes Banking Operations
RAG improves LLM context. It doesn't guarantee correct reasoning over that context. For CCAR and BCBS 239 environments, that gap needs an architectural answer.
75. Do All Banks Have to Become Fintechs to Better Manage SME Customers?
Will banks successfully marry digital technologies with their SME customer management approaches in this new age of ‘creative destruction’? If yes, how?
76. The Rural Banking Stack-2
I would like to narrate how I am conceptualizing and building an intelligent supply chain financing network which will become part of a rural bank.
77. 103 Stories To Learn About Banking
Learn everything you need to know about Banking via these 103 free HackerNoon stories.
78. What Is Traditional Finance & Why Is the Current Financial System on Shaky Ground?
Traditional financial systems are in trouble. DeFi is trying to fix that.
79. Crypto Banks’ Audience Research 2023: Investment Goals, Involvement, and Fears
A large-scale study of needs, wishes, and fears of the crypto audience.
80. How Open Banking Can Revolutionize Dated Banking Systems in the US
Open banking is on everyone's minds now – and for a good reason. In Latin America, open banking is gluing society together to achieve greater social inclusion. In Africa, fintech companies are engineering a new hub for economic activity, and the latest EU regulations on open banking are provoking an inevitable face-off between challenger banks and traditional financial institutions.
81. How the Shady World of Crypto Shadow Banking Collapsed
The acti loan book of Genesis Trading lending desk, world's largest payers in crypto shadow banking, explains the ongoing collapse & contagion in crypto markets
82. Thinking Like a Hacker: The Threat of DeFi Hacks for Financial Institutions
The hacker attacks at DeFi protocols are a threat to DeFi's institutional adoption, but with the right precautions, banks can enter the space at minimal risk.
83. Examining the Risk of a Banking Crisis in the United States
Are we heading to a bank crisis in the US?
84. 43 Stories To Learn About Financial Services
Learn everything you need to know about Financial Services via these 43 free HackerNoon stories.
85. US Banking System Under Increasing Pressure
The US banking system is facing continued turbulence, as First Republic Bank (FRC) becomes the latest casualty.
86. Are APIs the Real Banking Revolution?
Application programming interfaces (APIs) have been around for 20 years,
but, as Ron Shevlin points out, just one in five community banks in the USA had deployed APIs before 2020, and they aren’t even on the radar of at least 20% of the banks.
87. Capital as a Commodity: How Technology is Reshaping Global Finance
How this startup is reshaping global finance by making capital a commodity.
88. Does Crypto Threaten Traditional Banking?
The issues of concern are clear. Crypto is safer, cheaper, faster however volatile, but traditional banks handle a less volatile currency and offer support, but
89. Bitcoin Mining and Traditional Banking Energy Consumption: The Truth
Over the years, analysts and environmentalists have constantly called Bitcoin mining an energy-intensive venture. This has brought a continuous spotlight on Bit
90. IMF Spring Meetings: Digital ID, Bank Account, and Smartphone - Essential 'Tools of the New World'
India’s digital ID architect tells an IMF panel that everybody should have a digital ID, a bank account, and a smartphone.
91. Will CBDC Powered Offline Payment Systems Complement or Compete With Cryptocurrencies?
Comparatively to traditional cryptocurrencies, a CBDC is centralized, and thus it is regulated by the issuing organization or country.
92. Why We Need Crypto Regulation
How the crypto regulation works now in USA and EU, what's coming up next, and how you can get ready.
93. The Real Take on Real Estate Crowdfunding Challenges in 2020
Could crowdfunding be the new frontier for real estate investing? Crowdfunding is an emerging industry alternative to property investment trusts for modern investors looking to gain exposure to real estate.
94. Releases: The Last Frontier of Standardization
As software engineers, we strive to better our craft and leave a lasting mark on the organizations we work for. Throughout our careers, we balance two types of knowledge: the combination of business domain and technical stack is our bread and butter. Sometimes we might value the business domain over the technical stack and vice versa as we expand our toolkit. For example, we might work at a financial institution (let’s call it Acme Investment Bank) for a broad domain, but where the tech stack is not bleeding edge. On the other hand, we might roll the dice and work for a firm that has a bleeding-edge tech stack but where the domain is very specific, like a company that sells wine to your pets.
95. Digital Transformation in Banks – Role of Document Automation
Document Automation is the perfect start to digital transformation. It offers a low-risk investment with immediate returns for banks.
96. 84 Stories To Learn About Finance And Banking
Learn everything you need to know about Finance And Banking via these 84 free HackerNoon stories.
97. Two Financial Worlds One App
A Bank Alternative that takes the best of traditional Banking/Finance, and combines it with DeFi, into one app is the future. Where TradFi and DeFi co-exist.
98. Evergrande's Collapse Calls for the Financial Shift?
The recent court order to wind up Evergrande, the world's most indebted developer, has brought a chain of reactions from far beyond the real estate sector.
99. Key Takeaways For The Payment Industry Following The Pandemic
Before the pandemic, many businesses did not even think about shifting to e-commerce, but then went online and completely automated their processes in a matter of weeks. I asked Mike Shafro, xpate CEO, what role paytech partners play during the transition, which payment solutions are here to stay and how the shift to e-commerce affects the safety of funds.
100. Why Bank Collapses are Good News
Bank collapses are bad for cash and good for crypto. Where are you invested?
101. Could Small Cash Transactions Boost Business Profits? The Benefits Of Small Payment Cashing
Let’s explore the benefits of enabling small cash transactions in a digital-first high street. Could it boost small business profits?
102. US Banks Will Soon Offer Bitcoin Custody: Is This The End of Bitcoin as a Tool for Self-Sovereignty?
Is this the prelude to a government plan to ban BTC self-custody in the future?
103. The Critical Role of Security Testing in Banking Software Development
Security testing is vital in banking software development to prevent breaches, protect sensitive data, and maintain customer trust and regulatory compliance.
104. HSBC Partners with The Sandbox to Bring Financial Services into The Metaverse
The partnership between The Sandbox and HSBC will have HSBC acquire a plot of land, a virtual real estate in The Sandbox's virtual & Metaverse world.
105. "I experienced firsthand how painfully long and intricate working with a bank can be" #Noonies2021
Learn about the pursuit to solve one of the most severe and long-prevailing problems in fintech.
106. Then Vs Now: How Banking Has Changed Over Time?
If someone told us that the beginning of 2020 would change our lives completely and that we’d have to wear masks wherever we go, refrain from hugging people in public, and maintain social distancing even at a bank, I would probably not believe it. I mean, after all, the concept of wearing a mask was strictly forbidden back in the 1920s because it was a sign of robbery. But it all now seems very normal.
107. Modern Antifraud systems using AI
I want to share my experience of how a simple anti-fraud system has evolved from a decision-making system by bank employees to an autonomous decision-making ...
108. Who put the Crypto in the Cookie Jar?
In the early days of cryptocurrency, storing your digital assets in a wallet file on your computer was a novelty and was part of the attraction of this burgeoning economic system. With some basic technical knowledge, you could mine or mint, store, and transact your digital currencies from your desktop, and eventually your mobile device.
109. Working on Developing a Banking App? Here Is Your 5-Step Guide to Success
With all the recent digital transformation and modernisation, it is extremely important for banks to prioritize mobile-first approach.
110. What To Do if The Bank Mistakenly Reported You as Deceased
Investigate, complain, and maybe sue
111. I Built a Digital Banking Platform While Watching TV. Here's What That Actually Means.
I built a digital banking platform in a week while watching TV. Here's what that reveals about AI, SaaS moats, and where the real work actually lives.
112. Taking a Look at How Much Money & Cryptocurrency Exists in the World
Bitcoin and cryptocurrencies are still small compared to more traditional forms of “money.” While USD is useful and abundant, Bitcoin is useful and scarce.
113. How Data Networks Decide Who Gets Credit in 2025
Every loan application runs through connected systems that analyze payment patterns, income data, and digital behavior in real time.
114. How AI Will Push Fintech and Banking to New Heights in 2021
The greater relationship between AI and fintech can help the financial industry combat fraud more efficiently.
115. The Banking Revolution: Will Stablecoins Destroy Financial Giants?
Stablecoins are forcing a long-overdue upgrade of the global financial system, but they also pose risks to monetary sovereignty and consumer protection.
116. Lifestyle of the Fed and Famous — How Bitcoin is Here to Set You Free
Alone Against the Current System, You Don’t Stand a Chance. Bitcoin Is a Game-Changer, Allowing People to Unite in a Peaceful Struggle.
117. Financial Services for Gamers: A Rising Paradigm?
Virtual economies have become increasingly intertwined with the physical world. How could this change how we approach our in-game finances?
118. #Mythbusting the Top 4 Misconceptions about Fintech
The world of finance is a very diverse and constantly changing environment that combines tradition and innovation. On the one hand, we have conventional financial mediums like fiat money, precious metals, and stocks that have been well tested during recent centuries (some of them even longer).
119. The Essential Guide on Selecting and Integrating a KYC Provider
The digital identity solution market revenue volume was $22.9 billion, while according to experts, it will grow to $70.7 billion by 2027.
120. Englishman Who Fooled America
121. The Future of the Banking Industry
It is hard to believe that soon banks will lose their hegemony, but the process is happening and cryptocurrency is a big part of the reason
122. Some of the most influential Fintech products that came from Finland
The number of fintech companies that are in Finland has seen amazing growth over the years, with the country currently housing approximately 180 companies and covering all the different field of fintech such as:
123. How to Generate Additional Streams of Revenue via Embedded Banking
Wish to unlock new revenue paths for your business and that too from your existing products? Say hello to embedded banking & finance!
124. ☢️ Dissecting DEFENSOR - An Android Malware That Affects Your Banking Apps
Android malware apps are nothing new, but this one is of particular interest in how it implements no such functionality that can be readily detected by security products. The apps named DEFENSOR ID and Defensor Digital rely mainly on Android's Accessibility Service to conduct malicious activities, and go undetected.
125. Neobanks Notwithstanding, Traditional Banks Are Not Going Away
Traditional banks Vs. Neobanks
126. How to Choose the Right Payment Gateway for the E-commerce Business
E-commerce is a promising business area that shows high growth rates each year.
127. Here's Everything You Need to Know About Silicon Valley Bank's Collapse
March 10, 2023, was a bad day for Silicon Valley Bank customers but not as much as it was for the bank.
128. [Announcement] Wise Raises $12M To Accelerate Embedded Banking Partnerships
Wise, the leading embedded banking FinTech, that offers business banking via partnerships, announced today that it has closed a $12M Series A.
129. In California, Your Face Can Be Your Credit Card
Whether you are craving a burger or Chinese food tonight, there is no need to reach for your wallet or phone to buy it. Food vendors in California are embracing facial recognition — technology that lets you pay with a smile.
130. Why Onboarding Traditional Investment Vehicles Is Integral to the Success of DeFi
Eliminating DeFi’s seasonality doesn’t mean abandoning cryptocurrencies.
131. An SVB Thread: Why the FDIC Needs to Temporarily Guarantee All Deposits
Sam Altman details why the FDIC needs to temporarily guarantee all deposits.
132. DeFi Needs to Have a Reliable Legal Framework That Supports Such Innovations
EQIFI is a hybrid platform that combines decentralized finance with centralized finance.
133. What's Going to Happen in the Aftermath of the SVB Situation
Brad Hargreaves details what's going to happen in the aftermath of the SVB situation.
134. US Stock Rally Cools: Fitch Ratings Raises Concerns Over Banking Sector
The crypto market remains dull with BTC taking a dive of almost 5% over the last week with most altcoins performing even worse than that.
135. How Robo Advisors Will Affect the Finance Industry
Robo advising isn't just a buzzword. In the U.S. today, there are already $980 million in assets managed by robo advisors. These aren’t slowing down anytime soon. In fact, they’re growing by a rate of 27% annually.
136. Why Malaysia is Poised to Lead Islamic Finance’s Digital Transformation
Malaysia’s strong digital infrastructure and Islamic finance leadership position it to become the global hub for innovative Islamic fintech solutions.
137. How to Navigate Digital Transformation as a Mid-Cap Bank
In the banking sector, digital transformation is long overdue. It’s the pandemic that caused a rapid spike in customers’ demand for digital channels.
138. The Value of Bitcoin Is Far More Important Than Its Price
Smartphone + Internet Connection = Bank For Everyone Everywhere Every Time Permissionless And Trustless.
139. What are the Sectors Most Prone to Cyber Threats?
This article presents a rundown of the industries that have been kicked in the teeth by cybercriminals amid the pandemic.
140. Mastering Digital Transformation in Banking: Challenges and Opportunities
Insights on digital banking transformation, strategies, and challenges from expert Alex Babin, focusing on innovation and agile methods in fintech.
141. Should you Switch to a Challenger Bank in 2021?
Should you switch to a challenger bank in 2021? Will fintech really make a difference in how you manage your money? Find out if you should change your bank.
142. Banking Crisis Fears Reignited as US Federal Reserve Raises Rates
Although investors expect this latest hike will be the last, Fed Chair Jerome Powell has left the door open for another possible hike, subject to new data.
143. Onlookers Question SVB Executive Salaries Following Collapse
CEO Greg Becker received $9.9 million in compensation, while two other executives received $4.6 million and $3.6 million, respectively.
144. Mobile Payments Systems: How Close Is the Death of Physical Banking?
Is online banking causing the death of phsyical banking? 5 top implications of online banking app and digital cards
145. 5 Benefits of Using Robotic Process Automation in Banking
In this article, we explored the applications of RPA in the banking sector.
146. Banking, Finance and More with Noonies Nominee Radley
2021 Noonies Nominee General Interview with Rad Sidwell-Lewis. Read for more on Investments, Finance, Tech, Entrepreneurship, Travel and Startups.
147. Everything You Need to Know About the Silicon Valley Bank/FDIC Issue
Domalewski breaks down the Silicon Valley Bank/FDIC Issue.
148. SVB Doesn't Deserve a Bailout: Here's Why
Alf goes into why SVB doesn't deserve a bailout.
149. How Secure Banking APIs Simplify Fintech
Banking APIs and fintech apps are a perfect combination to drive innovation, expansion, and business growth.
150. Is the Cryptocurrency Industry Destined to Relive the Fate of the Banking System?
The government's recent stablecoin regulations could shape how the entire cryptocurrency industry evolves.
151. How to Improve Open Finance Apps
In the US, our financial data should be more easily accessible and transportable. This would make it simpler for more applications to be built to give us views into our financial life (bank account, brokerage, etc…). That in turn would allow different segments of the population to be better served for their needs.
152. Online Banking Apps: Extra Features Banks Need to Stay Competitive
Online banking is on a steady path to success, surpassing traditional financial institutions in reliability, convenience, and transaction speed. Still, with more financial services software companies joining the race, users become increasingly picky and difficult to impress. To keep that competitive edge, the service has to offer features that are both desirable and original. This article is an overview of the most feasible directions to explore.
153. Crypto Banking in Europe & Rest of the World Needs to Adapt in the Wake of Change
Following the collapse of FTX exchange and other major crypto-oriented firms, the crypto industry is facing challenging times in accessing banking services.
154. How COVID-19 is Accelerating the Move to Branchless Banking
The only valid and safe method of banking left is digital banking. As the world shuts down and we brace for our new normal, one reality still exists. We still need our money. And the way we need to access and use it now relies on digital banking more than ever.
155. Decentro Launches India’s First-ever Fintech Fellowship Program
Decentro is thrilled to announce the country’s first-ever fintech fellowship program for young developers & final-year graduates. Apply now!
156. Today’s Federal Reserve: A Faith-Based Organization
Nobody knows whether Fed decisions matter, but people act like they do. They do so on the basis of faith, not facts.
157. "FinTech Wave-2 isn't Digital, It’s Hybrid." Lessons from Wave-1 and What’s Next?
Fintech represents the collision of two worlds — Financial services and technology, and with this union comes, both disruption and synergies. Fintech came of age in the aftermath of the 2008 financial crisis. New regulations and changing consumer demands began to emerge as the world tried to pick up the pieces of the “great recession”.
158. Banks Are Investing in Chatbot Services and Are Expected to Save Billions by the End of 2022
Know 5 benefits & top 10 banking chatbot use cases. How a chatbot is evolving in the banking sector to both bankers and customers.
159. More Than Politics: Presidential Candidate Robert F. Kennedy Jr. Challenges the Status Quo
In a political landscape often filled with empty promises, one presidential candidate dares to defy the establishment and champion the cause of cryptocurrency..
160. Responding to Balajis
Demetri Kofinas responds to Balajis.
161. 7 Ways Banks Can Use Conversational AI to Stay Relevant In Today's FinTech Era
Learn how banks can leverage conversational AI and stay relevant in the age of FinTech including the rise of contactless payment methods, omnichannel, and more.
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